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Velocity Financial, Inc. (VEL)
NYSE: VEL · Real-Time Price · USD
17.63
-0.09 (-0.51%)
Jul 30, 2026, 10:22 AM EDT - Market open

Velocity Financial Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
318.22343.6236.03171.75106.3286.06
Revenue Growth
37.31%45.57%37.43%61.54%23.53%25.27%
Net Income
107.1103.7167.5951.5231.7220.64
Earnings Per Share
2.802.751.911.520.940.86
EPS Growth
44.33%43.98%25.66%61.70%9.30%-

Cash & Debt
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Equivalents
112.05249.2470.8361.9362.0647.6
Total Debt
12,6896,2294,5113,5072,9462,075
Net Cash (Debt)
-12,689-6,229-4,511-3,507-2,946-2,075
Net Cash Growth
------
Net Cash Per Share
-327.45-163.16-126.15-101.71-86.32-61.05

Cash Flow & CapEx
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
26.7118.1637.7648.8448.6757.62
Capital Expenditures
-0.24-0.28-0.29-0.18-0.33-0.14
Free Cash Flow
26.4717.8837.4748.6648.3557.49
Free Cash Flow Growth
-12.88%-52.28%-23.00%0.64%-15.90%6.13%

Margins
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Pretax Margin
47.21%42.56%40.84%41.41%41.91%46.24%
Profit Margin
34.14%30.55%29.01%30.45%30.59%33.96%
FCF Margin
8.32%5.20%15.87%28.33%45.48%66.80%

Valuation
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
6.337.5510.2411.3310.2715.93
Forward PE
6.508.139.4411.177.6712.91
P/FCF Ratio
26.2845.9517.5111.636.487.70
PS Ratio
2.562.392.783.302.955.14