Velocity Financial Statistics
Total Valuation
VEL has a market cap or net worth of $628.88 million. The enterprise value is $7.84 billion.
| Market Cap | 628.88M |
| Enterprise Value | 7.84B |
Important Dates
The last earnings date was Wednesday, November 4, 2026, after market close.
| Earnings Date | Nov 4, 2026 |
| Ex-Dividend Date | n/a |
Share Statistics
VEL has 39.35 million shares outstanding. The number of shares has increased by 5.17% in one year.
| Current Share Class | 39.35M |
| Shares Outstanding | 39.35M |
| Shares Change (YoY) | +5.17% |
| Shares Change (QoQ) | +0.39% |
| Owned by Insiders (%) | 4.21% |
| Owned by Institutions (%) | 48.91% |
| Float | 4.83M |
Valuation Ratios
The trailing PE ratio is 5.78 and the forward PE ratio is 5.33.
| PE Ratio | 5.78 |
| Forward PE | 5.33 |
| PS Ratio | 1.59 |
| Forward PS | 3.27 |
| PB Ratio | 0.84 |
| P/TBV Ratio | 0.84 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | 73.01 |
| EV / Sales | 19.91 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 10.92, with a Debt / Equity ratio of 9.64.
| Current Ratio | 10.92 |
| Quick Ratio | 10.80 |
| Debt / Equity | 9.64 |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 15.77% and return on invested capital (ROIC) is 1.39%.
| Return on Equity (ROE) | 15.77% |
| Return on Assets (ROA) | 1.45% |
| Return on Invested Capital (ROIC) | 1.39% |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 0.67% |
| Revenue Per Employee | $1.06M |
| Profits Per Employee | $289,469 |
| Employee Count | 371 |
| Asset Turnover | 0.05 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, VEL has paid $44.44 million in taxes.
| Income Tax | 44.44M |
| Effective Tax Rate | 28.77% |
Stock Price Statistics
The stock price has decreased by -13.79% in the last 52 weeks. The beta is 0.77, so VEL's price volatility has been lower than the market average.
| Beta (5Y) | 0.77 |
| 52-Week Price Change | -13.79% |
| 50-Day Moving Average | 15.87 |
| 200-Day Moving Average | 17.65 |
| Relative Strength Index (RSI) | 47.50 |
| Average Volume (20 Days) | 164,139 |
Short Selling Information
The latest short interest is 1.56 million, so 3.97% of the outstanding shares have been sold short.
| Short Interest | 1.56M |
| Short Previous Month | 1.62M |
| Short % of Shares Out | 3.97% |
| Short % of Float | 32.37% |
| Short Ratio (days to cover) | 8.52 |
Income Statement
In the last 12 months, VEL had revenue of $393.84 million and earned $107.39 million in profits. Earnings per share was $2.76.
| Revenue | 393.84M |
| Gross Profit | 323.71M |
| Operating Income | 154.44M |
| Pretax Income | 154.44M |
| Net Income | 107.39M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $2.76 |
Balance Sheet
The company has $90.54 million in cash and $7.31 billion in debt, with a net cash position of -$7.22 billion or -$183.35 per share.
| Cash & Cash Equivalents | 90.54M |
| Total Debt | 7.31B |
| Net Cash | -7.22B |
| Net Cash Per Share | -$183.35 |
| Equity (Book Value) | 757.73M |
| Book Value Per Share | 19.14 |
| Working Capital | 7.28B |
Cash Flow
In the last 12 months, operating cash flow was -$888,000 and capital expenditures -$257,000, giving a free cash flow of -$1.15 million.
| Operating Cash Flow | -888,000 |
| Capital Expenditures | -257,000 |
| Depreciation & Amortization | 1.80M |
| Net Borrowing | 1.28B |
| Free Cash Flow | -1.15M |
| FCF Per Share | -$0.03 |
Margins
Gross margin is 82.19%, with operating and profit margins of 39.21% and 27.61%.
| Gross Margin | 82.19% |
| Operating Margin | 39.21% |
| Pretax Margin | 39.21% |
| Profit Margin | 27.61% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |
Dividends & Yields
VEL does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| FCF Payout Ratio | n/a |
| Buyback Yield | -5.17% |
| Shareholder Yield | -5.17% |
| Earnings Yield | 17.30% |
| FCF Yield | -0.18% |
Analyst Forecast
The average price target for VEL is $20.83, which is 30.35% higher than the current price. The consensus rating is "Hold".
| Price Target | $20.83 |
| Price Target Difference | 30.35% |
| Analyst Consensus | Hold |
| Analyst Count | 3 |
| Revenue Growth Forecast (3Y) | 7.12% |
| EPS Growth Forecast (3Y) | 5.32% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
| Graham Formula Value | |
| Graham Formula Upside |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 3 |