Velocity Financial Statistics
Total Valuation
VEL has a market cap or net worth of $686.97 million. The enterprise value is $7.32 billion.
Important Dates
The last earnings date was Wednesday, May 6, 2026, after market close.
| Earnings Date | May 6, 2026 |
| Ex-Dividend Date | n/a |
Share Statistics
VEL has 39.26 million shares outstanding. The number of shares has increased by 7.38% in one year.
| Current Share Class | 39.26M |
| Shares Outstanding | 39.26M |
| Shares Change (YoY) | +7.38% |
| Shares Change (QoQ) | -0.18% |
| Owned by Insiders (%) | 3.68% |
| Owned by Institutions (%) | 47.87% |
| Float | 5.26M |
Valuation Ratios
The trailing PE ratio is 6.25 and the forward PE ratio is 6.58.
| PE Ratio | 6.25 |
| Forward PE | 6.58 |
| PS Ratio | 2.53 |
| Forward PS | n/a |
| PB Ratio | 0.99 |
| P/TBV Ratio | 1.00 |
| P/FCF Ratio | 25.95 |
| P/OCF Ratio | 25.72 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 68.36 |
| EV / Sales | 26.96 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 276.61 |
Financial Position
The company has a current ratio of 27.35, with a Debt / Equity ratio of 9.65.
| Current Ratio | 27.35 |
| Quick Ratio | 27.11 |
| Debt / Equity | 9.65 |
| Debt / EBITDA | n/a |
| Debt / FCF | 253.97 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 17.21% and return on invested capital (ROIC) is 1.49%.
| Return on Equity (ROE) | 17.21% |
| Return on Assets (ROA) | 1.60% |
| Return on Invested Capital (ROIC) | 1.49% |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 0.78% |
| Revenue Per Employee | $732,049 |
| Profits Per Employee | $288,687 |
| Employee Count | 371 |
| Asset Turnover | 0.04 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, VEL has paid $41.59 million in taxes.
| Income Tax | 41.59M |
| Effective Tax Rate | 27.68% |
Stock Price Statistics
The stock price has increased by +6.71% in the last 52 weeks. The beta is 0.76, so VEL's price volatility has been lower than the market average.
| Beta (5Y) | 0.76 |
| 52-Week Price Change | +6.71% |
| 50-Day Moving Average | 18.36 |
| 200-Day Moving Average | 18.76 |
| Relative Strength Index (RSI) | 42.78 |
| Average Volume (20 Days) | 84,136 |
Short Selling Information
The latest short interest is 1.10 million, so 2.80% of the outstanding shares have been sold short.
| Short Interest | 1.10M |
| Short Previous Month | 1.01M |
| Short % of Shares Out | 2.80% |
| Short % of Float | 20.87% |
| Short Ratio (days to cover) | 14.66 |
Income Statement
In the last 12 months, VEL had revenue of $271.59 million and earned $107.10 million in profits. Earnings per share was $2.80.
| Revenue | 271.59M |
| Gross Profit | 203.31M |
| Operating Income | 150.22M |
| Pretax Income | 150.22M |
| Net Income | 107.10M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $2.80 |
Full Income StatementBalance Sheet
The company has $87.52 million in cash and $6.72 billion in debt, with a net cash position of -$6.63 billion or -$169.01 per share.
| Cash & Cash Equivalents | 87.52M |
| Total Debt | 6.72B |
| Net Cash | -6.63B |
| Net Cash Per Share | -$169.01 |
| Equity (Book Value) | 696.40M |
| Book Value Per Share | 17.67 |
| Working Capital | 7.14B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $26.71 million and capital expenditures -$243,000, giving a free cash flow of $26.47 million.
| Operating Cash Flow | 26.71M |
| Capital Expenditures | -243,000 |
| Depreciation & Amortization | 1.73M |
| Net Borrowing | 1.49B |
| Free Cash Flow | 26.47M |
| FCF Per Share | $0.67 |
Full Cash Flow StatementMargins
Gross margin is 74.86%, with operating and profit margins of 55.31% and 39.96%.
| Gross Margin | 74.86% |
| Operating Margin | 55.31% |
| Pretax Margin | 55.31% |
| Profit Margin | 39.96% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 9.75% |
Dividends & Yields
VEL does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | -7.38% |
| Shareholder Yield | -7.38% |
| Earnings Yield | 15.59% |
| FCF Yield | 3.85% |
Analyst Forecast
The average price target for VEL is $22.17, which is 26.69% higher than the current price. The consensus rating is "Hold".
| Price Target | $22.17 |
| Price Target Difference | 26.69% |
| Analyst Consensus | Hold |
| Analyst Count | 3 |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock ForecastsFair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 5 |
