Velocity Financial Statistics
Total Valuation
VEL has a market cap or net worth of $604.07 million. The enterprise value is $7.58 billion.
| Market Cap | 604.07M |
| Enterprise Value | 7.58B |
Important Dates
The next confirmed earnings date is Wednesday, November 4, 2026, after market close.
| Earnings Date | Nov 4, 2026 |
| Ex-Dividend Date | n/a |
Share Statistics
VEL has 39.48 million shares outstanding. The number of shares has increased by 6.79% in one year.
| Current Share Class | 39.48M |
| Shares Outstanding | 39.48M |
| Shares Change (YoY) | +6.79% |
| Shares Change (QoQ) | +0.33% |
| Owned by Insiders (%) | 4.21% |
| Owned by Institutions (%) | 48.26% |
| Float | 4.95M |
Valuation Ratios
The trailing PE ratio is 5.56 and the forward PE ratio is 5.64.
| PE Ratio | 5.56 |
| Forward PE | 5.64 |
| PS Ratio | 2.13 |
| Forward PS | 2.63 |
| PB Ratio | 0.83 |
| P/TBV Ratio | 0.85 |
| P/FCF Ratio | 26.82 |
| P/OCF Ratio | 26.51 |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | 71.39 |
| EV / Sales | 26.68 |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | 336.48 |
Financial Position
The company has a current ratio of 15.55, with a Debt / Equity ratio of 9.72.
| Current Ratio | 15.55 |
| Quick Ratio | 15.14 |
| Debt / Equity | 9.72 |
| Debt / EBITDA | n/a |
| Debt / FCF | 313.04 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 16.32% and return on invested capital (ROIC) is 1.42%.
| Return on Equity (ROE) | 16.32% |
| Return on Assets (ROA) | 1.50% |
| Return on Invested Capital (ROIC) | 1.42% |
| Return on Capital Employed (ROCE) | n/a |
| Weighted Average Cost of Capital (WACC) | 0.66% |
| Revenue Per Employee | $765,790 |
| Profits Per Employee | $286,191 |
| Employee Count | 371 |
| Asset Turnover | 0.04 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, VEL has paid $43.34 million in taxes.
| Income Tax | 43.34M |
| Effective Tax Rate | 28.60% |
Stock Price Statistics
The stock price has decreased by -16.89% in the last 52 weeks. The beta is 0.75, so VEL's price volatility has been lower than the market average.
| Beta (5Y) | 0.75 |
| 52-Week Price Change | -16.89% |
| 50-Day Moving Average | 16.42 |
| 200-Day Moving Average | 17.88 |
| Relative Strength Index (RSI) | 49.32 |
| Average Volume (20 Days) | 196,750 |
Short Selling Information
The latest short interest is 1.62 million, so 4.11% of the outstanding shares have been sold short.
| Short Interest | 1.62M |
| Short Previous Month | 1.55M |
| Short % of Shares Out | 4.11% |
| Short % of Float | 32.79% |
| Short Ratio (days to cover) | 9.07 |
Income Statement
In the last 12 months, VEL had revenue of $284.11 million and earned $106.18 million in profits. Earnings per share was $2.75.
| Revenue | 284.11M |
| Gross Profit | 214.99M |
| Operating Income | 151.54M |
| Pretax Income | 151.54M |
| Net Income | 106.18M |
| EBITDA | n/a |
| EBIT | n/a |
| Earnings Per Share (EPS) | $2.75 |
Balance Sheet
The company has $76.23 million in cash and $7.05 billion in debt, with a net cash position of -$6.98 billion or -$176.68 per share.
| Cash & Cash Equivalents | 76.23M |
| Total Debt | 7.05B |
| Net Cash | -6.98B |
| Net Cash Per Share | -$176.68 |
| Equity (Book Value) | 725.16M |
| Book Value Per Share | 18.36 |
| Working Capital | 7.24B |
Cash Flow
In the last 12 months, operating cash flow was $22.79 million and capital expenditures -$263,000, giving a free cash flow of $22.53 million.
| Operating Cash Flow | 22.79M |
| Capital Expenditures | -263,000 |
| Depreciation & Amortization | 1.73M |
| Net Borrowing | 1.37B |
| Free Cash Flow | 22.53M |
| FCF Per Share | $0.57 |
Margins
Gross margin is 75.67%, with operating and profit margins of 53.34% and 37.91%.
| Gross Margin | 75.67% |
| Operating Margin | 53.34% |
| Pretax Margin | 53.34% |
| Profit Margin | 37.91% |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | 7.93% |
Dividends & Yields
VEL does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| FCF Payout Ratio | n/a |
| Buyback Yield | -6.79% |
| Shareholder Yield | -6.79% |
| Earnings Yield | 17.98% |
| FCF Yield | 3.73% |
Analyst Forecast
The average price target for VEL is $20.83, which is 36.14% higher than the current price. The consensus rating is "Hold".
| Price Target | $20.83 |
| Price Target Difference | 36.14% |
| Analyst Consensus | Hold |
| Analyst Count | 3 |
| Revenue Growth Forecast (3Y) | 7.12% |
| EPS Growth Forecast (3Y) | 5.32% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 5 |