Westamerica Bancorporation (WABC)
NASDAQ: WABC · Real-Time Price · USD
59.50
-0.38 (-0.63%)
At close: Aug 17, 2026, 4:00 PM EDT
59.50
0.00 (0.00%)
After-hours: Aug 17, 2026, 4:15 PM EDT
WABC Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Income on Loans | 40.03 | 41.68 | 45.29 | 47.12 | 49.68 | 57.56 |
Interest Income on Investments | 185.56 | 189.3 | 222.73 | 236.9 | 172.07 | 115.89 |
Total Interest Income | 225.59 | 230.98 | 268.01 | 284.01 | 221.76 | 173.44 |
Interest Paid on Deposits | 12.94 | 13.01 | 10.94 | 3.77 | 1.85 | 1.88 |
Interest Paid on Borrowings | 0.81 | 0.7 | 6.48 | 0.12 | 0.08 | 0.08 |
Total Interest Expense | 13.74 | 13.71 | 17.42 | 3.89 | 1.93 | 1.96 |
Net Interest Income | 211.85 | 217.27 | 250.6 | 280.12 | 219.83 | 171.49 |
Net Interest Income Growth | -8.47% | -13.30% | -10.54% | 27.43% | 28.19% | 4.54% |
Trust Income | 3.71 | 3.58 | 3.32 | 3.12 | 3.22 | 3.31 |
Gain (Loss) on Sale of Investments | - | - | - | -0.13 | - | 0.03 |
Other Non-Interest Income | 23.05 | 23.66 | 25.61 | 26.08 | 26.49 | 26.3 |
Total Non-Interest Income | 40.06 | 40.58 | 42.95 | 43.24 | 44.19 | 43.35 |
Non-Interest Income Growth | -6.38% | -5.52% | -0.67% | -2.15% | 1.95% | -5.02% |
Revenues Before Loan Losses | 251.9 | 257.85 | 293.55 | 323.37 | 264.02 | 214.83 |
Provision for Loan Losses | -0.3 | -0.55 | 0.3 | -1.15 | - | - |
| 252.2 | 258.4 | 293.25 | 324.52 | 264.02 | 214.83 | |
Revenue Growth | -8.22% | -11.88% | -9.63% | 22.91% | 22.90% | 4.61% |
Salaries and Employee Benefits | 48.17 | 47.59 | 48.81 | 46.52 | 44.82 | 46.59 |
Occupancy Expenses | 14.48 | 14.09 | 13.99 | 13.92 | 13.31 | 12.56 |
Selling, General & Administrative | 24.17 | 23.63 | 22.62 | 22.21 | 22.81 | 23.03 |
Other Non-Interest Expense | 12.37 | 12.98 | 13.79 | 14.82 | 12.7 | 13.01 |
Total Non-Interest Expense | 103.21 | 101.92 | 104.39 | 103.22 | 99.36 | 97.81 |
EBT Excluding Unusual Items | 148.99 | 156.48 | 188.86 | 221.3 | 164.66 | 117.03 |
Pretax Income | 148.99 | 156.69 | 189.06 | 221.58 | 165.59 | 117.03 |
Income Tax Expense | 38.18 | 40.51 | 50.42 | 59.81 | 43.56 | 30.52 |
Net Income | 110.81 | 116.17 | 138.64 | 161.77 | 122.03 | 86.51 |
Net Income to Common | 110.81 | 116.17 | 138.64 | 161.77 | 122.03 | 86.51 |
Net Income Growth | -12.65% | -16.20% | -14.30% | 32.56% | 41.07% | 7.58% |
Basic Shares Outstanding | 24 | 26 | 27 | 27 | 27 | 27 |
Diluted Shares Outstanding | 24 | 26 | 27 | 27 | 27 | 27 |
Shares Change | -7.67% | -3.79% | -0.07% | -0.75% | 0.14% | -0.33% |
EPS (Basic) | 4.53 | 4.52 | 5.20 | 6.06 | 4.54 | 3.22 |
EPS (Diluted) | 4.53 | 4.52 | 5.20 | 6.06 | 4.54 | 3.22 |
EPS Growth | -5.52% | -13.00% | -14.24% | 33.51% | 40.91% | 8.05% |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share | 1.860 | 1.820 | 1.760 | 1.720 | 1.680 | 1.650 |
Dividend Growth | 4.49% | 3.41% | 2.33% | 2.38% | 1.82% | 0.61% |
Effective Tax Rate | 25.62% | 25.86% | 26.67% | 26.99% | 26.30% | 26.08% |