World Acceptance Corporation (WRLD)

World Acceptance Income Statement

Financials in millions USD. Fiscal year is April - March.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2025	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021
Other Revenue	567.71	564.78	573	611.36	585.65	530.84
Revenue	567.71	564.78	573	611.36	585.65	530.84
Revenue Growth (YoY)	0.80%	-1.44%	-6.27%	4.39%	10.32%	-10.12%
Cost of Revenue	174.31	169.22	156.97	259.46	186.21	86.24
Gross Profit	393.39	395.57	416.03	351.89	399.44	444.6
Selling, General & Admin	246.24	237.12	264.38	275.01	294.97	299.17
Operating Expenses	249.88	240.93	268.6	279.47	299.98	304.64
Operating Income	143.51	154.63	147.43	72.42	99.46	139.95
Interest Expense	-42.57	-42.71	-48.23	-50.46	-33.42	-25.7
EBT Excluding Unusual Items	100.94	111.93	99.2	21.96	66.04	114.25
Gain (Loss) on Sale of Assets	0.06	0.06	0.06	-0.01	-0.46	-2.85
Other Unusual Items	-	-	0.15	5.2	-	-
Pretax Income	101	111.99	99.41	27.15	65.58	111.4
Income Tax Expense	19.87	22.24	22.06	5.91	11.66	23.12
Earnings From Continuing Operations	81.14	89.74	77.35	21.23	53.92	88.28
Net Income	81.14	89.74	77.35	21.23	53.92	88.28
Net Income to Common	81.14	89.74	77.35	21.23	53.92	88.28
Net Income Growth	4.35%	16.03%	264.29%	-60.62%	-38.92%	213.53%
Shares Outstanding (Basic)	5	5	6	6	6	6
Shares Outstanding (Diluted)	5	6	6	6	6	7
Shares Change (YoY)	-5.95%	-6.05%	-0.62%	-7.31%	-4.62%	-16.11%
EPS (Basic)	15.13	16.54	13.45	3.69	8.88	13.59
EPS (Diluted)	14.92	16.30	13.19	3.60	8.47	13.23
EPS Growth	10.95%	23.58%	266.39%	-57.50%	-35.98%	273.73%
Free Cash Flow	260.27	250.48	259.85	285.73	266.38	215.27
Free Cash Flow Per Share	47.87	45.48	44.33	48.44	41.86	32.26
Gross Margin	69.30%	70.04%	72.61%	57.56%	68.20%	83.75%
Operating Margin	25.28%	27.38%	25.73%	11.85%	16.98%	26.36%
Profit Margin	14.29%	15.89%	13.50%	3.47%	9.21%	16.63%
Free Cash Flow Margin	45.84%	44.35%	45.35%	46.74%	45.48%	40.55%
EBITDA	153.35	164.77	158.32	83.33	111.13	152.37
EBITDA Margin	27.01%	29.17%	27.63%	13.63%	18.98%	28.70%
D&A For EBITDA	9.83	10.13	10.89	10.91	11.67	12.42
EBIT	143.51	154.63	147.43	72.42	99.46	139.95
EBIT Margin	25.28%	27.38%	25.73%	11.85%	16.98%	26.36%
Effective Tax Rate	19.67%	19.86%	22.19%	21.79%	17.78%	20.75%
Revenue as Reported	567.77	564.84	573.21	616.55	585.19	527.99
Advertising Expenses	-	10.22	9.93	6.1	18.3	17.19

Updated Jul 24, 2025. Source: S&P Global Market Intelligence. Standard template. Financial Sources.

SEC Filings: 10-K · 10-Q