World Acceptance Corporation (WRLD)

World Acceptance Income Statement

Financials in millions USD. Fiscal year is April - March.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021	Mar 31, 2020
Other Revenue	558.62	573	611.36	585.65	530.84	590.62
Revenue	558.62	573	611.36	585.65	530.84	590.62
Revenue Growth (YoY)	-2.93%	-6.27%	4.39%	10.32%	-10.12%	8.46%
Cost of Revenue	165.47	156.97	259.46	186.21	86.24	181.73
Gross Profit	393.16	416.03	351.89	399.44	444.6	408.89
Selling, General & Admin	242.67	264.38	275.01	294.97	299.17	342.48
Operating Expenses	246.61	268.6	279.47	299.98	304.64	347.49
Operating Income	146.55	147.43	72.42	99.46	139.95	61.4
Interest Expense	-43.28	-48.23	-50.46	-33.42	-25.7	-25.9
EBT Excluding Unusual Items	103.27	99.2	21.96	66.04	114.25	35.5
Gain (Loss) on Sale of Assets	0.06	0.06	-0.01	-0.46	-2.85	-0.59
Other Unusual Items	0.15	0.15	5.2	-	-	-
Pretax Income	103.48	99.41	27.15	65.58	111.4	34.91
Income Tax Expense	22.96	22.06	5.91	11.66	23.12	6.75
Earnings From Continuing Operations	80.52	77.35	21.23	53.92	88.28	28.16
Net Income	80.52	77.35	21.23	53.92	88.28	28.16
Net Income to Common	80.52	77.35	21.23	53.92	88.28	28.16
Net Income Growth	20.33%	264.29%	-60.62%	-38.92%	213.53%	-24.38%
Shares Outstanding (Basic)	6	6	6	6	6	8
Shares Outstanding (Diluted)	6	6	6	6	7	8
Shares Change (YoY)	-7.14%	-0.62%	-7.31%	-4.62%	-16.11%	-13.60%
EPS (Basic)	14.60	13.45	3.69	8.88	13.59	3.66
EPS (Diluted)	14.42	13.19	3.60	8.47	13.23	3.54
EPS Growth	29.62%	266.39%	-57.50%	-35.98%	273.73%	-12.53%
Free Cash Flow	242.69	259.85	285.73	266.38	215.27	269.7
Free Cash Flow Per Share	43.46	44.33	48.44	41.86	32.26	33.91
Gross Margin	70.38%	72.61%	57.56%	68.20%	83.75%	69.23%
Operating Margin	26.23%	25.73%	11.85%	16.98%	26.36%	10.39%
Profit Margin	14.41%	13.50%	3.47%	9.21%	16.63%	4.77%
Free Cash Flow Margin	43.45%	45.35%	46.74%	45.48%	40.55%	45.66%
EBITDA	157.02	158.32	83.33	111.13	152.37	73.55
EBITDA Margin	28.11%	27.63%	13.63%	18.98%	28.70%	12.45%
D&A For EBITDA	10.47	10.89	10.91	11.67	12.42	12.16
EBIT	146.55	147.43	72.42	99.46	139.95	61.4
EBIT Margin	26.23%	25.73%	11.85%	16.98%	26.36%	10.39%
Effective Tax Rate	22.19%	22.19%	21.79%	17.78%	20.75%	19.34%
Revenue as Reported	558.83	573.21	616.55	585.19	527.99	590.03
Advertising Expenses	-	9.93	6.1	18.3	17.19	24.3

Updated Feb 6, 2025. Source: S&P Global Market Intelligence. Standard template. Financial Sources.

SEC Filings: 10-K · 10-Q