World Acceptance Corporation (WRLD)

World Acceptance Income Statement

Financials in millions USD. Fiscal year is April - March.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2025	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021
Net Interest Income	426.66	422.38	420.3	457.87	452.24	425.41
Net Interest Income Growth	2.24%	0.50%	-8.21%	1.24%	6.31%	-11.82%
Non-Interest Income	98.53	99.75	104.69	108.21	99.52	76.88
Non-Interest Income Growth	-1.81%	-4.71%	-3.26%	8.73%	29.45%	-5.91%
Revenues Before Loan Losses	525.2	522.13	524.98	566.08	551.76	502.29
Provision for Credit Losses	174.31	169.22	156.97	259.46	186.21	86.24
Revenue	350.88	352.92	368.01	306.62	365.55	416.05
Revenue Growth (YoY)	-3.04%	-4.10%	20.02%	-16.12%	-12.14%	8.80%
Compensation Expenses	149.85	141.06	164.45	177.69	183.06	184.62
Selling, General & Admin	63.26	63.17	63.93	62.67	75.39	78.83
Other Non-Interest Expenses	36.77	36.7	40.22	39.11	41.52	41.2
Total Non-Interest Expense	249.88	240.93	268.6	279.47	299.98	304.64
Pretax Income	101	111.99	99.41	27.15	65.58	111.4
Provision for Income Taxes	19.87	22.24	22.06	5.91	11.66	23.12
Net Income	81.14	89.74	77.35	21.23	53.92	88.28
Net Income to Common	81.14	89.74	77.35	21.23	53.92	88.28
Net Income Growth	4.35%	16.03%	264.29%	-60.62%	-38.92%	213.53%
Shares Outstanding (Basic)	5	5	6	6	6	6
Shares Outstanding (Diluted)	5	6	6	6	6	7
Shares Change (YoY)	-5.95%	-6.05%	-0.62%	-7.31%	-4.62%	-16.11%
EPS (Basic)	14.99	16.54	13.45	3.69	8.88	13.59
EPS (Diluted)	14.76	16.30	13.19	3.60	8.47	13.23
EPS Growth	10.48%	23.58%	266.39%	-57.50%	-35.98%	273.73%
Free Cash Flow	260.27	250.48	259.85	285.73	266.38	215.27
Free Cash Flow Growth	3.91%	-3.61%	-9.06%	7.26%	23.74%	-20.18%
Free Cash Flow Per Share	47.87	45.48	44.33	48.44	41.86	32.26
Profit Margin	23.12%	25.43%	21.02%	6.92%	9.79%	21.22%
FCF Margin	74.17%	70.97%	70.61%	93.19%	48.37%	51.74%
EBITDA	9.83	10.13	10.89	10.91	197.47	12.42
EBITDA Margin	2.80%	2.87%	2.96%	3.56%	35.86%	2.99%
Effective Tax Rate	19.67%	19.86%	22.19%	21.79%	17.78%	20.75%

Updated Jul 24, 2025. Data Source: Fiscal.ai. Banks template. Financial Sources.

SEC Filings: 10-K · 10-Q