World Acceptance Corporation (WRLD)

World Acceptance Balance Sheet

Financials in millions USD. Fiscal year is April - March.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2025	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021
Cash & Equivalents	14.88	9.73	11.84	16.51	19.24	15.75
Cash & Short-Term Investments	14.88	9.73	11.84	16.51	19.24	15.75
Cash Growth	52.70%	-17.82%	-28.29%	-14.18%	22.16%	35.52%
Accounts Receivable	858.58	812.97	847.44	887.79	985.52	733.66
Other Receivables	11.57	-	3.09	-	-	-
Receivables	870.15	812.97	850.53	887.79	985.52	733.66
Other Current Assets	-	-	-	-	-	1.14
Total Current Assets	885.03	822.7	862.37	904.3	1,005	750.55
Property, Plant & Equipment	91.52	96	102.4	105.22	110.72	116.4
Goodwill	7.37	7.37	7.37	7.37	7.37	7.37
Other Intangible Assets	5.76	7.39	11.07	15.29	19.76	23.54
Long-Term Deferred Tax Assets	32.5	33.29	30.94	41.72	39.8	24.99
Long-Term Deferred Charges	-	0.6	1.1	1.2	-	-
Other Long-Term Assets	40.19	40.27	41.1	42.22	35.9	31.42
Total Assets	1,062	1,008	1,056	1,117	1,218	954.27
Accounts Payable	36.63	37.07	48.47	44.86	52.14	34.64
Accrued Expenses	-	5.3	5.5	5.7	5.9	6.4
Current Portion of Leases	-	22.96	-	-	0.08	-
Current Income Taxes Payable	-	0.22	-	2.53	7.38	11.58
Total Current Liabilities	36.63	65.55	53.97	53.09	65.51	52.62
Long-Term Debt	584.59	446.87	496.03	595.26	692.37	405.01
Long-Term Leases	75.5	55.73	81.92	83.74	87.4	91.72
Total Liabilities	696.72	568.15	631.92	732.09	845.27	549.34
Additional Paid-In Capital	-	266.43	286.43	288.07	280.91	255.59
Retained Earnings	-	173.05	137.99	97.15	92.12	149.34
Shareholders' Equity	365.65	439.48	424.43	385.23	373.02	404.93
Total Liabilities & Equity	1,062	1,008	1,056	1,117	1,218	954.27
Total Debt	660.08	525.56	577.95	679	779.85	496.73
Net Cash (Debt)	-645.2	-515.83	-566.11	-662.49	-760.61	-480.98
Net Cash Per Share	-121.58	-93.67	-96.57	-112.31	-119.52	-72.09
Filing Date Shares Outstanding	4.8	5.15	5.46	5.77	5.73	6.16
Total Common Shares Outstanding	4.8	5.21	5.55	5.77	5.8	6.19
Working Capital	848.4	757.15	808.4	851.2	939.25	697.93
Book Value Per Share	76.18	84.28	76.47	66.76	64.36	65.41
Tangible Book Value	352.52	424.72	405.99	362.57	345.9	374.02
Tangible Book Value Per Share	73.44	81.45	73.15	62.83	59.68	60.42
Land	-	0.1	0.1	0.1	0.1	0.1
Buildings	-	20.87	20.16	18.5	18.48	17.88
Machinery	-	59.47	58.81	56.48	56.27	52.89

Updated Oct 23, 2025. Source: S&P Global Market Intelligence. Standard template. Financial Sources.

SEC Filings: 10-K · 10-Q