World Acceptance Balance Sheet

Financials in millions USD. Fiscal year is April - March.

Millions USD. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Cash & Equivalents	42.21	9.73	11.84	16.51	19.24	15.75
Gross Loans	1,402	1,226	1,277	1,390	1,523	1,105
Allowance for Loan Losses	-489.23	-412.67	-429.71	-502.23	-537.27	-371.09
Net Loans	913.09	812.97	847.44	887.79	985.52	733.66
Net Property, Plant & Equipment	90.12	96	102.4	105.22	110.72	116.4
Other Intangible Assets	4.98	7.39	11.07	15.29	19.76	23.54
Goodwill	7.37	7.37	7.37	7.37	7.37	7.37
Other Non-Earning Assets	84.61	74.16	76.23	85.15	75.7	57.56
Total Assets	1,142	1,008	1,056	1,117	1,218	954.27
Short-Term Borrowings	101.55	-	-	-	-	-
Accounts Payable	38.85	42.37	53.97	50.56	58.04	41.04
Long-Term Debt	575.68	446.87	496.03	595.26	692.37	405.01
Other Liabilities	74.69	78.91	81.92	86.27	94.86	103.29
Total Liabilities	790.78	568.15	631.92	732.09	845.27	549.34
Additional Paid-in Capital	275.45	266.43	286.43	288.07	280.91	255.59
Retained Earnings	76.15	173.05	137.99	97.15	92.12	149.34
Shareholders' Equity	351.6	439.48	424.43	385.23	373.02	404.93
Total Liabilities & Equity	1,142	1,008	1,056	1,117	1,218	954.27
Total Debt	575.68	446.87	496.03	595.26	692.37	405.01
Net Cash (Debt)	-575.68	-446.87	-496.03	-595.26	-692.37	-405.01
Net Cash Per Share	-111.86	-81.15	-84.62	-100.92	-108.79	-60.70
Book Value	351.6	439.48	424.43	385.23	373.02	404.93
Book Value Per Share	68.32	79.80	72.40	65.31	58.61	60.69
Tangible Book Value	339.25	424.72	405.99	362.57	345.9	374.02
Tangible Book Value Per Share	65.92	77.12	69.26	61.47	54.35	56.06

Updated Jan 27, 2026. Data Source: Fiscal.ai. Banks template. Financial Sources.

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