World Acceptance Corporation (WRLD)

World Acceptance Cash Flow Statement

Financials in millions USD. Fiscal year is April - March.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec 31, 2025	Mar 31, 2025	Mar 31, 2024	Mar 31, 2023	Mar 31, 2022	Mar 31, 2021
Net Income	42.76	89.74	77.35	21.23	53.92	88.28
Depreciation & Amortization	9.23	10.13	10.89	10.91	11.67	12.42
Other Amortization	15.96	15.38	15.9	17.18	18.01	17.76
Loss (Gain) From Sale of Assets	-0.41	-0.06	-0.06	0.01	0.46	2.83
Stock-Based Compensation	13.46	-19.69	-1.68	9.05	17.58	19.28
Provision & Write-off of Bad Debts	184.8	169.22	156.97	259.46	186.21	86.24
Other Operating Activities	-1.7	-2.85	7.71	-4.82	-20.02	16.02
Change in Accounts Payable	-3.53	-12.1	3.11	-7.48	17	-18.26
Change in Income Taxes	-9.18	3.31	-5.62	-4.85	-4.19	6.61
Change in Other Net Operating Assets	4.24	1.07	1.22	-9.15	-8.19	-4.23
Operating Cash Flow	255.64	254.16	265.78	291.55	272.45	226.95
Operating Cash Flow Growth	3.46%	-4.37%	-8.84%	7.01%	20.04%	-19.23%
Capital Expenditures	-3.63	-3.68	-5.93	-5.83	-6.07	-11.68
Sale of Property, Plant & Equipment	0.83	0.55	0.35	0.53	1.35	3.16
Cash Acquisitions	-	-18.95	-1.98	-23.13	-10.86	-19.77
Other Investing Activities	-	-	-	-	-	2
Investing Cash Flow	-206.14	-152.75	-135.14	-180.58	-451.89	-82
Long-Term Debt Issued	-	416.6	305.7	313.86	815.32	310.98
Long-Term Debt Repaid	-	-465.56	-404.24	-410.18	-523.86	-357.67
Net Debt Issued (Repaid)	113.15	-48.96	-98.53	-96.31	291.46	-46.69
Issuance of Common Stock	3.17	2.36	2.87	0.65	12.81	12.27
Repurchase of Common Stock	-134.84	-56.87	-39.03	-16.86	-116.21	-105.63
Other Financing Activities	-4.34	-0.05	-0.62	-1.18	-5.12	-0.78
Financing Cash Flow	-22.87	-103.52	-135.32	-113.7	182.93	-140.83
Net Cash Flow	26.63	-2.11	-4.67	-2.73	3.49	4.13
Free Cash Flow	252.01	250.48	259.85	285.73	266.38	215.27
Free Cash Flow Growth	3.81%	-3.61%	-9.06%	7.26%	23.74%	-20.18%
Free Cash Flow Margin	43.95%	44.35%	45.35%	46.74%	45.48%	40.55%
Free Cash Flow Per Share	49.12	45.48	44.33	48.44	41.86	32.26
Cash Interest Paid	43.05	44.69	48.84	51.76	21.32	24.99
Cash Income Tax Paid	6.57	3.65	8.95	10.78	30.94	14.86
Levered Free Cash Flow	15.97	98.27	119.31	130.43	-155.44	171.13
Unlevered Free Cash Flow	29.98	109.59	133.55	144.79	-152.55	169.43
Change in Working Capital	-8.47	-7.71	-1.29	-21.48	4.62	-15.88

Updated Jan 27, 2026. Source: S&P Global Market Intelligence. Standard template. Financial Sources.

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