World Acceptance Statistics
Total Valuation
WRLD has a market cap or net worth of $553.80 million. The enterprise value is $1.19 billion.
Important Dates
The last earnings date was Tuesday, January 27, 2026, before market open.
| Earnings Date | Jan 27, 2026 |
| Ex-Dividend Date | n/a |
Share Statistics
WRLD has 4.79 million shares outstanding. The number of shares has decreased by -8.13% in one year.
| Current Share Class | 4.79M |
| Shares Outstanding | 4.79M |
| Shares Change (YoY) | -8.13% |
| Shares Change (QoQ) | -6.56% |
| Owned by Insiders (%) | 18.19% |
| Owned by Institutions (%) | 53.57% |
| Float | 2.41M |
Valuation Ratios
The trailing PE ratio is 13.86 and the forward PE ratio is 12.29.
| PE Ratio | 13.86 |
| Forward PE | 12.29 |
| PS Ratio | 1.02 |
| Forward PS | 0.96 |
| PB Ratio | 1.58 |
| P/TBV Ratio | 1.63 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 27.94 |
| EV / Sales | 2.08 |
| EV / EBITDA | 10.72 |
| EV / EBIT | 11.68 |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 25.01, with a Debt / Equity ratio of 1.85.
| Current Ratio | 25.01 |
| Quick Ratio | 24.17 |
| Debt / Equity | 1.85 |
| Debt / EBITDA | 4.07 |
| Debt / FCF | n/a |
| Interest Coverage | 2.13 |
Financial Efficiency
Return on equity (ROE) is 10.97% and return on invested capital (ROIC) is 8.03%.
| Return on Equity (ROE) | 10.97% |
| Return on Assets (ROA) | 5.67% |
| Return on Invested Capital (ROIC) | 8.03% |
| Return on Capital Employed (ROCE) | 9.27% |
| Weighted Average Cost of Capital (WACC) | 7.93% |
| Revenue Per Employee | $202,037 |
| Profits Per Employee | $15,069 |
| Employee Count | 2,838 |
| Asset Turnover | 0.51 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, WRLD has paid $11.60 million in taxes.
| Income Tax | 11.60M |
| Effective Tax Rate | 21.34% |
Stock Price Statistics
The stock price has decreased by -10.65% in the last 52 weeks. The beta is 1.12, so WRLD's price volatility has been higher than the market average.
| Beta (5Y) | 1.12 |
| 52-Week Price Change | -10.65% |
| 50-Day Moving Average | 143.64 |
| 200-Day Moving Average | 153.98 |
| Relative Strength Index (RSI) | 30.86 |
| Average Volume (20 Days) | 103,721 |
Short Selling Information
The latest short interest is 240,025, so 5.01% of the outstanding shares have been sold short.
| Short Interest | 240,025 |
| Short Previous Month | 241,680 |
| Short % of Shares Out | 5.01% |
| Short % of Float | 9.97% |
| Short Ratio (days to cover) | 2.13 |
Income Statement
In the last 12 months, WRLD had revenue of $573.38 million and earned $42.77 million in profits. Earnings per share was $8.34.
| Revenue | 573.38M |
| Gross Profit | 388.58M |
| Operating Income | 102.25M |
| Pretax Income | 54.37M |
| Net Income | 42.77M |
| EBITDA | 111.47M |
| EBIT | 102.25M |
| Earnings Per Share (EPS) | $8.34 |
Full Income StatementBalance Sheet
The company has $9.45 million in cash and $650.38 million in debt, with a net cash position of -$640.93 million or -$133.75 per share.
| Cash & Cash Equivalents | 9.45M |
| Total Debt | 650.38M |
| Net Cash | -640.93M |
| Net Cash Per Share | -$133.75 |
| Equity (Book Value) | 351.60M |
| Book Value Per Share | 73.25 |
| Working Capital | 932.82M |
Full Balance SheetMargins
Gross margin is 67.77%, with operating and profit margins of 17.83% and 7.46%.
| Gross Margin | 67.77% |
| Operating Margin | 17.83% |
| Pretax Margin | 9.48% |
| Profit Margin | 7.46% |
| EBITDA Margin | 19.44% |
| EBIT Margin | 17.83% |
| FCF Margin | n/a |
