World Acceptance Statistics
Total Valuation
WRLD has a market cap or net worth of $754.84 million. The enterprise value is $1.38 billion.
Important Dates
The last earnings date was Tuesday, January 28, 2025, before market open.
| Earnings Date | Jan 28, 2025 |
| Ex-Dividend Date | n/a |
Share Statistics
WRLD has 5.39 million shares outstanding. The number of shares has decreased by -7.14% in one year.
| Current Share Class | 5.39M |
| Shares Outstanding | 5.39M |
| Shares Change (YoY) | -7.14% |
| Shares Change (QoQ) | -1.52% |
| Owned by Insiders (%) | 16.13% |
| Owned by Institutions (%) | 49.76% |
| Float | 2.58M |
Valuation Ratios
The trailing PE ratio is 9.70 and the forward PE ratio is 10.20.
| PE Ratio | 9.70 |
| Forward PE | 10.20 |
| PS Ratio | 1.38 |
| Forward PS | 1.34 |
| PB Ratio | 1.78 |
| P/TBV Ratio | 1.83 |
| P/FCF Ratio | 3.11 |
| P/OCF Ratio | 3.06 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
The stock's EV/EBITDA ratio is 8.79, with an EV/FCF ratio of 5.69.
| EV / Earnings | 17.14 |
| EV / Sales | 2.47 |
| EV / EBITDA | 8.79 |
| EV / EBIT | 9.42 |
| EV / FCF | 5.69 |
Financial Position
The company has a current ratio of 19.54, with a Debt / Equity ratio of 1.50.
| Current Ratio | 19.54 |
| Quick Ratio | 19.54 |
| Debt / Equity | 1.50 |
| Debt / EBITDA | 3.11 |
| Debt / FCF | 2.64 |
| Interest Coverage | 3.39 |
Financial Efficiency
Return on equity (ROE) is 19.28% and return on invested capital (ROIC) is 8.55%.
| Return on Equity (ROE) | 19.28% |
| Return on Assets (ROA) | 8.21% |
| Return on Invested Capital (ROIC) | 8.55% |
| Return on Capital Employed (ROCE) | 13.79% |
| Revenue Per Employee | $194,507 |
| Profits Per Employee | $28,037 |
| Employee Count | 2,872 |
| Asset Turnover | 0.50 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, WRLD has paid $22.96 million in taxes.
| Income Tax | 22.96M |
| Effective Tax Rate | 22.19% |
Stock Price Statistics
The stock price has increased by +10.73% in the last 52 weeks. The beta is 1.46, so WRLD's price volatility has been higher than the market average.
| Beta (5Y) | 1.46 |
| 52-Week Price Change | +10.73% |
| 50-Day Moving Average | 126.96 |
| 200-Day Moving Average | 122.77 |
| Relative Strength Index (RSI) | 52.25 |
| Average Volume (20 Days) | 29,628 |
Short Selling Information
The latest short interest is 345,018, so 6.40% of the outstanding shares have been sold short.
| Short Interest | 345,018 |
| Short Previous Month | 373,272 |
| Short % of Shares Out | 6.40% |
| Short % of Float | 13.37% |
| Short Ratio (days to cover) | 13.15 |
Income Statement
In the last 12 months, WRLD had revenue of $558.62 million and earned $80.52 million in profits. Earnings per share was $14.42.
| Revenue | 558.62M |
| Gross Profit | 393.16M |
| Operating Income | 146.55M |
| Pretax Income | 99.98M |
| Net Income | 80.52M |
| EBITDA | 157.02M |
| EBIT | 146.55M |
| Earnings Per Share (EPS) | $14.42 |
Full Income StatementBalance Sheet
The company has $15.58 million in cash and $641.07 million in debt, giving a net cash position of -$625.48 million or -$115.96 per share.
| Cash & Cash Equivalents | 15.58M |
| Total Debt | 641.07M |
| Net Cash | -625.48M |
| Net Cash Per Share | -$115.96 |
| Equity (Book Value) | 428.17M |
| Book Value Per Share | 78.77 |
| Working Capital | 879.25M |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $247.02 million and capital expenditures -$4.33 million, giving a free cash flow of $242.69 million.
| Operating Cash Flow | 247.02M |
| Capital Expenditures | -4.33M |
| Free Cash Flow | 242.69M |
| FCF Per Share | $44.99 |
Full Cash Flow StatementMargins
Gross margin is 70.38%, with operating and profit margins of 26.23% and 14.41%.
| Gross Margin | 70.38% |
| Operating Margin | 26.23% |
| Pretax Margin | 18.52% |
| Profit Margin | 14.41% |
| EBITDA Margin | 28.11% |
| EBIT Margin | 26.23% |
| FCF Margin | 43.44% |