World Acceptance Statistics
Total Valuation
WRLD has a market cap or net worth of $611.52 million. The enterprise value is $1.25 billion.
Important Dates
The last earnings date was Thursday, October 23, 2025, before market open.
| Earnings Date | Oct 23, 2025 |
| Ex-Dividend Date | n/a |
Share Statistics
WRLD has 4.80 million shares outstanding. The number of shares has decreased by -6.62% in one year.
| Current Share Class | 4.80M |
| Shares Outstanding | 4.80M |
| Shares Change (YoY) | -6.62% |
| Shares Change (QoQ) | -3.70% |
| Owned by Insiders (%) | 19.13% |
| Owned by Institutions (%) | 55.85% |
| Float | 2.32M |
Valuation Ratios
The trailing PE ratio is 11.75 and the forward PE ratio is 11.20.
| PE Ratio | 11.75 |
| Forward PE | 11.20 |
| PS Ratio | 1.16 |
| Forward PS | 1.05 |
| PB Ratio | 1.66 |
| P/TBV Ratio | 1.72 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | 21.94 |
| EV / Sales | 2.19 |
| EV / EBITDA | 9.83 |
| EV / EBIT | 10.63 |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 24.16, with a Debt / Equity ratio of 1.81.
| Current Ratio | 24.16 |
| Quick Ratio | 24.16 |
| Debt / Equity | 1.81 |
| Debt / EBITDA | 3.76 |
| Debt / FCF | n/a |
| Interest Coverage | 2.54 |
Financial Efficiency
Return on equity (ROE) is 14.57% and return on invested capital (ROIC) is 7.25%.
| Return on Equity (ROE) | 14.57% |
| Return on Assets (ROA) | 6.97% |
| Return on Invested Capital (ROIC) | 7.25% |
| Return on Capital Employed (ROCE) | 11.48% |
| Revenue Per Employee | $201,115 |
| Profits Per Employee | $20,107 |
| Employee Count | 2,838 |
| Asset Turnover | 0.54 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, WRLD has paid $14.33 million in taxes.
| Income Tax | 14.33M |
| Effective Tax Rate | 20.07% |
Stock Price Statistics
The stock price has increased by +7.26% in the last 52 weeks. The beta is 1.35, so WRLD's price volatility has been higher than the market average.
| Beta (5Y) | 1.35 |
| 52-Week Price Change | +7.26% |
| 50-Day Moving Average | 169.09 |
| 200-Day Moving Average | 150.85 |
| Relative Strength Index (RSI) | 25.33 |
| Average Volume (20 Days) | 63,515 |
Short Selling Information
The latest short interest is 282,083, so 5.88% of the outstanding shares have been sold short.
| Short Interest | 282,083 |
| Short Previous Month | 269,192 |
| Short % of Shares Out | 5.88% |
| Short % of Float | 12.17% |
| Short Ratio (days to cover) | 4.86 |
Income Statement
In the last 12 months, WRLD had revenue of $570.76 million and earned $57.06 million in profits. Earnings per share was $10.75.
| Revenue | 570.76M |
| Gross Profit | 393.28M |
| Operating Income | 117.78M |
| Pretax Income | 71.39M |
| Net Income | 57.06M |
| EBITDA | 127.40M |
| EBIT | 117.78M |
| Earnings Per Share (EPS) | $10.75 |
Full Income StatementBalance Sheet
The company has $14.88 million in cash and $660.08 million in debt, giving a net cash position of -$645.20 million or -$134.42 per share.
| Cash & Cash Equivalents | 14.88M |
| Total Debt | 660.08M |
| Net Cash | -645.20M |
| Net Cash Per Share | -$134.42 |
| Equity (Book Value) | 365.65M |
| Book Value Per Share | 76.18 |
| Working Capital | 848.40M |
Full Balance SheetMargins
Gross margin is 68.90%, with operating and profit margins of 20.64% and 10.00%.
| Gross Margin | 68.90% |
| Operating Margin | 20.64% |
| Pretax Margin | 12.51% |
| Profit Margin | 10.00% |
| EBITDA Margin | 22.32% |
| EBIT Margin | 20.64% |
| FCF Margin | n/a |
