X Financial (XYF)
NYSE: XYF · Real-Time Price · USD
19.59
+0.13 (0.67%)
At close: Jun 6, 2025, 4:00 PM
19.70
+0.11 (0.56%)
After-hours: Jun 6, 2025, 7:55 PM EDT
X Financial Income Statement
Financials in millions CNY. Fiscal year is January - December.
Millions CNY. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2016 - 2019 |
|---|---|---|---|---|---|---|---|
Period Ending | Mar '25 Mar 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2016 - 2019 |
| Operating Revenue | 4,439 | 3,862 | 3,338 | 2,417 | 2,861 | 1,512 | Upgrade
|
| Other Revenue | 2,162 | 2,010 | 1,477 | 1,146 | 765.28 | 681.21 | Upgrade
|
| Revenue | 6,601 | 5,872 | 4,815 | 3,563 | 3,626 | 2,193 | Upgrade
|
| Revenue Growth (YoY) | 31.55% | 21.95% | 35.14% | -1.75% | 65.37% | -28.99% | Upgrade
|
| Cost of Revenue | 2,008 | 1,960 | 1,773 | 1,496 | 2,039 | 2,317 | Upgrade
|
| Gross Profit | 4,594 | 3,912 | 3,042 | 2,067 | 1,587 | -123.75 | Upgrade
|
| Selling, General & Admin | 189.2 | 175.93 | 153.94 | 143.23 | 208.69 | 214.85 | Upgrade
|
| Operating Expenses | 225.33 | 211.66 | 166.18 | 165.07 | 285.94 | 336.34 | Upgrade
|
| Operating Income | 4,368 | 3,700 | 2,876 | 1,902 | 1,302 | -460.09 | Upgrade
|
| Interest Expense | - | -0.56 | -20.36 | - | - | - | Upgrade
|
| Interest & Investment Income | 9.82 | 17.13 | 6.5 | 3.76 | 19.71 | 21.72 | Upgrade
|
| Earnings From Equity Investments | 26.01 | 51.28 | -20.65 | -11.83 | 3.34 | -6.81 | Upgrade
|
| Currency Exchange Gain (Loss) | -21.59 | -9.53 | -4.02 | -19.96 | 5.15 | 15.4 | Upgrade
|
| Other Non Operating Income (Expenses) | 14.59 | 11.28 | 49.61 | 170.91 | -136.99 | -218.6 | Upgrade
|
| EBT Excluding Unusual Items | 4,397 | 3,770 | 2,887 | 2,045 | 1,193 | -648.37 | Upgrade
|
| Merger & Restructuring Charges | -2,043 | -1,582 | -1,371 | -833.11 | - | - | Upgrade
|
| Gain (Loss) on Sale of Investments | -4.43 | -0.16 | -0.09 | -17.64 | 1.22 | 0.98 | Upgrade
|
| Gain (Loss) on Sale of Assets | 0.06 | 0.06 | -0.15 | 0 | 0.18 | -0.06 | Upgrade
|
| Other Unusual Items | -257.59 | -241.74 | -67.52 | 14 | 0.02 | -960.88 | Upgrade
|
| Pretax Income | 2,092 | 1,946 | 1,448 | 1,208 | 1,194 | -1,608 | Upgrade
|
| Income Tax Expense | 457.2 | 405.7 | 261.13 | 396.07 | 368.74 | -299.88 | Upgrade
|
| Earnings From Continuing Operations | 1,635 | 1,540 | 1,187 | 812 | 825.41 | -1,308 | Upgrade
|
| Minority Interest in Earnings | - | - | - | - | 0 | -0.04 | Upgrade
|
| Net Income | 1,635 | 1,540 | 1,187 | 812 | 825.41 | -1,309 | Upgrade
|
| Net Income to Common | 1,635 | 1,540 | 1,187 | 812 | 825.41 | -1,309 | Upgrade
|
| Net Income Growth | 29.18% | 29.75% | 46.16% | -1.63% | - | - | Upgrade
|
| Shares Outstanding (Basic) | 46 | 48 | 48 | 53 | 55 | 54 | Upgrade
|
| Shares Outstanding (Diluted) | 47 | 49 | 48 | 54 | 56 | 54 | Upgrade
|
| Shares Change (YoY) | -2.44% | 0.87% | -9.79% | -4.30% | 4.87% | 0.47% | Upgrade
|
| EPS (Basic) | 35.23 | 31.99 | 24.71 | 15.40 | 15.04 | -24.44 | Upgrade
|
| EPS (Diluted) | 34.54 | 31.50 | 24.48 | 15.12 | 14.70 | -24.44 | Upgrade
|
| EPS Growth | 32.83% | 28.68% | 61.91% | 2.86% | - | - | Upgrade
|
| Free Cash Flow | - | 1,509 | 1,383 | 620.73 | 446.55 | -684.6 | Upgrade
|
| Free Cash Flow Per Share | - | 30.87 | 28.53 | 11.55 | 7.95 | -12.79 | Upgrade
|
| Dividend Per Share | 3.066 | 3.066 | 1.191 | - | - | - | Upgrade
|
| Dividend Growth | 157.33% | 157.33% | - | - | - | - | Upgrade
|
| Gross Margin | 69.59% | 66.62% | 63.17% | 58.01% | 43.77% | -5.64% | Upgrade
|
| Operating Margin | 66.17% | 63.02% | 59.72% | 53.38% | 35.89% | -20.98% | Upgrade
|
| Profit Margin | 24.77% | 26.23% | 24.65% | 22.79% | 22.76% | -59.67% | Upgrade
|
| Free Cash Flow Margin | - | 25.70% | 28.72% | 17.42% | 12.31% | -31.22% | Upgrade
|
| EBITDA | 4,376 | 3,708 | 2,881 | 1,909 | 1,310 | -448.18 | Upgrade
|
| EBITDA Margin | 66.29% | 63.14% | 59.83% | 53.57% | 36.11% | -20.44% | Upgrade
|
| D&A For EBITDA | 7.68 | 7.2 | 5.26 | 6.65 | 8.14 | 11.92 | Upgrade
|
| EBIT | 4,368 | 3,700 | 2,876 | 1,902 | 1,302 | -460.09 | Upgrade
|
| EBIT Margin | 66.17% | 63.02% | 59.72% | 53.38% | 35.89% | -20.98% | Upgrade
|
| Effective Tax Rate | 21.85% | 20.85% | 18.04% | 32.79% | 30.88% | - | Upgrade
|
| Revenue as Reported | 6,601 | 5,872 | 4,815 | 3,563 | 3,626 | 2,193 | Upgrade
|
| Advertising Expenses | - | 8.56 | 8.11 | 8.49 | 7.4 | 25.59 | Upgrade
|
Updated Apr 25, 2025. Source: S&P Global Market Intelligence. Standard template. Financial Sources.