X Financial (XYF)
NYSE: XYF · Real-Time Price · USD
15.90
-0.20 (-1.24%)
At close: Mar 28, 2025, 4:00 PM
15.41
-0.49 (-3.10%)
Pre-market: Mar 31, 2025, 8:03 AM EDT
X Financial Income Statement
Financials in millions CNY. Fiscal year is January - December.
Millions CNY. Fiscal year is Jan - Dec.
Fiscal Year | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2019 - 2016 |
|---|---|---|---|---|---|---|
Period Ending | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2019 - 2016 |
| Operating Revenue | 3,862 | 3,338 | 2,417 | 2,861 | 1,512 | Upgrade
|
| Other Revenue | 2,010 | 1,477 | 1,146 | 765.28 | 681.21 | Upgrade
|
| Revenue | 5,872 | 4,815 | 3,563 | 3,626 | 2,193 | Upgrade
|
| Revenue Growth (YoY) | 21.95% | 35.14% | -1.75% | 65.37% | -28.99% | Upgrade
|
| Cost of Revenue | 1,960 | 3,099 | 2,285 | 2,039 | 2,317 | Upgrade
|
| Gross Profit | 3,912 | 1,716 | 1,278 | 1,587 | -123.75 | Upgrade
|
| Selling, General & Admin | 175.93 | 199.05 | 186.97 | 208.69 | 214.85 | Upgrade
|
| Operating Expenses | 211.67 | 211.29 | 208.81 | 285.94 | 336.34 | Upgrade
|
| Operating Income | 3,700 | 1,505 | 1,069 | 1,302 | -460.09 | Upgrade
|
| Interest Expense | -0.56 | -20.36 | - | - | - | Upgrade
|
| Interest & Investment Income | 17.13 | - | 24.66 | 19.71 | 21.72 | Upgrade
|
| Earnings From Equity Investments | 51.28 | 33.15 | -22.1 | 3.34 | -6.81 | Upgrade
|
| Currency Exchange Gain (Loss) | -9.53 | -4.02 | -19.96 | 5.15 | 15.4 | Upgrade
|
| Other Non Operating Income (Expenses) | 14.56 | 49.61 | 170.91 | -136.99 | -218.6 | Upgrade
|
| EBT Excluding Unusual Items | 3,773 | 1,563 | 1,222 | 1,193 | -648.37 | Upgrade
|
| Merger & Restructuring Charges | -1,582 | - | - | - | - | Upgrade
|
| Gain (Loss) on Sale of Investments | -3.38 | -59.08 | -34.98 | 1.22 | 0.98 | Upgrade
|
| Gain (Loss) on Sale of Assets | - | -0.15 | 0 | 0.18 | -0.06 | Upgrade
|
| Other Unusual Items | -241.74 | -67.52 | 14 | 0.02 | -960.88 | Upgrade
|
| Pretax Income | 1,946 | 1,436 | 1,201 | 1,194 | -1,608 | Upgrade
|
| Income Tax Expense | 405.7 | 249.44 | 389.36 | 368.74 | -299.88 | Upgrade
|
| Earnings From Continuing Operations | 1,540 | 1,187 | 812 | 825.41 | -1,308 | Upgrade
|
| Minority Interest in Earnings | - | - | - | 0 | -0.04 | Upgrade
|
| Net Income | 1,540 | 1,187 | 812 | 825.41 | -1,309 | Upgrade
|
| Net Income to Common | 1,540 | 1,187 | 812 | 825.41 | -1,309 | Upgrade
|
| Net Income Growth | 29.75% | 46.16% | -1.63% | - | - | Upgrade
|
| Shares Outstanding (Basic) | 48 | 48 | 53 | 55 | 54 | Upgrade
|
| Shares Outstanding (Diluted) | 49 | 48 | 54 | 56 | 54 | Upgrade
|
| Shares Change (YoY) | 0.87% | -9.79% | -4.30% | 4.87% | 0.47% | Upgrade
|
| EPS (Basic) | 31.99 | 24.71 | 15.40 | 15.04 | -24.44 | Upgrade
|
| EPS (Diluted) | 31.50 | 24.48 | 15.12 | 14.70 | -24.44 | Upgrade
|
| EPS Growth | 28.68% | 61.91% | 2.86% | - | - | Upgrade
|
| Free Cash Flow | - | 805.67 | 316.65 | 446.55 | -684.6 | Upgrade
|
| Free Cash Flow Per Share | - | 16.62 | 5.89 | 7.95 | -12.79 | Upgrade
|
| Dividend Per Share | 3.066 | 1.191 | - | - | - | Upgrade
|
| Dividend Growth | 157.33% | - | - | - | - | Upgrade
|
| Gross Margin | 66.62% | 35.64% | 35.86% | 43.77% | -5.64% | Upgrade
|
| Operating Margin | 63.02% | 31.25% | 30.00% | 35.89% | -20.98% | Upgrade
|
| Profit Margin | 26.23% | 24.65% | 22.79% | 22.76% | -59.67% | Upgrade
|
| Free Cash Flow Margin | - | 16.73% | 8.89% | 12.31% | -31.22% | Upgrade
|
| EBITDA | 3,706 | 1,510 | 1,075 | 1,310 | -448.18 | Upgrade
|
| EBITDA Margin | 63.11% | 31.36% | 30.19% | 36.11% | -20.44% | Upgrade
|
| D&A For EBITDA | 5.26 | 5.26 | 6.65 | 8.14 | 11.92 | Upgrade
|
| EBIT | 3,700 | 1,505 | 1,069 | 1,302 | -460.09 | Upgrade
|
| EBIT Margin | 63.02% | 31.25% | 30.00% | 35.89% | -20.98% | Upgrade
|
| Effective Tax Rate | 20.85% | 17.37% | 32.41% | 30.88% | - | Upgrade
|
| Revenue as Reported | 5,872 | 4,815 | 3,563 | 3,626 | 2,193 | Upgrade
|
| Advertising Expenses | - | 8.11 | 8.49 | 7.4 | 25.59 | Upgrade
|
Updated Mar 19, 2025. Source: S&P Global Market Intelligence. Standard template. Financial Sources.