X Financial (XYF)
NYSE: XYF · Real-Time Price · USD
4.570
-0.440 (-8.78%)
May 22, 2026, 4:00 PM EDT - Market closed

X Financial Ratios and Metrics

Millions USD. Fiscal year is Jan - Dec.
Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
May '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
1762193481,075869165
Market Cap Growth
-68.79%-37.10%-67.61%23.59%426.63%-74.46%
Enterprise Value
99.9136.26258.13985.45792.3199.29
Last Close Price
4.575.608.333.663.023.01
PE Ratio
0.911.111.931.061.381.30
Forward PE
-3.463.463.463.463.46
PEG Ratio
-1.761.761.761.761.76
PS Ratio
0.160.200.431.581.680.29
PB Ratio
0.160.200.371.301.260.26
P/TBV Ratio
0.020.030.060.030.030.04
P/FCF Ratio
0.831.061.685.5018.942.35
P/OCF Ratio
0.841.041.675.4718.582.34
EV/Sales Ratio
0.090.120.321.451.530.17
EV/EBITDA Ratio
0.140.581.004.754.480.48
EV/EBIT Ratio
0.140.581.014.774.500.48
EV/FCF Ratio
0.470.661.255.0417.261.41
Debt / Equity Ratio
0.050.050.050.100.010.04
Debt / EBITDA Ratio
0.250.250.180.390.060.13
Debt / FCF Ratio
0.280.280.220.410.220.37
Net Debt / Equity Ratio
-0.07-0.07-0.09-0.11-0.11-0.10
Net Debt / EBITDA Ratio
-0.35-0.35-0.35-0.43-0.44-0.32
Net Debt / FCF Ratio
-0.40-0.40-0.43-0.46-1.68-0.94
Asset Turnover
0.580.580.500.470.440.49
Quick Ratio
1.401.401.641.361.411.26
Current Ratio
1.831.832.201.801.971.89
Return on Equity (ROE)
19.80%19.80%24.06%22.39%18.60%23.41%
Return on Assets (ROA)
10.26%10.26%12.55%11.74%10.13%12.20%
Return on Invested Capital (ROIC)
12.04%12.04%15.10%13.92%11.69%13.98%
Return on Capital Employed (ROCE)
21.75%21.75%28.91%27.28%27.60%36.97%
Earnings Yield
118.96%89.89%51.81%94.48%72.59%76.84%
FCF Yield
120.87%94.40%59.41%18.18%5.28%42.56%
Dividend Yield
12.26%9.71%3.99%4.69%0.00%0.00%
Payout Ratio
10.80%10.57%7.57%4.92%0.00%0.00%
Buyback Yield / Dilution
14.95%14.95%-0.87%9.79%4.30%-4.87%
Total Shareholder Return
27.22%24.67%3.12%14.49%4.30%-4.87%
Updated Mar 25, 2026. Data Source: Fiscal.ai. Standard template. Financial Sources.
SEC Filings: 10-K · 10-Q