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X Financial (XYF)
NYSE: XYF · Real-Time Price · USD
5.03
-0.05 (-0.98%)
At close: Jun 12, 2026, 4:00 PM EDT
5.02
-0.01 (-0.17%)
After-hours: Jun 12, 2026, 7:02 PM EDT

X Financial Ratios and Metrics

Millions USD. Fiscal year is Jan - Dec.
Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Jun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Market Cap
1942193481,075869165
Market Cap Growth
-75.55%-37.10%-67.61%23.59%426.63%-74.46%
Enterprise Value
117.61136.26258.13985.45792.3199.29
Last Close Price
5.035.608.333.663.023.01
PE Ratio
1.001.111.931.061.381.30
Forward PE
-3.463.463.463.463.46
PEG Ratio
-1.761.761.761.761.76
PS Ratio
0.180.200.431.581.680.29
PB Ratio
0.180.200.371.301.260.26
P/FCF Ratio
0.911.061.685.5018.942.35
P/OCF Ratio
0.921.041.675.4718.582.34
EV/Sales Ratio
0.110.120.321.451.530.17
EV/EBITDA Ratio
0.170.581.004.754.480.48
EV/EBIT Ratio
0.170.581.014.774.500.48
EV/FCF Ratio
0.550.661.255.0417.261.41
Debt / Equity Ratio
0.050.050.050.100.010.04
Debt / EBITDA Ratio
0.300.250.180.390.060.13
Debt / FCF Ratio
-0.280.220.410.220.37
Net Debt / Equity Ratio
-0.09-0.07-0.09-0.11-0.11-0.10
Net Debt / EBITDA Ratio
-0.56-0.35-0.35-0.43-0.44-0.32
Net Debt / FCF Ratio
--0.40-0.43-0.46-1.68-0.94
Asset Turnover
0.490.580.500.470.440.49
Quick Ratio
1.371.401.641.361.411.26
Current Ratio
1.861.832.201.801.971.89
Return on Equity (ROE)
13.38%19.80%24.06%22.39%18.60%23.41%
Return on Assets (ROA)
6.90%10.26%12.55%11.74%10.13%12.20%
Return on Invested Capital (ROIC)
8.03%12.04%15.10%13.92%11.69%13.98%
Return on Capital Employed (ROCE)
15.13%21.75%28.91%27.28%27.60%36.97%
Earnings Yield
108.08%89.89%51.81%94.48%72.59%76.84%
FCF Yield
110.26%94.40%59.41%18.18%5.28%42.56%
Dividend Yield
11.14%9.71%3.99%4.69%0.00%0.00%
Payout Ratio
10.80%10.57%7.57%4.92%0.00%0.00%
Buyback Yield / Dilution
14.95%14.95%-0.87%9.79%4.30%-4.87%
Total Shareholder Return
26.09%24.67%3.12%14.49%4.30%-4.87%
SEC Filings: 10-K · 10-Q