X Financial (XYF)

X Financial Balance Sheet

Financials in millions CNY. Fiscal year is January - December.

Year Ending	TTM	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	1,413	1,195	602.27	584.76	746.39	1,006
Cash & Short-Term Investments	1,413	1,195	602.27	584.76	746.39	1,006
Cash Growth	53.40%	98.47%	2.99%	-21.65%	-25.80%	-5.93%
Receivables	6,949	6,616	5,119	3,656	3,294	3,969
Prepaid Expenses	27.62	8.42	22.1	19.33	57.08	160.7
Restricted Cash	776.5	749.07	404.69	407.28	852.13	514.32
Other Current Assets	1,596	1,743	1,802	1,683	1,541	1,749
Total Current Assets	10,762	10,312	7,951	6,351	6,491	7,399
Property, Plant & Equipment	9.55	59.27	68.55	31.39	56.35	82.4
Long-Term Investments	1,115	1,102	688.61	642.88	301.62	292.14
Other Intangible Assets	37.03	36.81	36.55	36.82	37.44	35.13
Long-Term Deferred Tax Assets	163.44	135.96	88.43	274.87	605.65	465.44
Other Long-Term Assets	51.67	4.64	4.52	6.08	6.24	6.51
Total Assets	12,139	11,650	8,838	7,343	7,498	8,281
Accrued Expenses	910	789.72	709.91	451.86	398.25	325.07
Short-Term Debt	434.5	565	70.21	166.5	350.55	-
Current Portion of Leases	-	12.85	11.3	12.33	16.87	20.21
Current Income Taxes Payable	469.48	446.5	270.09	117.15	75.92	341
Other Current Liabilities	59.23	208.97	182.08	634.88	146.93	50.89
Total Current Liabilities	1,873	2,023	1,244	1,383	988.51	737.17
Long-Term Leases	33.69	37.57	51.19	12.02	27.61	42.3
Long-Term Unearned Revenue	103.67	46.6	-	-	-	-
Long-Term Deferred Tax Liabilities	39.78	30.04	0.72	-	-	1.31
Other Long-Term Liabilities	3,866	3,666	2,789	1,971	3,406	3,133
Total Liabilities	5,916	5,803	4,084	3,366	4,422	3,914
Common Stock	0.21	0.21	0.21	0.21	0.2	0.2
Additional Paid-In Capital	3,201	3,197	3,191	3,160	3,068	2,987
Retained Earnings	3,055	2,692	1,623	810.86	-14.55	1,311
Treasury Stock	-106.68	-111.52	-124.6	-	-	-
Comprensive Income & Other	72.95	69.48	63.6	6.31	21.06	67.1
Total Common Equity	6,222	5,847	4,753	3,977	3,075	4,366
Minority Interest	-	-	-	-	1.29	1.25
Shareholders' Equity	6,222	5,847	4,753	3,977	3,076	4,367
Total Liabilities & Equity	12,139	11,650	8,838	7,343	7,498	8,281
Total Debt	468.19	615.42	132.71	190.85	395.03	62.51
Net Cash (Debt)	944.88	579.93	469.56	393.91	351.36	943.47
Net Cash Growth	130.10%	23.50%	19.21%	12.11%	-62.76%	8.28%
Net Cash Per Share	19.45	11.96	8.74	7.02	6.56	17.70
Filing Date Shares Outstanding	48.96	49.19	48.15	54.85	54.85	53.44
Total Common Shares Outstanding	48.96	48.93	47.99	54.85	53.85	53.44
Working Capital	8,889	8,289	6,707	4,968	5,502	6,662
Book Value Per Share	127.08	119.51	99.05	72.50	57.10	81.69
Tangible Book Value	6,185	5,810	4,717	3,940	3,037	4,331
Tangible Book Value Per Share	126.32	118.76	98.29	71.83	56.40	81.03
Machinery	-	26.65	26.21	23.12	26.59	26.1
Leasehold Improvements	-	24.31	23.71	22.8	21.68	20.84

Source: S&P Capital IQ. Standard template.