X Financial (XYF)

X Financial Balance Sheet

Financials in millions CNY. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Jun 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	1,612	1,195	602.27	584.76	746.39	1,006
Cash & Short-Term Investments	1,612	1,195	602.27	584.76	746.39	1,006
Cash Growth	22.10%	98.47%	2.99%	-21.65%	-25.80%	-5.93%
Accounts Receivable	1,511	1,660	1,164	755.37	424.67	806.61
Other Receivables	-	-	15	15	-	-
Receivables	6,598	6,616	5,119	3,656	3,294	3,969
Prepaid Expenses	34.88	8.42	22.1	19.33	57.08	160.7
Restricted Cash	590.21	749.07	404.69	407.28	852.13	514.32
Other Current Assets	1,589	1,743	1,802	1,683	1,541	1,749
Total Current Assets	10,425	10,312	7,951	6,351	6,491	7,399
Property, Plant & Equipment	10.42	59.27	68.55	31.39	56.35	82.4
Long-Term Investments	1,254	1,102	688.61	642.88	301.62	292.14
Other Intangible Assets	36.5	36.81	36.55	36.82	37.44	35.13
Long-Term Deferred Tax Assets	192.39	135.96	88.43	274.87	605.65	465.44
Other Long-Term Assets	57.66	4.64	4.52	6.08	6.24	6.51
Total Assets	11,975	11,650	8,838	7,343	7,498	8,281
Accrued Expenses	1,002	789.72	709.91	451.86	398.25	325.07
Short-Term Debt	474.5	565	70.21	166.5	350.55	-
Current Portion of Leases	-	12.85	11.3	12.33	16.87	20.21
Current Income Taxes Payable	472.58	446.5	270.09	117.15	75.92	341
Other Current Liabilities	-	208.97	182.08	634.88	146.93	50.89
Total Current Liabilities	1,949	2,023	1,244	1,383	988.51	737.17
Long-Term Leases	35.36	37.57	51.19	12.02	27.61	42.3
Long-Term Unearned Revenue	84.57	46.6	-	-	-	-
Long-Term Deferred Tax Liabilities	35.14	30.04	0.72	-	-	1.31
Other Long-Term Liabilities	3,217	3,666	2,789	1,971	3,406	3,133
Total Liabilities	5,321	5,803	4,084	3,366	4,422	3,914
Common Stock	0.21	0.21	0.21	0.21	0.2	0.2
Additional Paid-In Capital	3,207	3,197	3,191	3,160	3,068	2,987
Retained Earnings	3,470	2,692	1,623	810.86	-14.55	1,311
Treasury Stock	-101.79	-111.52	-124.6	-	-	-
Comprehensive Income & Other	79.21	69.48	63.6	6.31	21.06	67.1
Total Common Equity	6,654	5,847	4,753	3,977	3,075	4,366
Minority Interest	-	-	-	-	1.29	1.25
Shareholders' Equity	6,654	5,847	4,753	3,977	3,076	4,367
Total Liabilities & Equity	11,975	11,650	8,838	7,343	7,498	8,281
Total Debt	509.86	615.42	132.71	190.85	395.03	62.51
Net Cash (Debt)	1,102	579.93	469.56	393.91	351.36	943.47
Net Cash Growth	79.93%	23.50%	19.21%	12.11%	-62.76%	8.28%
Net Cash Per Share	22.52	11.96	8.74	7.02	6.56	17.70
Filing Date Shares Outstanding	48.99	49.19	48.15	54.85	54.85	53.44
Total Common Shares Outstanding	48.99	48.93	47.99	54.85	53.85	53.44
Working Capital	8,476	8,289	6,707	4,968	5,502	6,662
Book Value Per Share	135.84	119.51	99.05	72.50	57.10	81.69
Tangible Book Value	6,618	5,810	4,717	3,940	3,037	4,331
Tangible Book Value Per Share	135.10	118.76	98.29	71.83	56.40	81.03
Machinery	-	26.65	26.21	23.12	26.59	26.1
Leasehold Improvements	-	24.31	23.71	22.8	21.68	20.84

Source: S&P Capital IQ. Standard template. Financial Sources.