X Financial (XYF)

X Financial Balance Sheet

Financials in millions CNY. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	1,044	1,195	602.27	584.76	746.39	1,006
Cash & Short-Term Investments	1,044	1,195	602.27	584.76	746.39	1,006
Cash Growth	-26.87%	98.47%	2.99%	-21.65%	-25.80%	-5.93%
Accounts Receivable	1,709	1,660	1,164	755.37	424.67	806.61
Other Receivables	-	-	15	15	-	-
Receivables	6,654	6,616	5,119	3,656	3,294	3,969
Prepaid Expenses	40.82	8.42	22.1	19.33	57.08	160.7
Restricted Cash	489.37	749.07	404.69	407.28	852.13	514.32
Other Current Assets	1,740	1,743	1,802	1,683	1,541	1,749
Total Current Assets	9,968	10,312	7,951	6,351	6,491	7,399
Property, Plant & Equipment	11.57	59.27	68.55	31.39	56.35	82.4
Long-Term Investments	1,359	1,102	688.61	642.88	301.62	292.14
Other Intangible Assets	36.24	36.81	36.55	36.82	37.44	35.13
Long-Term Deferred Tax Assets	192.64	135.96	88.43	274.87	605.65	465.44
Other Long-Term Assets	53.26	4.64	4.52	6.08	6.24	6.51
Total Assets	11,620	11,650	8,838	7,343	7,498	8,281
Accrued Expenses	1,119	789.72	709.91	451.86	398.25	325.07
Short-Term Debt	433.5	565	70.21	166.5	350.55	-
Current Portion of Leases	-	12.85	11.3	12.33	16.87	20.21
Current Income Taxes Payable	496.49	446.5	270.09	117.15	75.92	341
Other Current Liabilities	-	208.97	182.08	634.88	146.93	50.89
Total Current Liabilities	2,049	2,023	1,244	1,383	988.51	737.17
Long-Term Leases	30.92	37.57	51.19	12.02	27.61	42.3
Long-Term Unearned Revenue	106.05	46.6	-	-	-	-
Long-Term Deferred Tax Liabilities	29	30.04	0.72	-	-	1.31
Other Long-Term Liabilities	2,509	3,666	2,789	1,971	3,406	3,133
Total Liabilities	4,724	5,803	4,084	3,366	4,422	3,914
Common Stock	0.21	0.21	0.21	0.21	0.2	0.2
Additional Paid-In Capital	3,195	3,197	3,191	3,160	3,068	2,987
Retained Earnings	3,789	2,692	1,623	810.86	-14.55	1,311
Treasury Stock	-155.01	-111.52	-124.6	-	-	-
Comprehensive Income & Other	67.57	69.48	63.6	6.31	21.06	67.1
Total Common Equity	6,897	5,847	4,753	3,977	3,075	4,366
Minority Interest	-	-	-	-	1.29	1.25
Shareholders' Equity	6,897	5,847	4,753	3,977	3,076	4,367
Total Liabilities & Equity	11,620	11,650	8,838	7,343	7,498	8,281
Total Debt	464.42	615.42	132.71	190.85	395.03	62.51
Net Cash (Debt)	579.73	579.93	469.56	393.91	351.36	943.47
Net Cash Growth	-30.07%	23.50%	19.21%	12.11%	-62.76%	8.28%
Net Cash Per Share	11.75	11.96	8.74	7.02	6.56	17.70
Filing Date Shares Outstanding	47.64	49.19	48.15	54.85	54.85	53.44
Total Common Shares Outstanding	47.64	48.93	47.99	54.85	53.85	53.44
Working Capital	7,919	8,289	6,707	4,968	5,502	6,662
Book Value Per Share	144.76	119.51	99.05	72.50	57.10	81.69
Tangible Book Value	6,860	5,810	4,717	3,940	3,037	4,331
Tangible Book Value Per Share	143.99	118.76	98.29	71.83	56.40	81.03
Machinery	-	26.65	26.21	23.12	26.59	26.1
Leasehold Improvements	-	24.31	23.71	22.8	21.68	20.84

Source: S&P Capital IQ. Standard template. Financial Sources.