X Financial (XYF)
NYSE: XYF · Real-Time Price · USD
3.640
+0.230 (6.74%)
Mar 27, 2026, 4:00 PM EDT - Market closed

X Financial Cash Flow Statement

Millions CNY. Fiscal year is Jan - Dec.
Fiscal Year
FY 2024FY 2023FY 2022FY 2021
Period Ending
Dec '24 Dec '23 Dec '22 Dec '21
Net Income
1,5401,187812825.41
Depreciation & Amortization
7.25.266.658.14
Loss (Gain) From Sale of Assets
-0.060.15-0-0.18
Loss (Gain) From Sale of Investments
-58.112.31-12.79-1.22
Loss (Gain) on Equity Investments
-10.161.9342.25-3.34
Stock-Based Compensation
40.1842.653.5488.43
Provision & Write-off of Bad Debts
35.7312.2321.8477.25
Other Operating Activities
340.1591.4858.77502.62
Change in Accounts Receivable
-405.69-509.91-436.27-411.42
Change in Income Taxes
143.87176.41152.9441.23
Change in Other Net Operating Assets
-243.62143.05-230.72-753.75
Operating Cash Flow
1,5231,391626.78449.17
Operating Cash Flow Growth
9.48%122.00%39.54%-
Capital Expenditures
-14.22-8.47-6.06-2.62
Sale of Property, Plant & Equipment
0.110.020.010.24
Investment in Securities
242.45-424.15-83.69-351.84
Other Investing Activities
664.7-793.48-1,092-1,463
Investing Cash Flow
122.03-1,684-1,217-2,348
Short-Term Debt Issued
133.5802.570.21266.5
Long-Term Debt Issued
--98.82,507
Total Debt Issued
133.5802.5169.012,773
Short-Term Debt Repaid
-370-307.71-166.5-450.55
Long-Term Debt Repaid
-3,098-2,437-1,777-2,489
Total Debt Repaid
-3,468-2,745-1,943-2,940
Net Debt Issued (Repaid)
-3,335-1,942-1,774-166.52
Issuance of Common Stock
0.121.10.282.96
Repurchase of Common Stock
-182.2-24.87-146.74-
Common Dividends Paid
-116.64-58.4--
Other Financing Activities
1,6983,2522,4971,465
Financing Cash Flow
-1,9351,227576.351,301
Foreign Exchange Rate Adjustments
6.892.2929.26-9.37
Net Cash Flow
-282.86937.5514.92-606.48
Free Cash Flow
1,5091,383620.73446.55
Free Cash Flow Growth
9.12%122.80%39.01%-
Free Cash Flow Margin
25.70%28.72%17.42%12.31%
Free Cash Flow Per Share
30.8728.5311.557.95
Cash Interest Paid
24.1623.251.996.72
Cash Income Tax Paid
289.08102.2837.3730.96
Levered Free Cash Flow
2,372339.34-381.761,469
Unlevered Free Cash Flow
2,372352.07-381.761,469
Change in Working Capital
-593.12-190.45-514.04-1,124
Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Standard template. Financial Sources.
SEC Filings: 10-K · 10-Q