X Financial (XYF)

X Financial Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Year Ending	Current	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Market Capitalization	220	176	162	167	107	257
Market Cap Growth	15.57%	8.41%	-2.91%	56.05%	-58.34%	-60.22%
Enterprise Value	497	487	425	343	432	469
PE Ratio	1.24	1.05	1.39	1.29	-0.53	2.32
PS Ratio	0.32	0.26	0.32	0.29	0.32	0.58
PB Ratio	0.26	0.21	0.24	0.27	0.23	0.41
P/FCF Ratio	-	1.54	3.56	2.39	-1.02	3.07
P/OCF Ratio	-	1.53	3.50	2.38	-1.03	2.99
EV/Sales Ratio	0.71	0.72	0.83	0.60	1.29	1.06
EV/EBITDA Ratio	-	2.43	2.44	1.79	-1.79	4.61
EV/EBIT Ratio	2.40	2.44	2.46	1.81	-1.78	4.68
EV/FCF Ratio	-	4.28	9.35	4.91	-4.13	5.60
Debt / Equity Ratio	0.68	0.71	0.60	0.53	1.21	0.69
Debt / EBITDA Ratio	-	2.92	2.34	1.73	-2.37	4.22
Debt / FCF Ratio	-	5.15	8.97	4.74	-5.44	5.13
Asset Turnover	0.44	0.45	0.42	0.51	0.28	0.44
Interest Coverage	-	-	320.83	61.59	-73.04	36.14
Return on Equity (ROE)	21.90%	21.60%	18.30%	22.60%	-35.00%	19.10%
Return on Assets (ROA)	11.20%	11.20%	9.50%	11.50%	-16.50%	10.90%
Return on Capital (ROIC)	12.00%	11.88%	9.63%	14.87%	-21.03%	12.53%
Earnings Yield	79.81%	95.35%	71.94%	77.32%	-187.18%	43.11%
FCF Yield	64.73%	28.05%	41.85%	-97.92%	32.60%
Dividend Yield	7.64%	4.60%	0.00%	0.00%	0.00%	5.90%
Payout Ratio	9.60%	4.90%	0.00%	0.00%	0.00%	14.20%
Buyback Yield / Dilution	-0.87%	9.79%	4.30%	-4.87%	-0.47%	-5.19%
Total Shareholder Return	6.77%	14.39%	4.30%	-4.87%	-0.47%	0.71%

Source: Financials are provided by Nasdaq Data Link and sourced from audited reports submitted to the Securities and Exchange Commission (SEC).