X Financial (XYF)
NYSE: XYF · Real-Time Price · USD
5.26
+0.15 (2.94%)
At close: Feb 6, 2026, 4:00 PM EST
5.27
+0.01 (0.19%)
After-hours: Feb 6, 2026, 7:00 PM EST

X Financial Ratios and Metrics

Millions USD. Fiscal year is Jan - Dec.
Fiscal Year
CurrentFY 2024FY 2023FY 2022FY 2021FY 2020
Period Ending
Feb '26 Dec '24 Dec '23 Dec '22 Dec '21 Dec '20
222395176166165107
Market Cap Growth
-38.47%124.11%6.38%0.33%54.30%-60.29%
Enterprise Value
182312639328110
Last Close Price
5.268.053.282.612.601.73
PE Ratio
0.921.871.051.411.27-
Forward PE
-3.463.463.463.463.46
PS Ratio
0.200.490.260.320.290.32
PB Ratio
0.190.420.210.240.260.23
P/TBV Ratio
0.200.420.220.240.270.23
P/FCF Ratio
-1.910.901.842.35-
P/OCF Ratio
-1.890.901.822.34-
PEG Ratio
-1.761.761.761.761.76
EV/Sales Ratio
0.160.390.090.180.050.33
EV/EBITDA Ratio
0.240.620.150.340.14-
EV/EBIT Ratio
0.240.620.150.340.14-
EV/FCF Ratio
-1.510.321.040.40-
Debt / Equity Ratio
0.080.050.110.030.050.13
Debt / EBITDA Ratio
0.110.100.210.070.14-
Debt / FCF Ratio
-0.240.450.210.43-
Asset Turnover
0.600.500.470.440.490.28
Quick Ratio
1.441.361.411.430.981.19
Current Ratio
4.514.735.106.394.596.57
Return on Equity (ROE)
24.19%24.06%22.39%18.60%23.41%-35.16%
Return on Assets (ROA)
25.35%19.71%17.54%14.69%10.96%-3.65%
Return on Invested Capital (ROIC)
58.09%50.48%49.36%32.50%28.52%-14.97%
Return on Capital Employed (ROCE)
44.70%38.60%29.90%25.00%21.80%-7.10%
Earnings Yield
113.44%53.42%94.97%71.07%78.70%-187.30%
FCF Yield
-52.35%110.67%54.33%42.58%-98.00%
Dividend Yield
10.65%5.21%5.12%---
Payout Ratio
8.98%7.57%4.92%---
Buyback Yield / Dilution
10.76%-0.87%9.79%4.30%-4.87%-0.47%
Total Shareholder Return
21.42%4.35%14.92%4.30%-4.87%-0.47%
Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Standard template. Financial Sources.
SEC Filings: 10-K · 10-Q