X Financial Statistics
Total Valuation
X Financial has a market cap or net worth of $220.26 million. The enterprise value is $497.53 million.
| Market Cap | 220.26M |
| Enterprise Value | 497.53M |
Important Dates
The next estimated earnings date is Monday, August 26, 2024, after market close.
| Earnings Date | Aug 26, 2024 |
| Ex-Dividend Date | May 9, 2024 |
Share Statistics
X Financial has 49.50 million shares outstanding.
| Shares Outstanding | 49.50M |
| Owned by Insiders (%) | 1.78% |
| Owned by Institutions (%) | 2.04% |
| Float | n/a |
Valuation Ratios
The trailing PE ratio is 1.24.
| PE Ratio | 1.24 |
| Forward PE | n/a |
| PS Ratio | 0.32 |
| Forward PS | n/a |
| PB Ratio | 0.26 |
| P/FCF Ratio | n/a |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | 2.83 |
| EV / Sales | 0.71 |
| EV / EBITDA | n/a |
| EV / EBIT | 2.40 |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | 0.68 |
| Debt / EBITDA | n/a |
| Debt / FCF | n/a |
| Interest Coverage | -83.52 |
Financial Efficiency
Return on equity (ROE) is 21.90% and return on invested capital (ROIC) is 12.00%.
| Return on Equity (ROE) | 21.90% |
| Return on Assets (ROA) | 11.20% |
| Return on Capital (ROIC) | 12.00% |
| Revenue Per Employee | $1.34M |
| Profits Per Employee | $337,382 |
| Employee Count | 521 |
| Asset Turnover | 0.44 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, X Financial has paid $36.02 million in taxes.
| Income Tax | 36.02M |
| Effective Tax Rate | 17.01% |
Stock Price Statistics
The stock price has increased by +0.91% in the last 52 weeks. The beta is 0.28, so X Financial's price volatility has been lower than the market average.
| Beta (5Y) | 0.28 |
| 52-Week Price Change | +0.91% |
| 50-Day Moving Average | 4.17 |
| 200-Day Moving Average | 4.03 |
| Relative Strength Index (RSI) | 58.89 |
| Average Volume (20 Days) | 21,348 |
Short Selling Information
| Short Interest | 10,836 |
| Short Previous Month | 3,806 |
| Short % of Shares Out | 0.03% |
| Short % of Float | n/a |
| Short Ratio (days to cover) | 0.43 |
Income Statement
In the last 12 months, X Financial had revenue of $696.93 million and earned $175.78 million in profits. Earnings per share was $3.54.
| Revenue | 696.93M |
| Gross Profit | 323.98M |
| Operating Income | 207.73M |
| Pretax Income | 210.11M |
| Net Income | 175.78M |
| EBITDA | n/a |
| EBIT | 207.62M |
| Earnings Per Share (EPS) | $3.54 |
Balance Sheet
The company has $301.18 million in cash and $578.46 million in debt, giving a net cash position of -$277.28 million or -$5.60 per share.
| Cash & Cash Equivalents | 301.18M |
| Total Debt | 578.46M |
| Net Cash | -277.28M |
| Net Cash Per Share | -$5.60 |
| Equity (Book Value) | 855.91M |
| Book Value Per Share | 17.29 |
| Working Capital | n/a |
Cash Flow
| Operating Cash Flow | n/a |
| Capital Expenditures | n/a |
| Free Cash Flow | n/a |
| FCF Per Share | n/a |
Margins
Gross margin is 46.49%, with operating and profit margins of 29.81% and 25.22%.
| Gross Margin | 46.49% |
| Operating Margin | 29.81% |
| Pretax Margin | 30.15% |
| Profit Margin | 25.22% |
| EBITDA Margin | n/a |
| EBIT Margin | 29.79% |
| FCF Margin | n/a |
Dividends & Yields
This stock pays an annual dividend of $0.34, which amounts to a dividend yield of 7.64%.
| Dividend Per Share | $0.34 |
| Dividend Yield | 7.64% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | 9.60% |
| Buyback Yield | -0.87% |
| Shareholder Yield | 6.77% |
| Earnings Yield | 79.81% |
| FCF Yield | n/a |
Analyst Forecast
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Stock Splits
The last stock split was on November 19, 2020. It was a reverse split with a ratio of 1:3.
| Last Split Date | Nov 19, 2020 |
| Split Type | Reverse |
| Split Ratio | 1:3 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | 3 |