Yiren Digital Ltd. (YRD)

Yiren Digital Income Statement

Financials in millions CNY. Fiscal year is January - December.

Year Ending	TTM	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Revenue	5,287	4,896	3,435	4,478	3,962	8,617
Revenue Growth (YoY)	42.28%	42.54%	-23.30%	13.02%	-54.02%	-23.37%
Cost of Revenue	1,010	976.17	776.84	760.86	1,105	665.08
Gross Profit	4,278	3,919	2,658	3,717	2,857	7,952
Selling, General & Admin	1,079	887.74	845.77	1,852	2,536	5,199
Research & Development	160.11	148.75	151.92	208	0	0
Other Operating Expenses	412.87	288.19	188.22	370.15	1,027	1,625
Operating Expenses	1,652	1,325	1,186	2,430	3,563	6,824
Operating Income	2,626	2,595	1,472	1,287	-705.84	1,128
Interest Expense / Income	-66.23	-80.75	26.3	73.38	-61.62	-73.37
Other Expense / Income	-21.3	30.17	-49.82	10.78	129.14	-193.44
Pretax Income	2,713	2,645	1,495	1,203	-773.36	1,395
Income Tax	574.27	565.16	300.51	170.19	-80.61	239.23
Net Income	2,139	2,080	1,195	1,033	-692.75	1,156
Net Income Growth	48.82%	74.09%	15.67%	-	-	-26.85%
Shares Outstanding (Basic)	174	177	175	169	180	185
Shares Outstanding (Diluted)	176	179	175	171	180	187
Shares Change	-2.21%	1.88%	2.81%	-5.39%	-3.34%	0.14%
EPS (Basic)	24.31	23.54	13.68	12.22	-7.68	12.48
EPS (Diluted)	24.06	23.28	13.63	12.11	-7.68	12.39
EPS Growth	48.61%	70.88%	12.50%	-	-	-26.96%
Free Cash Flow	-	2,167	1,849	149.4	269.59	226.24
Free Cash Flow Per Share	-	24.52	21.17	1.77	2.99	2.44
Gross Margin	80.90%	80.06%	77.38%	83.01%	72.12%	92.28%
Operating Margin	49.66%	53.00%	42.85%	28.75%	-17.82%	13.09%
Profit Margin	40.45%	42.49%	34.79%	23.07%	-17.48%	13.41%
Free Cash Flow Margin	-	44.26%	53.85%	3.34%	6.80%	2.63%
Effective Tax Rate	21.17%	21.36%	20.10%	14.15%	-	17.15%
EBITDA	-	2,590	1,575	1,417	-507.52	1,716
EBITDA Margin	-	52.91%	45.84%	31.63%	-12.81%	19.92%
Depreciation & Amortization	-	25.44	52.83	139.95	327.46	394.61
EBIT	2,647	2,565	1,522	1,277	-834.98	1,321
EBIT Margin	50.06%	52.39%	44.30%	28.51%	-21.07%	15.34%

Source: Financials are provided by Nasdaq Data Link and sourced from audited reports submitted to the Securities and Exchange Commission (SEC).