Yiren Digital Ltd. (YRD)

Yiren Digital Income Statement

Financials in millions CNY. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Operating Revenue	5,806	4,896	3,435	4,478	3,962
Revenue	5,806	4,896	3,435	4,478	3,962
Revenue Growth (YoY)	18.59%	42.54%	-23.30%	13.02%	-54.02%
Cost of Revenue	882.96	976.17	776.84	760.86	1,105
Gross Profit	4,923	3,919	2,658	3,717	2,857
Selling, General & Admin	1,471	887.74	845.77	1,852	2,536
Research & Development	411.88	148.75	151.92	208	-
Operating Expenses	2,407	1,298	1,164	2,430	2,907
Operating Income	2,516	2,622	1,493	1,287	-50
Interest Expense	-	-	-26.3	-73.38	-
Interest & Investment Income	105.48	80.75	-	-	61.62
Earnings From Equity Investments	-0.44	-	-	-	-
Other Non Operating Income (Expenses)	-759.9	-57.21	28.32	-10.78	-129.14
EBT Excluding Unusual Items	1,861	2,645	1,495	1,203	-117.52
Merger & Restructuring Charges	-	-	-	-	-655.84
Pretax Income	1,861	2,645	1,495	1,203	-773.36
Income Tax Expense	279.18	565.16	300.51	170.19	-80.61
Net Income	1,582	2,080	1,195	1,033	-692.75
Net Income to Common	1,582	2,080	1,195	1,033	-692.75
Net Income Growth	-23.94%	74.09%	15.67%	-	-
Shares Outstanding (Basic)	87	88	87	85	90
Shares Outstanding (Diluted)	87	89	88	85	90
Shares Change (YoY)	-2.23%	1.88%	2.81%	-5.39%	-3.34%
EPS (Basic)	18.27	23.54	13.68	12.22	-7.68
EPS (Diluted)	18.11	23.28	13.63	12.11	-7.68
EPS Growth	-22.20%	70.88%	12.50%	-	-
Free Cash Flow	1,415	2,167	1,849	148.79	268.31
Free Cash Flow Per Share	16.20	24.25	21.08	1.74	2.98
Dividend Per Share	3.066	-	-	-	-
Gross Margin	84.79%	80.06%	77.38%	83.01%	72.12%
Operating Margin	43.34%	53.55%	43.48%	28.75%	-1.26%
Profit Margin	27.25%	42.49%	34.79%	23.07%	-17.48%
Free Cash Flow Margin	24.37%	44.26%	53.82%	3.32%	6.77%
EBITDA	2,525	2,629	1,520	1,331	41.77
EBITDA Margin	43.49%	53.70%	44.25%	29.71%	1.05%
D&A For EBITDA	8.89	7.12	26.43	43.24	91.77
EBIT	2,516	2,622	1,493	1,287	-50
EBIT Margin	43.34%	53.55%	43.48%	28.75%	-1.26%
Effective Tax Rate	15.00%	21.36%	20.10%	14.14%	-

Updated Mar 20, 2025. Source: S&P Global Market Intelligence. Standard template. Financial Sources.

SEC Filings: 10-K · 10-Q