Yiren Digital Ltd. (YRD)

Yiren Digital Income Statement

Financials in millions CNY. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Jun 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Operating Revenue	5,852	5,806	4,896	3,435	4,478	3,962
Other Revenue	286.09	-	-	-	-	-
Revenue	6,138	5,806	4,896	3,435	4,478	3,962
Revenue Growth (YoY)	12.42%	18.59%	42.54%	-23.30%	13.02%	-54.02%
Cost of Revenue	788.74	882.96	976.17	776.84	760.86	1,105
Gross Profit	5,349	4,923	3,919	2,658	3,717	2,857
Selling, General & Admin	1,553	1,471	887.74	845.77	1,852	2,536
Research & Development	509.19	411.88	148.75	151.92	208	-
Operating Expenses	2,728	2,407	1,298	1,164	2,430	2,907
Operating Income	2,621	2,516	2,622	1,493	1,287	-50
Interest Expense	-	-	-	-26.3	-73.38	-
Interest & Investment Income	101.9	105.48	80.75	-	-	61.62
Earnings From Equity Investments	-5	-0.44	-	-	-	-
Other Non Operating Income (Expenses)	-1,281	-759.9	-57.21	28.32	-10.78	-129.14
EBT Excluding Unusual Items	1,438	1,861	2,645	1,495	1,203	-117.52
Merger & Restructuring Charges	-	-	-	-	-	-655.84
Pretax Income	1,438	1,861	2,645	1,495	1,203	-773.36
Income Tax Expense	145.59	279.18	565.16	300.51	170.19	-80.61
Net Income	1,292	1,582	2,080	1,195	1,033	-692.75
Net Income to Common	1,292	1,582	2,080	1,195	1,033	-692.75
Net Income Growth	-36.08%	-23.94%	74.09%	15.67%	-	-
Shares Outstanding (Basic)	86	87	88	87	85	90
Shares Outstanding (Diluted)	87	87	89	88	85	90
Shares Change (YoY)	-1.47%	-2.23%	1.88%	2.81%	-5.39%	-3.34%
EPS (Basic)	14.94	18.27	23.54	13.68	12.22	-7.68
EPS (Diluted)	14.85	18.11	23.28	13.63	12.11	-7.68
EPS Growth	-35.12%	-22.20%	70.88%	12.50%	-	-
Free Cash Flow	1,304	1,415	2,167	1,849	148.79	268.31
Free Cash Flow Per Share	14.99	16.20	24.25	21.08	1.74	2.98
Dividend Per Share	3.188	3.066	-	-	-	-
Gross Margin	87.15%	84.79%	80.06%	77.38%	83.01%	72.12%
Operating Margin	42.70%	43.34%	53.55%	43.48%	28.75%	-1.26%
Profit Margin	21.05%	27.25%	42.49%	34.79%	23.07%	-17.48%
Free Cash Flow Margin	21.25%	24.37%	44.26%	53.82%	3.32%	6.77%
EBITDA	2,631	2,525	2,629	1,520	1,331	41.77
EBITDA Margin	42.87%	43.49%	53.70%	44.25%	29.71%	1.05%
D&A For EBITDA	9.92	8.89	7.12	26.43	43.24	91.77
EBIT	2,621	2,516	2,622	1,493	1,287	-50
EBIT Margin	42.70%	43.34%	53.55%	43.48%	28.75%	-1.26%
Effective Tax Rate	10.13%	15.00%	21.36%	20.10%	14.14%	-
Revenue as Reported	332.01	-	-	-	-	-

Updated Aug 21, 2025. Source: S&P Global Market Intelligence. Standard template. Financial Sources.

SEC Filings: 10-K · 10-Q