Yiren Digital Income Statement

Financials in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Operating Revenue	5,707	5,806	4,896	3,435	4,478	3,962
Other Revenue	506.9	-	-	-	-	-
Revenue	6,214	5,806	4,896	3,435	4,478	3,962
Revenue Growth (YoY)	10.41%	18.59%	42.54%	-23.30%	13.02%	-54.02%
Cost of Revenue	732.74	882.96	976.17	776.84	760.86	1,105
Gross Profit	5,481	4,923	3,919	2,658	3,717	2,857
Selling, General & Admin	1,574	1,471	887.74	845.77	1,852	2,536
Research & Development	449.86	411.88	148.75	151.92	208	-
Operating Expenses	2,823	2,407	1,298	1,164	2,430	2,907
Operating Income	2,658	2,516	2,622	1,493	1,287	-50
Interest Expense	-	-	-	-26.3	-73.38	-
Interest & Investment Income	103.52	105.48	80.75	-	-	61.62
Earnings From Equity Investments	-5	-0.44	-	-	-	-
Other Non Operating Income (Expenses)	-1,345	-759.9	-57.21	28.32	-10.78	-129.14
EBT Excluding Unusual Items	1,411	1,861	2,645	1,495	1,203	-117.52
Merger & Restructuring Charges	-	-	-	-	-	-655.84
Pretax Income	1,411	1,861	2,645	1,495	1,203	-773.36
Income Tax Expense	156.98	279.18	565.16	300.51	170.19	-80.61
Net Income	1,254	1,582	2,080	1,195	1,033	-692.75
Net Income to Common	1,254	1,582	2,080	1,195	1,033	-692.75
Net Income Growth	-31.17%	-23.94%	74.09%	15.67%	-	-
Shares Outstanding (Basic)	87	87	88	87	85	90
Shares Outstanding (Diluted)	87	87	89	88	85	90
Shares Change (YoY)	-1.11%	-2.23%	1.88%	2.81%	-5.39%	-3.34%
EPS (Basic)	14.49	18.27	23.54	13.68	12.22	-7.68
EPS (Diluted)	14.42	18.11	23.28	13.63	12.11	-7.68
EPS Growth	-30.40%	-22.20%	70.88%	12.50%	-	-
Free Cash Flow	1,248	1,415	2,167	1,849	148.79	268.31
Free Cash Flow Per Share	14.35	16.20	24.25	21.08	1.74	2.98
Dividend Per Share	3.229	3.066	-	-	-	-
Gross Margin	88.21%	84.79%	80.06%	77.38%	83.01%	72.12%
Operating Margin	42.77%	43.34%	53.55%	43.48%	28.75%	-1.26%
Profit Margin	20.18%	27.25%	42.49%	34.79%	23.07%	-17.48%
Free Cash Flow Margin	20.09%	24.37%	44.26%	53.82%	3.32%	6.77%
EBITDA	2,668	2,525	2,629	1,520	1,331	41.77
EBITDA Margin	42.94%	43.49%	53.70%	44.25%	29.71%	1.05%
D&A For EBITDA	10.77	8.89	7.12	26.43	43.24	91.77
EBIT	2,658	2,516	2,622	1,493	1,287	-50
EBIT Margin	42.77%	43.34%	53.55%	43.48%	28.75%	-1.26%
Effective Tax Rate	11.12%	15.00%	21.36%	20.10%	14.14%	-
Revenue as Reported	407.88	-	-	-	-	-

Updated Nov 25, 2025. Source: S&P Global Market Intelligence. Standard template. Financial Sources.

SEC Filings: 10-K · 10-Q