Yiren Digital Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	May '26 May 15, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Cap	179	323	414	273	122	243
Market Cap Growth	-68.36%	-21.99%	51.98%	122.85%	-49.69%	-13.33%
Enterprise Value	-294.14	-149.67	-106.38	-552.95	-380.55	-34.39
Last Close Price	2.07	3.70	4.80	3.12	1.37	2.86
PE Ratio	31.20	41.46	1.93	0.95	0.69	1.50
Forward PE	-	1.11	1.11	1.11	1.11	2.45
PEG Ratio	-	0.49	0.49	0.49	0.49	0.49
PS Ratio	0.22	0.40	0.52	0.39	0.25	0.35
PB Ratio	0.14	0.24	0.32	0.24	0.14	0.32
P/TBV Ratio	0.02	0.04	0.04	0.03	0.02	0.05
P/FCF Ratio	1.77	3.34	2.14	0.89	0.46	10.39
P/OCF Ratio	1.82	3.21	2.12	0.89	0.46	9.77
EV/Sales Ratio	-	-0.18	-0.13	-0.80	-0.76	-0.05
EV/EBITDA Ratio	-	-0.09	-0.08	-0.54	-0.48	-0.03
EV/EBIT Ratio	-	-0.09	-0.08	-0.54	-0.49	-0.03
EV/FCF Ratio	-	-1.54	-0.55	-1.81	-1.42	-1.47
Debt / Equity Ratio	0.00	0.00	0.00	0.00	0.13	0.23
Debt / EBITDA Ratio	-0.21	0.00	0.00	0.00	0.15	0.14
Debt / FCF Ratio	0.06	0.06	0.03	0.01	0.43	7.40
Net Debt / Equity Ratio	-0.36	-0.36	-0.40	-0.72	-0.57	-0.37
Net Debt / EBITDA Ratio	17.84	-0.28	-0.38	-0.81	-0.64	-0.23
Net Debt / FCF Ratio	-5.00	-4.88	-2.69	-2.70	-1.88	-11.85
Asset Turnover	0.43	0.43	0.50	0.52	0.42	0.62
Quick Ratio	1.94	1.94	2.46	3.51	3.55	2.37
Current Ratio	3.43	3.43	3.54	4.33	4.19	3.28
Return on Equity (ROE)	0.48%	-1.44%	24.29%	45.49%	33.10%	31.94%
Return on Assets (ROA)	1.37%	313.52%	98.53%	92.85%	79.65%	121.22%
Return on Invested Capital (ROIC)	2.13%	489.74%	223.64%	311.47%	218.02%	331.43%
Return on Capital Employed (ROCE)	-2.28%	122.96%	111.61%	95.03%	83.37%	147.00%
Earnings Yield	3.24%	2.41%	51.69%	105.40%	144.18%	66.62%
FCF Yield	56.38%	29.98%	46.79%	112.28%	219.08%	9.63%
Dividend Yield	21.26%	12.16%	4.03%	0.00%	0.00%	0.00%
Payout Ratio	301.48%	500.89%	7.73%	0.00%	0.00%	0.00%
Buyback Yield / Dilution	0.01%	0.02%	2.23%	-1.88%	-2.81%	5.39%
Total Shareholder Return	21.27%	12.17%	6.26%	-1.88%	-2.81%	5.39%

Updated Mar 20, 2026. Data Source: Fiscal.ai. Standard template. Financial Sources.

SEC Filings: 10-K · 10-Q