Yiren Digital Balance Sheet

Financials in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	1,697	3,348	3,841	5,791	4,272	2,865
Short-Term Investments	-	1,496	1,295	327.99	162.89	213.85
Trading Asset Securities	-	4.47	77.43	76.05	-	-
Cash & Short-Term Investments	1,697	4,848	5,214	6,195	4,435	3,078
Cash Growth	-58.60%	-7.01%	-15.85%	39.70%	44.06%	21.95%
Accounts Receivable	1,811	2,355	1,817	2,006	2,021	3,707
Other Receivables	2,005	214.64	309.86	82.11	279.96	158.77
Receivables	3,864	4,596	4,318	2,969	2,559	3,939
Prepaid Expenses	2,218	141.13	57.1	17.25	4.98	35.62
Restricted Cash	85.18	522.71	260.27	267.27	88.8	80.8
Other Current Assets	769.23	1,962	1,623	183.32	244.57	225.04
Total Current Assets	8,633	12,070	11,472	9,632	7,332	7,359
Property, Plant & Equipment	111.78	87.73	118.37	102.54	111.17	183.3
Long-Term Investments	274.97	490.75	369.02	448.5	975.44	179.56
Goodwill	-	4.78	4.78	4.78	-	-
Long-Term Deferred Tax Assets	334.82	325.09	77.46	73.41	84.19	7.39
Long-Term Deferred Charges	1.43	4.29	0.29	0.03	0.79	9.96
Other Long-Term Assets	225.41	472.32	940.63	15.36	32.41	-
Total Assets	9,581	13,455	12,983	10,277	8,536	7,739

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Accounts Payable	61.29	122.79	172.41	43.77	36.6	81.78
Accrued Expenses	351.17	140.49	384.09	291.42	466.84	642.08
Short-Term Debt	-	9.09	-	-	198.05	340.22
Current Portion of Leases	-	20.32	15.56	18.98	17.95	31.85
Current Income Taxes Payable	-	188.47	1,152	931.19	562.84	250.45
Other Current Liabilities	36.49	22.28	42.33	158.59	173.85	175.39
Total Current Liabilities	448.95	503.44	1,767	1,444	1,456	1,522
Long-Term Debt	-	-	-	-	767.9	1,029
Long-Term Leases	33.25	19.44	25.21	4.67	17.28	40.25
Long-Term Unearned Revenue	0.11	0.23	9.48	54.04	65.54	12.38
Long-Term Deferred Tax Liabilities	32.6	29.85	41.47	122.08	79.74	112.54
Other Long-Term Liabilities	2,203	3,630	1,597	566.63	118.7	202.48
Total Liabilities	2,718	4,183	3,440	2,191	2,505	2,918

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Common Stock	0.13	0.13	0.13	0.13	0.13	0.12
Additional Paid-In Capital	5,251	5,240	5,198	5,171	5,161	5,100
Retained Earnings	3,257	4,206	4,435	2,985	908.87	-247.83
Treasury Stock	-170.69	-170.69	-170.46	-94.85	-46.73	-42.9
Comprehensive Income & Other	-1,487	-2.52	79.27	23.67	7.77	11.55
Shareholders' Equity	6,863	9,272	9,542	8,086	6,031	4,821
Total Liabilities & Equity	9,581	13,455	12,983	10,277	8,536	7,739

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Total Debt	33.25	48.85	40.77	23.65	1,001	1,441
Net Cash (Debt)	1,663	4,799	5,173	6,172	3,434	1,637
Net Cash Growth	-59.03%	-7.22%	-16.18%	79.74%	109.69%	3.98%
Net Cash Per Share	19.05	54.95	59.22	69.08	39.15	19.20
Filing Date Shares Outstanding	87.49	87.49	86.41	86.93	88.61	85.34
Total Common Shares Outstanding	87.49	87.34	95.58	87.35	89.29	85
Working Capital	8,184	11,567	9,705	8,188	5,876	5,837
Book Value Per Share	78.31	106.16	99.83	92.56	67.54	56.72
Tangible Book Value	6,851	9,267	9,538	8,081	6,031	4,821
Tangible Book Value Per Share	78.31	106.11	99.78	92.51	67.54	56.72
Buildings	-	-	38.46	38.46	38.46	38.46
Machinery	-	35.21	16.85	12.6	9.64	52.03
Leasehold Improvements	-	6.9	5.04	4.02	4.18	50.95

SEC Filings: 10-K · 10-Q