Yiren Digital Ltd. (YRD)

Yiren Digital Balance Sheet

Financials in millions CNY. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	2,453	3,348	3,841	5,791	4,272	2,865
Short-Term Investments	-	-	-	76.05	-	-
Cash & Short-Term Investments	2,453	3,348	3,841	5,867	4,272	2,865
Cash Growth	-39.33%	-12.84%	-34.53%	37.35%	49.13%	15.98%
Accounts Receivable	911.37	826.14	566.54	499.03	221	305.02
Other Receivables	4,298	3,807	3,862	823.07	1,266	879.26
Total Trade Receivables	5,210	4,633	4,429	1,322	1,487	1,184
Other Current Assets	2,734	6,139	3,631	1,669	1,038	1,549
Total Current Assets	10,397	14,120	11,901	8,858	6,797	5,597
Net Property, Plant & Equipment	118.52	87.73	118.37	102.54	111.17	183.3
Long-Term Investments	530.98	495.23	446.44	448.5	975.44	179.56
Other Long-Term Assets	1,457	1,577	516.9	867.41	652.62	1,779
Total Assets	12,503	13,455	12,983	10,277	8,536	7,739

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Accounts Payable	108.74	123.81	172.8	45.32	241.87	453.19
Accrued Expenses	406.22	404.68	1,622	1,463	1,315	1,183
Unearned Revenue	0.15	0.23	9.48	54.04	65.54	12.38
Other Current Liabilities	3,139	3,585	1,554	482.92	-	56.42
Total Current Liabilities	3,654	4,113	3,358	2,046	1,622	1,705
Long-Term Debt	-	-	-	-	767.9	1,029
Long-Term Leases	35.29	39.76	40.77	23.65	35.23	72.1
Other Long-Term Liabilities	34.2	29.85	41.47	122.08	79.74	112.54
Total Long-Term Liabilities	69.49	69.61	82.24	145.72	882.87	1,213
Total Liabilities	3,724	4,183	3,440	2,191	2,505	2,918

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	0.13	0.13	0.13	0.13	0.13	0.12
Treasury Stock	-170.69	-170.69	-170.46	-94.85	-46.73	-42.9
Additional Paid-in Capital	5,243	5,240	5,198	5,171	5,161	5,100
Accumulated Other Comprehensive Income	-17.37	-2.52	79.27	23.67	7.77	11.55
Retained Earnings	3,711	4,206	4,435	2,985	908.87	-247.83
Total Common Shareholders' Equity	17,545	9,272	9,542	8,086	6,031	4,821
Minority Interest	13.98	-	-	-	-	-
Shareholders' Equity	17,559	9,272	9,542	8,086	6,031	4,821
Total Liabilities & Equity	12,503	13,455	12,983	10,277	8,536	7,739

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	35.29	39.76	40.77	23.65	803.13	1,101
Net Cash (Debt)	2,418	3,308	3,801	5,844	3,469	1,764
Net Cash Growth	-39.64%	-12.95%	-34.96%	68.47%	96.66%	-6.55%
Net Cash Per Share	27.65	37.88	43.51	65.41	39.55	20.68
Book Value	17,545	9,272	9,542	8,086	6,031	4,821
Book Value Per Share	200.66	106.16	109.24	90.50	68.77	56.53
Tangible Book Value	17,545	9,272	9,542	8,086	6,031	4,821
Tangible Book Value Per Share	200.66	106.16	109.24	90.50	68.77	56.53

SEC Filings: 10-K · 10-Q

Data Source: Fiscal.ai Last updated: Jun 27, 2026

Financial data is provided by Fiscal.ai and updates within minutes after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Aug 5, 2026

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