Yiren Digital Balance Sheet

Financials in millions CNY. Fiscal year is January - December.

Millions CNY. Fiscal year is Jan - Dec.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	2,453	3,348	3,841	5,791	4,272	2,865
Short-Term Investments	-	1,496	1,295	327.99	162.89	213.85
Trading Asset Securities	-	4.47	77.43	76.05	-	-
Cash & Short-Term Investments	2,453	4,848	5,214	6,195	4,435	3,078
Cash Growth	-39.33%	-7.01%	-15.85%	39.70%	44.06%	21.95%
Accounts Receivable	2,155	2,355	1,817	2,006	2,021	3,707
Other Receivables	3,429	214.64	309.86	82.11	279.96	158.77
Receivables	5,741	4,596	4,318	2,969	2,559	3,939
Prepaid Expenses	1,756	141.13	57.1	17.25	4.98	35.62
Restricted Cash	383.36	522.71	260.27	267.27	88.8	80.8
Other Current Assets	868.83	1,962	1,623	183.32	244.57	225.04
Total Current Assets	11,202	12,070	11,472	9,632	7,332	7,359
Property, Plant & Equipment	118.52	87.73	118.37	102.54	111.17	183.3
Long-Term Investments	530.98	490.75	369.02	448.5	975.44	179.56
Goodwill	-	4.78	4.78	4.78	-	-
Long-Term Deferred Tax Assets	361.98	325.09	77.46	73.41	84.19	7.39
Long-Term Deferred Charges	2.15	4.29	0.29	0.03	0.79	9.96
Other Long-Term Assets	287.23	472.32	940.63	15.36	32.41	-
Total Assets	12,503	13,455	12,983	10,277	8,536	7,739

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Accounts Payable	93.76	122.79	172.41	43.77	36.6	81.78
Accrued Expenses	406.22	140.49	384.09	291.42	466.84	642.08
Short-Term Debt	-	9.09	-	-	198.05	340.22
Current Portion of Leases	-	20.32	15.56	18.98	17.95	31.85
Current Income Taxes Payable	-	188.47	1,152	931.19	562.84	250.45
Other Current Liabilities	14.98	22.28	42.33	158.59	173.85	175.39
Total Current Liabilities	514.96	503.44	1,767	1,444	1,456	1,522
Long-Term Debt	-	-	-	-	767.9	1,029
Long-Term Leases	35.29	19.44	25.21	4.67	17.28	40.25
Long-Term Unearned Revenue	0.15	0.23	9.48	54.04	65.54	12.38
Long-Term Deferred Tax Liabilities	34.2	29.85	41.47	122.08	79.74	112.54
Other Long-Term Liabilities	3,139	3,630	1,597	566.63	118.7	202.48
Total Liabilities	3,724	4,183	3,440	2,191	2,505	2,918

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Common Stock	0.13	0.13	0.13	0.13	0.13	0.12
Additional Paid-In Capital	5,243	5,240	5,198	5,171	5,161	5,100
Retained Earnings	3,711	4,206	4,435	2,985	908.87	-247.83
Treasury Stock	-170.69	-170.69	-170.46	-94.85	-46.73	-42.9
Comprehensive Income & Other	-17.37	-2.52	79.27	23.67	7.77	11.55
Shareholders' Equity	8,780	9,272	9,542	8,086	6,031	4,821
Total Liabilities & Equity	12,503	13,455	12,983	10,277	8,536	7,739

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Total Debt	35.29	48.85	40.77	23.65	1,001	1,441
Net Cash (Debt)	2,418	4,799	5,173	6,172	3,434	1,637
Net Cash Growth	-39.64%	-7.22%	-16.18%	79.74%	109.69%	3.98%
Net Cash Per Share	27.77	54.95	59.22	69.08	39.15	19.20
Filing Date Shares Outstanding	87.48	87.49	86.41	86.93	88.61	85.34
Total Common Shares Outstanding	87.48	87.34	95.58	87.35	89.29	85
Working Capital	10,688	11,567	9,705	8,188	5,876	5,837
Book Value Per Share	100.21	106.16	99.83	92.56	67.54	56.72
Tangible Book Value	8,766	9,267	9,538	8,081	6,031	4,821
Tangible Book Value Per Share	100.21	106.11	99.78	92.51	67.54	56.72
Buildings	-	-	38.46	38.46	38.46	38.46
Machinery	-	35.21	16.85	12.6	9.64	52.03
Leasehold Improvements	-	6.9	5.04	4.02	4.18	50.95

SEC Filings: 10-K · 10-Q