Yiren Digital Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Feb '26 Feb 5, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Market Capitalization	331	417	276	117	240	310
Market Cap Growth	-26.57%	50.93%	136.47%	-51.32%	-22.51%	-40.74%
Enterprise Value	-199	-118	-471	-277	48	-88
Last Close Price	3.88	4.50	2.83	1.24	2.59	3.03
PE Ratio	1.92	1.93	0.94	0.68	1.48	-
Forward PE	-	1.11	1.11	1.11	2.45	4.83
PS Ratio	0.38	0.53	0.40	0.24	0.34	0.51
PB Ratio	0.23	0.32	0.24	0.13	0.32	0.54
P/TBV Ratio	0.23	0.32	0.24	0.13	0.32	0.54
P/FCF Ratio	1.87	2.15	0.91	0.44	10.26	7.54
P/OCF Ratio	1.91	2.14	0.90	0.44	9.65	7.18
PEG Ratio	-	0.49	0.49	0.49	0.49	0.49
EV/Sales Ratio	-	-	-	-	0.07	-
EV/EBITDA Ratio	-	-	-	-	0.23	-
EV/EBIT Ratio	-	-	-	-	0.24	-
EV/FCF Ratio	-	-	-	-	2.06	-
Debt / Equity Ratio	0.01	0.00	0.00	0.17	0.30	0.25
Debt / EBITDA Ratio	0.02	0.02	0.01	0.65	1.00	3.30
Debt / FCF Ratio	0.04	0.03	0.01	0.54	9.68	3.54
Asset Turnover	0.45	0.50	0.52	0.42	0.62	0.49
Quick Ratio	5.75	4.24	5.74	4.63	4.56	2.59
Current Ratio	8.18	6.62	6.68	5.06	4.84	2.93
Return on Equity (ROE)	12.78%	17.95%	29.47%	22.02%	24.02%	-16.76%
Return on Assets (ROA)	11.90%	13.52%	17.42%	11.47%	11.14%	-0.38%
Return on Invested Capital (ROIC)	37.94%	68.08%	91.41%	41.28%	41.03%	-2.69%
Return on Capital Employed (ROCE)	19.40%	22.40%	29.70%	21.10%	20.70%	-1.10%
Earnings Yield	52.28%	51.95%	106.11%	148.17%	67.70%	-34.23%
FCF Yield	53.39%	46.45%	110.52%	229.23%	9.75%	13.26%
Dividend Yield	11.34%	9.33%	-	-	-	-
Payout Ratio	19.75%	7.73%	-	-	-	-
Buyback Yield / Dilution	1.11%	2.23%	-1.88%	-2.81%	5.39%	3.34%
Total Shareholder Return	12.45%	11.56%	-1.88%	-2.81%	5.39%	3.34%

Updated Nov 25, 2025. Source: S&P Global Market Intelligence. Standard template. Financial Sources.

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