Yiren Digital Statistics

Total Valuation

Yiren Digital has a market cap or net worth of $512.39 million. The enterprise value is -$39.64 million.

Market Cap	512.39M
Enterprise Value	-39.64M

Important Dates

The last earnings date was Thursday, June 12, 2025, before market open.

Earnings Date	Jun 12, 2025
Ex-Dividend Date	Apr 30, 2025

Share Statistics

Yiren Digital has 86.41 million shares outstanding. The number of shares has decreased by -2.00% in one year.

Current Share Class	n/a
Shares Outstanding	86.41M
Shares Change (YoY)	-2.00%
Shares Change (QoQ)	+0.12%
Owned by Insiders (%)	n/a
Owned by Institutions (%)	2.85%
Float	14.57M

Valuation Ratios

The trailing PE ratio is 2.79.

PE Ratio	2.79
Forward PE	n/a
PS Ratio	0.62
Forward PS	n/a
PB Ratio	0.38
P/TBV Ratio	0.39
P/FCF Ratio	2.91
P/OCF Ratio	2.93
PEG Ratio	n/a

Financial Ratio History

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 8.01, with a Debt / Equity ratio of 0.00.

Current Ratio	8.01
Quick Ratio	5.75
Debt / Equity	0.00
Debt / EBITDA	0.01
Debt / FCF	0.03
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 14.64% and return on invested capital (ROIC) is 17.61%.

Return on Equity (ROE)	14.64%
Return on Assets (ROA)	13.36%
Return on Invested Capital (ROIC)	17.61%
Return on Capital Employed (ROCE)	22.17%
Revenue Per Employee	$868,716
Profits Per Employee	$195,155
Employee Count	949
Asset Turnover	0.49
Inventory Turnover	n/a

Taxes

In the past 12 months, Yiren Digital has paid $23.94 million in taxes.

Income Tax	23.94M
Effective Tax Rate	11.45%

Stock Price Statistics

The stock price has increased by +25.90% in the last 52 weeks. The beta is 0.76, so Yiren Digital's price volatility has been lower than the market average.

Beta (5Y)	0.76
52-Week Price Change	+25.90%
50-Day Moving Average	6.35
200-Day Moving Average	5.94
Relative Strength Index (RSI)	41.40
Average Volume (20 Days)	149,225

Short Selling Information

Short Interest	154,122
Short Previous Month	164,409
Short % of Shares Out	1.06%
Short % of Float	n/a
Short Ratio (days to cover)	1.66

Income Statement

In the last 12 months, Yiren Digital had revenue of $824.41 million and earned $185.20 million in profits. Earnings per share was $2.13.

Revenue	824.41M
Gross Profit	703.91M
Operating Income	357.41M
Pretax Income	378.14M
Net Income	185.20M
EBITDA	358.69M
EBIT	357.41M
Earnings Per Share (EPS)	$2.13

Full Income Statement

Balance Sheet

The company has $557.24 million in cash and $5.21 million in debt, giving a net cash position of $552.03 million or $6.39 per share.

Cash & Cash Equivalents	557.24M
Total Debt	5.21M
Net Cash	552.03M
Net Cash Per Share	$6.39
Equity (Book Value)	1.34B
Book Value Per Share	15.56
Working Capital	1.52B

Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $175.15 million and capital expenditures -$1.27 million, giving a free cash flow of $176.04 million.

Operating Cash Flow	175.15M
Capital Expenditures	-1.27M
Free Cash Flow	176.04M
FCF Per Share	$2.04

Full Cash Flow Statement

Margins

Gross margin is 85.38%, with operating and profit margins of 43.35% and 22.46%.

Gross Margin	85.38%
Operating Margin	43.35%
Pretax Margin	25.37%
Profit Margin	22.46%
EBITDA Margin	43.51%
EBIT Margin	43.35%
FCF Margin	21.35%

Dividends & Yields

This stock pays an annual dividend of $0.44, which amounts to a dividend yield of 7.42%.

Dividend Per Share	$0.44
Dividend Yield	7.42%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	17.40%
Buyback Yield	2.00%
Shareholder Yield	9.42%
Earnings Yield	36.14%
FCF Yield	34.36%

Dividend Details

Analyst Forecast

Price Target	n/a
Price Target Difference	n/a
Analyst Consensus	n/a
Analyst Count	n/a
Revenue Growth Forecast (5Y)	n/a
EPS Growth Forecast (5Y)	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Yiren Digital has an Altman Z-Score of 3.16 and a Piotroski F-Score of 5.

Altman Z-Score	3.16
Piotroski F-Score	5