Yiren Digital Statistics
Total Valuation
Yiren Digital has a market cap or net worth of $509.80 million. The enterprise value is -$49.68 million.
Important Dates
The last earnings date was Thursday, August 21, 2025, before market open.
| Earnings Date | Aug 21, 2025 |
| Ex-Dividend Date | Sep 30, 2025 |
Share Statistics
Yiren Digital has 86.41 million shares outstanding. The number of shares has decreased by -1.47% in one year.
| Current Share Class | n/a |
| Shares Outstanding | 86.41M |
| Shares Change (YoY) | -1.47% |
| Shares Change (QoQ) | +0.10% |
| Owned by Insiders (%) | n/a |
| Owned by Institutions (%) | 2.87% |
| Float | 14.57M |
Valuation Ratios
The trailing PE ratio is 2.90.
| PE Ratio | 2.90 |
| Forward PE | n/a |
| PS Ratio | 0.61 |
| Forward PS | n/a |
| PB Ratio | 0.37 |
| P/TBV Ratio | 0.38 |
| P/FCF Ratio | 2.82 |
| P/OCF Ratio | 2.82 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 7.86, with a Debt / Equity ratio of 0.00.
| Current Ratio | 7.86 |
| Quick Ratio | 5.55 |
| Debt / Equity | 0.00 |
| Debt / EBITDA | 0.01 |
| Debt / FCF | 0.03 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 13.64% and return on invested capital (ROIC) is 17.24%.
| Return on Equity (ROE) | 13.64% |
| Return on Assets (ROA) | 12.47% |
| Return on Invested Capital (ROIC) | 17.24% |
| Return on Capital Employed (ROCE) | 20.60% |
| Revenue Per Employee | $902,840 |
| Profits Per Employee | $190,034 |
| Employee Count | 949 |
| Asset Turnover | 0.47 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, Yiren Digital has paid $20.32 million in taxes.
| Income Tax | 20.32M |
| Effective Tax Rate | 10.13% |
Stock Price Statistics
The stock price has increased by +31.11% in the last 52 weeks. The beta is 0.86, so Yiren Digital's price volatility has been lower than the market average.
| Beta (5Y) | 0.86 |
| 52-Week Price Change | +31.11% |
| 50-Day Moving Average | 5.95 |
| 200-Day Moving Average | 6.02 |
| Relative Strength Index (RSI) | 49.44 |
| Average Volume (20 Days) | 85,707 |
Short Selling Information
| Short Interest | 64,328 |
| Short Previous Month | 78,155 |
| Short % of Shares Out | 0.44% |
| Short % of Float | n/a |
| Short Ratio (days to cover) | 0.73 |
Income Statement
In the last 12 months, Yiren Digital had revenue of $856.79 million and earned $180.34 million in profits. Earnings per share was $2.07.
| Revenue | 856.79M |
| Gross Profit | 746.69M |
| Operating Income | 365.90M |
| Pretax Income | 378.14M |
| Net Income | 180.34M |
| EBITDA | 367.28M |
| EBIT | 365.90M |
| Earnings Per Share (EPS) | $2.07 |
Full Income StatementBalance Sheet
The company has $572.16 million in cash and $5.34 million in debt, giving a net cash position of $566.82 million or $6.56 per share.
| Cash & Cash Equivalents | 572.16M |
| Total Debt | 5.34M |
| Net Cash | 566.82M |
| Net Cash Per Share | $6.56 |
| Equity (Book Value) | 1.39B |
| Book Value Per Share | 16.12 |
| Working Capital | 1.65B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $183.33 million and capital expenditures -$1.28 million, giving a free cash flow of $183.19 million.
| Operating Cash Flow | 183.33M |
| Capital Expenditures | -1.28M |
| Free Cash Flow | 183.19M |
| FCF Per Share | $2.12 |
Full Cash Flow StatementMargins
Gross margin is 87.15%, with operating and profit margins of 42.71% and 21.05%.
| Gross Margin | 87.15% |
| Operating Margin | 42.71% |
| Pretax Margin | 23.42% |
| Profit Margin | 21.05% |
| EBITDA Margin | 42.87% |
| EBIT Margin | 42.71% |
| FCF Margin | 21.38% |
Dividends & Yields
This stock pays an annual dividend of $0.44, which amounts to a dividend yield of 7.46%.
| Dividend Per Share | $0.44 |
| Dividend Yield | 7.46% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | 17.85% |
| Buyback Yield | 1.47% |
| Shareholder Yield | 8.82% |
| Earnings Yield | 34.87% |
| FCF Yield | 35.42% |
Dividend DetailsAnalyst Forecast
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
Yiren Digital has an Altman Z-Score of 2.96 and a Piotroski F-Score of 6. A Z-score under 3 suggests an increased risk of bankruptcy.
| Altman Z-Score | 2.96 |
| Piotroski F-Score | 6 |
