Yiren Digital Ltd. (YRD)
NYSE: YRD · Real-Time Price · USD
6.54
+0.14 (2.19%)
Jun 5, 2025, 9:49 AM - Market open

Yiren Digital Statistics

Total Valuation

Yiren Digital has a market cap or net worth of $565.10 million. The enterprise value is -$155.71 million.

Market Cap 565.10M
Enterprise Value -155.71M

Important Dates

The next estimated earnings date is Friday, June 20, 2025, before market open.

Earnings Date Jun 20, 2025
Ex-Dividend Date Apr 30, 2025

Share Statistics

Yiren Digital has 86.41 million shares outstanding. The number of shares has decreased by -2.23% in one year.

Current Share Class n/a
Shares Outstanding 86.41M
Shares Change (YoY) -2.23%
Shares Change (QoQ) -1.31%
Owned by Insiders (%) n/a
Owned by Institutions (%) 2.85%
Float 14.57M

Valuation Ratios

The trailing PE ratio is 2.58.

PE Ratio 2.58
Forward PE n/a
PS Ratio 0.70
Forward PS n/a
PB Ratio 0.47
P/TBV Ratio 0.42
P/FCF Ratio 2.81
P/OCF Ratio 2.83
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

The company has a current ratio of 6.62, with a Debt / Equity ratio of 0.00.

Current Ratio 6.62
Quick Ratio 4.24
Debt / Equity 0.00
Debt / EBITDA 0.02
Debt / FCF 0.03
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 17.95% and return on invested capital (ROIC) is 17.78%.

Return on Equity (ROE) 17.95%
Return on Assets (ROA) 13.52%
Return on Invested Capital (ROIC) 17.78%
Return on Capital Employed (ROCE) 22.37%
Revenue Per Employee $838,174
Profits Per Employee $228,430
Employee Count 949
Asset Turnover 0.50
Inventory Turnover n/a

Taxes

In the past 12 months, Yiren Digital has paid $38.25 million in taxes.

Income Tax 38.25M
Effective Tax Rate 15.00%

Stock Price Statistics

The stock price has increased by +33.06% in the last 52 weeks. The beta is 0.78, so Yiren Digital's price volatility has been lower than the market average.

Beta (5Y) 0.78
52-Week Price Change +33.06%
50-Day Moving Average 6.32
200-Day Moving Average 5.80
Relative Strength Index (RSI) 51.43
Average Volume (20 Days) 92,023

Short Selling Information

Short Interest 121,717
Short Previous Month 190,945
Short % of Shares Out 0.84%
Short % of Float n/a
Short Ratio (days to cover) 1.31

Income Statement

In the last 12 months, Yiren Digital had revenue of $795.43 million and earned $216.78 million in profits. Earnings per share was $2.48.

Revenue 795.43M
Gross Profit 674.46M
Operating Income 344.75M
Pretax Income 378.14M
Net Income 216.78M
EBITDA 345.97M
EBIT 344.75M
Earnings Per Share (EPS) $2.48
Full Income Statement

Balance Sheet

The company has $714.30 million in cash and $5.58 million in debt, giving a net cash position of $708.71 million or $8.20 per share.

Cash & Cash Equivalents 714.30M
Total Debt 5.58M
Net Cash 708.71M
Net Cash Per Share $8.20
Equity (Book Value) 1.31B
Book Value Per Share 13.68
Working Capital 1.33B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was $195.10 million and capital expenditures -$1.26 million, giving a free cash flow of $196.92 million.

Operating Cash Flow 195.10M
Capital Expenditures -1.26M
Free Cash Flow 196.92M
FCF Per Share $2.28
Full Cash Flow Statement

Margins

Gross margin is 84.79%, with operating and profit margins of 43.34% and 27.25%.

Gross Margin 84.79%
Operating Margin 43.34%
Pretax Margin 32.06%
Profit Margin 27.25%
EBITDA Margin 43.49%
EBIT Margin 43.34%
FCF Margin 24.76%

Dividends & Yields

This stock pays an annual dividend of $0.39, which amounts to a dividend yield of 5.96%.

Dividend Per Share $0.39
Dividend Yield 5.96%
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio 15.72%
Buyback Yield 2.23%
Shareholder Yield 8.32%
Earnings Yield 39.20%
FCF Yield 35.61%
Dividend Details

Analyst Forecast

Price Target n/a
Price Target Difference n/a
Analyst Consensus n/a
Analyst Count n/a
Revenue Growth Forecast (5Y) n/a
EPS Growth Forecast (5Y) n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Yiren Digital has an Altman Z-Score of 3.01 and a Piotroski F-Score of 4.

Altman Z-Score 3.01
Piotroski F-Score 4