Yiren Digital Statistics
Total Valuation
Yiren Digital has a market cap or net worth of $565.10 million. The enterprise value is -$155.71 million.
Important Dates
The next estimated earnings date is Friday, June 20, 2025, before market open.
| Earnings Date | Jun 20, 2025 |
| Ex-Dividend Date | Apr 30, 2025 |
Share Statistics
Yiren Digital has 86.41 million shares outstanding. The number of shares has decreased by -2.23% in one year.
| Current Share Class | n/a |
| Shares Outstanding | 86.41M |
| Shares Change (YoY) | -2.23% |
| Shares Change (QoQ) | -1.31% |
| Owned by Insiders (%) | n/a |
| Owned by Institutions (%) | 2.85% |
| Float | 14.57M |
Valuation Ratios
The trailing PE ratio is 2.58.
| PE Ratio | 2.58 |
| Forward PE | n/a |
| PS Ratio | 0.70 |
| Forward PS | n/a |
| PB Ratio | 0.47 |
| P/TBV Ratio | 0.42 |
| P/FCF Ratio | 2.81 |
| P/OCF Ratio | 2.83 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 6.62, with a Debt / Equity ratio of 0.00.
| Current Ratio | 6.62 |
| Quick Ratio | 4.24 |
| Debt / Equity | 0.00 |
| Debt / EBITDA | 0.02 |
| Debt / FCF | 0.03 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 17.95% and return on invested capital (ROIC) is 17.78%.
| Return on Equity (ROE) | 17.95% |
| Return on Assets (ROA) | 13.52% |
| Return on Invested Capital (ROIC) | 17.78% |
| Return on Capital Employed (ROCE) | 22.37% |
| Revenue Per Employee | $838,174 |
| Profits Per Employee | $228,430 |
| Employee Count | 949 |
| Asset Turnover | 0.50 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, Yiren Digital has paid $38.25 million in taxes.
| Income Tax | 38.25M |
| Effective Tax Rate | 15.00% |
Stock Price Statistics
The stock price has increased by +33.06% in the last 52 weeks. The beta is 0.78, so Yiren Digital's price volatility has been lower than the market average.
| Beta (5Y) | 0.78 |
| 52-Week Price Change | +33.06% |
| 50-Day Moving Average | 6.32 |
| 200-Day Moving Average | 5.80 |
| Relative Strength Index (RSI) | 51.43 |
| Average Volume (20 Days) | 92,023 |
Short Selling Information
| Short Interest | 121,717 |
| Short Previous Month | 190,945 |
| Short % of Shares Out | 0.84% |
| Short % of Float | n/a |
| Short Ratio (days to cover) | 1.31 |
Income Statement
In the last 12 months, Yiren Digital had revenue of $795.43 million and earned $216.78 million in profits. Earnings per share was $2.48.
| Revenue | 795.43M |
| Gross Profit | 674.46M |
| Operating Income | 344.75M |
| Pretax Income | 378.14M |
| Net Income | 216.78M |
| EBITDA | 345.97M |
| EBIT | 344.75M |
| Earnings Per Share (EPS) | $2.48 |
Full Income StatementBalance Sheet
The company has $714.30 million in cash and $5.58 million in debt, giving a net cash position of $708.71 million or $8.20 per share.
| Cash & Cash Equivalents | 714.30M |
| Total Debt | 5.58M |
| Net Cash | 708.71M |
| Net Cash Per Share | $8.20 |
| Equity (Book Value) | 1.31B |
| Book Value Per Share | 13.68 |
| Working Capital | 1.33B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $195.10 million and capital expenditures -$1.26 million, giving a free cash flow of $196.92 million.
| Operating Cash Flow | 195.10M |
| Capital Expenditures | -1.26M |
| Free Cash Flow | 196.92M |
| FCF Per Share | $2.28 |
Full Cash Flow StatementMargins
Gross margin is 84.79%, with operating and profit margins of 43.34% and 27.25%.
| Gross Margin | 84.79% |
| Operating Margin | 43.34% |
| Pretax Margin | 32.06% |
| Profit Margin | 27.25% |
| EBITDA Margin | 43.49% |
| EBIT Margin | 43.34% |
| FCF Margin | 24.76% |
Dividends & Yields
This stock pays an annual dividend of $0.39, which amounts to a dividend yield of 5.96%.
| Dividend Per Share | $0.39 |
| Dividend Yield | 5.96% |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | 15.72% |
| Buyback Yield | 2.23% |
| Shareholder Yield | 8.32% |
| Earnings Yield | 39.20% |
| FCF Yield | 35.61% |
Dividend DetailsAnalyst Forecast
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
Yiren Digital has an Altman Z-Score of 3.01 and a Piotroski F-Score of 4.
| Altman Z-Score | 3.01 |
| Piotroski F-Score | 4 |