Yiren Digital Statistics
Total Valuation
Yiren Digital has a market cap or net worth of $324.89 million. The enterprise value is -$212.44 million.
Important Dates
The next estimated earnings date is Thursday, March 19, 2026, before market open.
| Earnings Date | Mar 19, 2026 |
| Ex-Dividend Date | Sep 30, 2025 |
Share Statistics
Yiren Digital has 86.41 million shares outstanding. The number of shares has decreased by -1.11% in one year.
| Current Share Class | n/a |
| Shares Outstanding | 86.41M |
| Shares Change (YoY) | -1.11% |
| Shares Change (QoQ) | +0.60% |
| Owned by Insiders (%) | n/a |
| Owned by Institutions (%) | 3.32% |
| Float | 14.57M |
Valuation Ratios
The trailing PE ratio is 1.86.
| PE Ratio | 1.86 |
| Forward PE | n/a |
| PS Ratio | 0.37 |
| Forward PS | n/a |
| PB Ratio | 0.23 |
| P/TBV Ratio | 0.22 |
| P/FCF Ratio | 1.78 |
| P/OCF Ratio | 1.83 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 8.18, with a Debt / Equity ratio of 0.01.
| Current Ratio | 8.18 |
| Quick Ratio | 5.75 |
| Debt / Equity | 0.01 |
| Debt / EBITDA | 0.02 |
| Debt / FCF | 0.04 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 12.78% and return on invested capital (ROIC) is 37.94%.
| Return on Equity (ROE) | 12.78% |
| Return on Assets (ROA) | 11.90% |
| Return on Invested Capital (ROIC) | 37.94% |
| Return on Capital Employed (ROCE) | 19.40% |
| Weighted Average Cost of Capital (WACC) | 8.69% |
| Revenue Per Employee | $919,726 |
| Profits Per Employee | $185,629 |
| Employee Count | 949 |
| Asset Turnover | 0.45 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, Yiren Digital has paid $22.05 million in taxes.
| Income Tax | 22.05M |
| Effective Tax Rate | 11.12% |
Stock Price Statistics
The stock price has decreased by -50.20% in the last 52 weeks. The beta is 0.84, so Yiren Digital's price volatility has been lower than the market average.
| Beta (5Y) | 0.84 |
| 52-Week Price Change | -50.20% |
| 50-Day Moving Average | 3.98 |
| 200-Day Moving Average | 5.40 |
| Relative Strength Index (RSI) | 44.73 |
| Average Volume (20 Days) | 51,639 |
Short Selling Information
| Short Interest | 42,324 |
| Short Previous Month | 37,291 |
| Short % of Shares Out | 0.29% |
| Short % of Float | n/a |
| Short Ratio (days to cover) | 0.48 |
Income Statement
In the last 12 months, Yiren Digital had revenue of $872.82 million and earned $176.16 million in profits. Earnings per share was $2.03.
| Revenue | 872.82M |
| Gross Profit | 769.90M |
| Operating Income | 373.29M |
| Pretax Income | 198.21M |
| Net Income | 176.16M |
| EBITDA | 374.80M |
| EBIT | 373.29M |
| Earnings Per Share (EPS) | $2.03 |
Full Income StatementBalance Sheet
The company has $542.88 million in cash and $7.28 million in debt, with a net cash position of $535.60 million or $6.20 per share.
| Cash & Cash Equivalents | 542.88M |
| Total Debt | 7.28M |
| Net Cash | 535.60M |
| Net Cash Per Share | $6.20 |
| Equity (Book Value) | 1.45B |
| Book Value Per Share | 16.68 |
| Working Capital | 1.76B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $176.62 million and capital expenditures -$1.29 million, giving a free cash flow of $181.71 million.
| Operating Cash Flow | 176.62M |
| Capital Expenditures | -1.29M |
| Free Cash Flow | 181.71M |
| FCF Per Share | $2.10 |
Full Cash Flow StatementMargins
Gross margin is 88.21%, with operating and profit margins of 42.77% and 20.18%.
| Gross Margin | 88.21% |
| Operating Margin | 42.77% |
| Pretax Margin | 22.71% |
| Profit Margin | 20.18% |
| EBITDA Margin | 42.94% |
| EBIT Margin | 42.77% |
| FCF Margin | 20.82% |
Dividends & Yields
This stock pays an annual dividend of $0.44, which amounts to a dividend yield of 11.80%.
| Dividend Per Share | $0.44 |
| Dividend Yield | 11.80% |
| Dividend Growth (YoY) | 135.29% |
| Years of Dividend Growth | 1 |
| Payout Ratio | 19.75% |
| Buyback Yield | 1.11% |
| Shareholder Yield | 12.84% |
| Earnings Yield | 54.51% |
| FCF Yield | 56.23% |
Dividend DetailsAnalyst Forecast
| Price Target | n/a |
| Price Target Difference | n/a |
| Analyst Consensus | n/a |
| Analyst Count | n/a |
| Revenue Growth Forecast (5Y) | n/a |
| EPS Growth Forecast (5Y) | n/a |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | |
| Lynch Upside | |
| Graham Number | |
| Graham Upside | |
Stock Splits
This stock does not have any record of stock splits.
| Last Split Date | n/a |
| Split Type | n/a |
| Split Ratio | n/a |
Scores
Yiren Digital has an Altman Z-Score of 2.86 and a Piotroski F-Score of 6. A Z-score under 3 suggests an increased risk of bankruptcy.
| Altman Z-Score | 2.86 |
| Piotroski F-Score | 6 |
