Yiren Digital Statistics
Total Valuation
Yiren Digital has a market cap or net worth of $422.50 million. The enterprise value is -$112.66 million.
Important Dates
The last earnings date was Wednesday, November 20, 2024, before market open.
| Earnings Date | Nov 20, 2024 |
| Ex-Dividend Date | Sep 30, 2024 |
Share Statistics
Yiren Digital has 86.93 million shares outstanding. The number of shares has decreased by -1.93% in one year.
| Current Share Class | n/a |
| Shares Outstanding | 86.93M |
| Shares Change (YoY) | -1.93% |
| Shares Change (QoQ) | +0.76% |
| Owned by Insiders (%) | n/a |
| Owned by Institutions (%) | 2.97% |
| Float | 15.02M |
Valuation Ratios
The trailing PE ratio is 1.65.
| PE Ratio | 1.65 |
| Forward PE | n/a |
| PS Ratio | 0.53 |
| Forward PS | n/a |
| PB Ratio | 0.32 |
| P/TBV Ratio | 0.32 |
| P/FCF Ratio | 2.09 |
| P/OCF Ratio | 2.02 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
The company has a current ratio of 6.61, with a Debt / Equity ratio of 0.00.
| Current Ratio | 6.61 |
| Quick Ratio | 4.82 |
| Debt / Equity | 0.00 |
| Debt / EBITDA | 0.01 |
| Debt / FCF | 0.01 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 21.67% and return on invested capital (ROIC) is 19.46%.
| Return on Equity (ROE) | 21.67% |
| Return on Assets (ROA) | 15.06% |
| Return on Capital (ROIC) | 19.46% |
| Revenue Per Employee | $1.06M |
| Profits Per Employee | $344,516 |
| Employee Count | 754 |
| Asset Turnover | 0.52 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, Yiren Digital has paid $58.35 million in taxes.
| Income Tax | 58.35M |
| Effective Tax Rate | 18.34% |
Stock Price Statistics
The stock price has increased by +86.92% in the last 52 weeks. The beta is 0.72, so Yiren Digital's price volatility has been lower than the market average.
| Beta (5Y) | 0.72 |
| 52-Week Price Change | +86.92% |
| 50-Day Moving Average | 5.77 |
| 200-Day Moving Average | 5.08 |
| Relative Strength Index (RSI) | 35.30 |
| Average Volume (20 Days) | 140,317 |
Short Selling Information
| Short Interest | 95,196 |
| Short Previous Month | 139,025 |
| Short % of Shares Out | 0.63% |
| Short % of Float | n/a |
| Short Ratio (days to cover) | 0.27 |
Income Statement
In the last 12 months, Yiren Digital had revenue of $802.34 million and earned $259.76 million in profits. Earnings per share was $2.95.
| Revenue | 802.34M |
| Gross Profit | 678.25M |
| Operating Income | 374.71M |
| Pretax Income | 378.14M |
| Net Income | 259.76M |
| EBITDA | 375.83M |
| EBIT | 374.71M |
| Earnings Per Share (EPS) | $2.95 |
Full Income StatementBalance Sheet
The company has $537.34 million in cash and $2.17 million in debt, giving a net cash position of $535.17 million or $6.16 per share.
| Cash & Cash Equivalents | 537.34M |
| Total Debt | 2.17M |
| Net Cash | 535.17M |
| Net Cash Per Share | $6.16 |
| Equity (Book Value) | 1.32B |
| Book Value Per Share | 15.13 |
| Working Capital | 1.45B |
Full Balance SheetCash Flow
In the last 12 months, operating cash flow was $209.32 million and capital expenditures -$633,545, giving a free cash flow of $202.05 million.
| Operating Cash Flow | 209.32M |
| Capital Expenditures | -633,545 |
| Free Cash Flow | 202.05M |
| FCF Per Share | $2.32 |
Full Cash Flow StatementMargins
Gross margin is 84.53%, with operating and profit margins of 46.70% and 32.38%.
| Gross Margin | 84.53% |
| Operating Margin | 46.70% |
| Pretax Margin | 39.65% |
| Profit Margin | 32.38% |
| EBITDA Margin | 46.84% |
| EBIT Margin | 46.70% |
| FCF Margin | n/a |