Yiren Digital Statistics
Total Valuation
Yiren Digital has a market cap or net worth of $633.75 million. The enterprise value is $102.46 million.
Important Dates
The last earnings date was Thursday, March 20, 2025, before market open.
| Earnings Date | Mar 20, 2025 |
| Ex-Dividend Date | Apr 30, 2025 |
Share Statistics
Yiren Digital has 86.93 million shares outstanding. The number of shares has decreased by -2.23% in one year.
| Current Share Class | n/a |
| Shares Outstanding | 86.93M |
| Shares Change (YoY) | -2.23% |
| Shares Change (QoQ) | -1.31% |
| Owned by Insiders (%) | n/a |
| Owned by Institutions (%) | 2.75% |
| Float | 15.02M |
Valuation Ratios
The trailing PE ratio is 2.94.
| PE Ratio | 2.94 |
| Forward PE | n/a |
| PS Ratio | 0.79 |
| Forward PS | n/a |
| PB Ratio | 0.48 |
| P/TBV Ratio | 0.48 |
| P/FCF Ratio | 3.23 |
| P/OCF Ratio | 3.25 |
| PEG Ratio | n/a |
Financial Ratio HistoryEnterprise Valuation
The stock's EV/EBITDA ratio is 0.30, with an EV/FCF ratio of 0.52.
| EV / Earnings | 0.47 |
| EV / Sales | 0.13 |
| EV / EBITDA | 0.30 |
| EV / EBIT | 0.30 |
| EV / FCF | 0.52 |
Financial Position
The company has a current ratio of 6.92, with a Debt / Equity ratio of 0.00.
| Current Ratio | 6.92 |
| Quick Ratio | 4.96 |
| Debt / Equity | 0.00 |
| Debt / EBITDA | 0.02 |
| Debt / FCF | 0.03 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is 17.95% and return on invested capital (ROIC) is 17.78%.
| Return on Equity (ROE) | 17.95% |
| Return on Assets (ROA) | 13.52% |
| Return on Invested Capital (ROIC) | 17.78% |
| Return on Capital Employed (ROCE) | 22.49% |
| Revenue Per Employee | $1.05M |
| Profits Per Employee | $287,507 |
| Employee Count | 754 |
| Asset Turnover | 0.50 |
| Inventory Turnover | n/a |
Taxes
In the past 12 months, Yiren Digital has paid $38.25 million in taxes.
| Income Tax | 38.25M |
| Effective Tax Rate | 15.00% |
Stock Price Statistics
The stock price has increased by +61.64% in the last 52 weeks. The beta is 0.65, so Yiren Digital's price volatility has been lower than the market average.
| Beta (5Y) | 0.65 |
| 52-Week Price Change | +61.64% |
| 50-Day Moving Average | 6.53 |
| 200-Day Moving Average | 5.43 |
| Relative Strength Index (RSI) | 53.92 |
| Average Volume (20 Days) | 211,396 |
Short Selling Information
| Short Interest | 95,196 |
| Short Previous Month | 139,025 |
| Short % of Shares Out | 0.63% |
| Short % of Float | n/a |
| Short Ratio (days to cover) | 0.27 |
Income Statement
In the last 12 months, Yiren Digital had revenue of $795.43 million and earned $216.78 million in profits. Earnings per share was $2.48.
| Revenue | 795.43M |
| Gross Profit | 674.46M |
| Operating Income | 344.75M |
| Pretax Income | 378.14M |
| Net Income | 216.78M |
| EBITDA | 345.97M |
| EBIT | 344.75M |
| Earnings Per Share (EPS) | $2.48 |
Full Income StatementBalance Sheet
The company has $536.88 million in cash and $5.58 million in debt, giving a net cash position of $531.29 million or $6.11 per share.
| Cash & Cash Equivalents | 536.88M |
| Total Debt | 5.58M |
| Net Cash | 531.29M |
| Net Cash Per Share | $6.11 |
| Equity (Book Value) | 1.31B |
| Book Value Per Share | 15.14 |
| Working Capital | 1.46B |
Full Balance SheetCash Flow
| Operating Cash Flow | 195.10M |
| Capital Expenditures | n/a |
| Free Cash Flow | 196.06M |
| FCF Per Share | $2.26 |
Full Cash Flow StatementMargins
Gross margin is 84.79%, with operating and profit margins of 43.34% and 27.25%.
| Gross Margin | 84.79% |
| Operating Margin | 43.34% |
| Pretax Margin | 32.06% |
| Profit Margin | 27.25% |
| EBITDA Margin | 43.49% |
| EBIT Margin | 43.34% |
| FCF Margin | 24.65% |