Zions Bancorporation, National Association (ZION)
NASDAQ: ZION · Real-Time Price · USD
68.29
-2.64 (-3.72%)
At close: Aug 19, 2026, 4:00 PM EDT
68.51
+0.22 (0.32%)
Pre-market: Aug 20, 2026, 7:44 AM EDT
ZION Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Income on Loans | 3,476 | 3,501 | 3,514 | 3,196 | 2,112 | 1,935 |
Interest Income on Investments | 644 | 683 | 779 | 751 | 593 | 332 |
Total Interest Income | 4,120 | 4,184 | 4,293 | 3,947 | 2,705 | 2,267 |
Interest Paid on Deposits | 1,168 | 1,250 | 1,540 | 1,063 | 70 | 30 |
Interest Paid on Borrowings | 258 | 307 | 323 | 446 | 115 | 29 |
Total Interest Expense | 1,426 | 1,557 | 1,863 | 1,509 | 185 | 59 |
Net Interest Income | 2,694 | 2,627 | 2,430 | 2,438 | 2,520 | 2,208 |
Net Interest Income Growth | 6.95% | 8.11% | -0.33% | -3.25% | 14.13% | -0.36% |
Trust Income | 59 | 57 | 58 | 58 | 55 | 50 |
Gain (Loss) on Sale of Investments | 304 | 52 | 19 | 4 | -15 | 71 |
Other Non-Interest Income | 681 | 649 | 623 | 615 | 592 | 582 |
Total Non-Interest Income | 1,044 | 758 | 700 | 677 | 632 | 703 |
Non-Interest Income Growth | 43.80% | 8.29% | 3.40% | 7.12% | -10.10% | 22.47% |
Revenues Before Loan Losses | 3,738 | 3,385 | 3,130 | 3,115 | 3,152 | 2,911 |
Provision for Loan Losses | 51 | 72 | 72 | 132 | 122 | -276 |
| 3,687 | 3,313 | 3,058 | 2,983 | 3,030 | 3,187 | |
Revenue Growth | 16.16% | 8.34% | 2.51% | -1.55% | -4.93% | 34.13% |
Salaries and Employee Benefits | 1,341 | 1,315 | 1,254 | 1,242 | 1,205 | 1,099 |
Occupancy Expenses | 129 | 126 | 121 | 117 | 106 | 106 |
Federal Deposit Insurance | 62 | 75 | 80 | 79 | 50 | 34 |
Selling, General & Administrative | 509 | 476 | 442 | 424 | 381 | 389 |
Other Non-Interest Expense | 164 | 159 | 139 | 145 | 135 | 118 |
Total Non-Interest Expense | 2,204 | 2,149 | 2,035 | 2,007 | 1,878 | 1,746 |
EBT Excluding Unusual Items | 1,483 | 1,164 | 1,023 | 976 | 1,152 | 1,441 |
Other Unusual Items | 18 | 11 | -11 | -90 | - | 5 |
Pretax Income | 1,501 | 1,175 | 1,012 | 886 | 1,152 | 1,446 |
Income Tax Expense | 330 | 276 | 228 | 206 | 245 | 317 |
Net Income | 1,171 | 899 | 784 | 680 | 907 | 1,129 |
Preferred Dividends & Other Adjustments | 19 | 15 | 55 | 38 | 37 | 41 |
Net Income to Common | 1,152 | 884 | 729 | 642 | 870 | 1,088 |
Net Income Growth | 42.75% | 21.26% | 13.55% | -26.21% | -20.04% | 117.17% |
Basic Shares Outstanding | 147 | 147 | 147 | 148 | 150 | 160 |
Diluted Shares Outstanding | 147 | 147 | 147 | 148 | 150 | 160 |
Shares Change | -0.23% | -0.04% | -0.37% | -1.67% | -6.22% | -3.25% |
EPS (Basic) | 7.85 | 6.01 | 4.95 | 4.35 | 5.80 | 6.80 |
EPS (Diluted) | 7.85 | 6.01 | 4.95 | 4.35 | 5.79 | 6.79 |
EPS Growth | 43.21% | 21.39% | 13.92% | -24.95% | -14.73% | 124.83% |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share | 1.800 | 1.760 | 1.660 | 1.640 | 1.580 | 1.440 |
Dividend Growth | 5.88% | 6.02% | 1.22% | 3.80% | 9.72% | 5.88% |
Effective Tax Rate | 21.98% | 23.49% | 22.53% | 23.25% | 21.27% | 21.92% |