CrediaBank S.A. (ATH:CREDIA)
Greece flag Greece · Delayed Price · Currency is EUR
1.470
-0.010 (-0.68%)
Last updated: Sep 5, 2025, 10:46 AM EET

CrediaBank Statistics

Total Valuation

CrediaBank has a market cap or net worth of EUR 2.39 billion.

Market Cap2.39B
Enterprise Value n/a

Important Dates

The next estimated earnings date is Friday, September 26, 2025.

Earnings Date Sep 26, 2025
Ex-Dividend Date n/a

Share Statistics

CrediaBank has 1.62 billion shares outstanding. The number of shares has decreased by -63.49% in one year.

Current Share Class 1.62B
Shares Outstanding 1.62B
Shares Change (YoY) -63.49%
Shares Change (QoQ) +74.04%
Owned by Insiders (%) n/a
Owned by Institutions (%) 3.99%
Float 150.16M

Valuation Ratios

PE Ratio n/a
Forward PE n/a
PS Ratio -10.97
PB Ratio 2.75
P/TBV Ratio 3.86
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF -0.13
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is -48.85%.

Return on Equity (ROE) -48.85%
Return on Assets (ROA) -5.90%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Revenue Per Employee -155,011
Profits Per Employee -228,509
Employee Count1,468
Asset Turnover n/a
Inventory Turnover n/a

Taxes

Income Tax -41.38M
Effective Tax Rate n/a

Stock Price Statistics

The stock price has decreased by -99.85% in the last 52 weeks. The beta is 2.29, so CrediaBank's price volatility has been higher than the market average.

Beta (5Y) 2.29
52-Week Price Change -99.85%
50-Day Moving Average 1.18
200-Day Moving Average 0.89
Relative Strength Index (RSI) 62.04
Average Volume (20 Days) 2,134,788

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, CrediaBank had revenue of EUR -218.26 million and -321.74 million in losses. Loss per share was -0.78.

Revenue-218.26M
Gross Profit -229.51M
Operating Income -357.61M
Pretax Income -363.12M
Net Income -321.74M
EBITDA n/a
EBIT n/a
Loss Per Share -0.78
Full Income Statement

Balance Sheet

The company has 340.40 million in cash and 98.63 million in debt, giving a net cash position of 241.77 million or 0.15 per share.

Cash & Cash Equivalents 340.40M
Total Debt 98.63M
Net Cash 241.77M
Net Cash Per Share 0.15
Equity (Book Value) 872.04M
Book Value Per Share 0.54
Working Capital -5.64B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was -735.95 million and capital expenditures -4.22 million, giving a free cash flow of -740.17 million.

Operating Cash Flow -735.95M
Capital Expenditures -4.22M
Free Cash Flow -740.17M
FCF Per Share -0.46
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 163.85%
Pretax Margin 166.37%
Profit Margin n/a
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin n/a

Dividends & Yields

CrediaBank does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio n/a
Buyback Yield 63.49%
Shareholder Yield n/a
Earnings Yield -13.44%
FCF Yield -30.91%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value n/a
Lynch Upside n/a
Graham Number n/a
Graham Upside n/a

Stock Splits

The last stock split was on October 21, 2024. It was a reverse split with a ratio of 0.01.

Last Split Date Oct 21, 2024
Split Type Reverse
Split Ratio 0.01

Scores

Altman Z-Score n/a
Piotroski F-Score n/a