CrediaBank Statistics
Total Valuation
CrediaBank has a market cap or net worth of EUR 2.33 billion.
| Market Cap | 2.33B |
| Enterprise Value | n/a |
Important Dates
The next estimated earnings date is Thursday, November 20, 2025.
| Earnings Date | Nov 20, 2025 |
| Ex-Dividend Date | n/a |
Share Statistics
CrediaBank has 1.62 billion shares outstanding. The number of shares has decreased by -66.30% in one year.
| Current Share Class | 1.62B |
| Shares Outstanding | 1.62B |
| Shares Change (YoY) | -66.30% |
| Shares Change (QoQ) | -43.44% |
| Owned by Insiders (%) | n/a |
| Owned by Institutions (%) | 3.98% |
| Float | 123.75M |
Valuation Ratios
| PE Ratio | n/a |
| Forward PE | n/a |
| PS Ratio | -12.48 |
| PB Ratio | 2.39 |
| P/TBV Ratio | 3.23 |
| P/FCF Ratio | n/a |
| P/OCF Ratio | n/a |
| PEG Ratio | n/a |
Enterprise Valuation
| EV / Earnings | n/a |
| EV / Sales | n/a |
| EV / EBITDA | n/a |
| EV / EBIT | n/a |
| EV / FCF | n/a |
Financial Position
| Current Ratio | n/a |
| Quick Ratio | n/a |
| Debt / Equity | n/a |
| Debt / EBITDA | n/a |
| Debt / FCF | -0.29 |
| Interest Coverage | n/a |
Financial Efficiency
Return on equity (ROE) is -45.66%.
| Return on Equity (ROE) | -45.66% |
| Return on Assets (ROA) | -5.51% |
| Return on Invested Capital (ROIC) | n/a |
| Return on Capital Employed (ROCE) | n/a |
| Revenue Per Employee | -148,398 |
| Profits Per Employee | -258,905 |
| Employee Count | 1,468 |
| Asset Turnover | n/a |
| Inventory Turnover | n/a |
Taxes
| Income Tax | -39.12M |
| Effective Tax Rate | n/a |
Stock Price Statistics
The stock price has decreased by -75.46% in the last 52 weeks. The beta is 1.73, so CrediaBank's price volatility has been higher than the market average.
| Beta (5Y) | 1.73 |
| 52-Week Price Change | -75.46% |
| 50-Day Moving Average | 1.53 |
| 200-Day Moving Average | 1.04 |
| Relative Strength Index (RSI) | 40.65 |
| Average Volume (20 Days) | 664,981 |
Short Selling Information
| Short Interest | n/a |
| Short Previous Month | n/a |
| Short % of Shares Out | n/a |
| Short % of Float | n/a |
| Short Ratio (days to cover) | n/a |
Income Statement
In the last 12 months, CrediaBank had revenue of EUR -186.69 million and -325.70 million in losses. Loss per share was -0.79.
| Revenue | -186.69M |
| Gross Profit | -199.37M |
| Operating Income | -359.36M |
| Pretax Income | -364.82M |
| Net Income | -325.70M |
| EBITDA | n/a |
| EBIT | n/a |
| Loss Per Share | -0.79 |
Balance Sheet
The company has 798.47 million in cash and 240.68 million in debt, giving a net cash position of 557.79 million or 0.34 per share.
| Cash & Cash Equivalents | 798.47M |
| Total Debt | 240.68M |
| Net Cash | 557.79M |
| Net Cash Per Share | 0.34 |
| Equity (Book Value) | 974.59M |
| Book Value Per Share | 0.60 |
| Working Capital | -5.75B |
Cash Flow
In the last 12 months, operating cash flow was -820.74 million and capital expenditures -875,000, giving a free cash flow of -821.62 million.
| Operating Cash Flow | -820.74M |
| Capital Expenditures | -875,000 |
| Free Cash Flow | -821.62M |
| FCF Per Share | -0.51 |
Margins
| Gross Margin | n/a |
| Operating Margin | 192.49% |
| Pretax Margin | 195.42% |
| Profit Margin | n/a |
| EBITDA Margin | n/a |
| EBIT Margin | n/a |
| FCF Margin | n/a |
Dividends & Yields
CrediaBank does not appear to pay any dividends at this time.
| Dividend Per Share | n/a |
| Dividend Yield | n/a |
| Dividend Growth (YoY) | n/a |
| Years of Dividend Growth | n/a |
| Payout Ratio | n/a |
| Buyback Yield | 66.30% |
| Shareholder Yield | 66.30% |
| Earnings Yield | -13.98% |
| FCF Yield | -35.26% |
Fair Value
There are several formulas that can be used to estimate the intrinsic value of a stock.
| Lynch Fair Value | n/a |
| Lynch Upside | n/a |
| Graham Number | n/a |
| Graham Upside | n/a |
Stock Splits
The last stock split was on October 21, 2024. It was a reverse split with a ratio of 0.01.
| Last Split Date | Oct 21, 2024 |
| Split Type | Reverse |
| Split Ratio | 0.01 |
Scores
| Altman Z-Score | n/a |
| Piotroski F-Score | n/a |