CrediaBank S.A. (ATH:CREDIA)
Greece flag Greece · Delayed Price · Currency is EUR
1.438
-0.042 (-2.84%)
At close: Oct 17, 2025

CrediaBank Statistics

Total Valuation

CrediaBank has a market cap or net worth of EUR 2.33 billion.

Market Cap2.33B
Enterprise Value n/a

Important Dates

The last earnings date was Friday, September 26, 2025.

Earnings Date Sep 26, 2025
Ex-Dividend Date n/a

Share Statistics

CrediaBank has 1.62 billion shares outstanding. The number of shares has decreased by -66.30% in one year.

Current Share Class 1.62B
Shares Outstanding 1.62B
Shares Change (YoY) -66.30%
Shares Change (QoQ) -43.44%
Owned by Insiders (%) n/a
Owned by Institutions (%) 3.98%
Float 123.75M

Valuation Ratios

PE Ratio n/a
Forward PE n/a
PS Ratio -12.46
PB Ratio 2.39
P/TBV Ratio 3.23
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF -0.29
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is -45.66%.

Return on Equity (ROE) -45.66%
Return on Assets (ROA) -5.51%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Revenue Per Employee -148,398
Profits Per Employee -258,905
Employee Count1,468
Asset Turnover n/a
Inventory Turnover n/a

Taxes

Income Tax -39.12M
Effective Tax Rate n/a

Stock Price Statistics

The stock price has decreased by -99.32% in the last 52 weeks. The beta is 2.33, so CrediaBank's price volatility has been higher than the market average.

Beta (5Y) 2.33
52-Week Price Change -99.32%
50-Day Moving Average 1.52
200-Day Moving Average 0.99
Relative Strength Index (RSI) 34.74
Average Volume (20 Days) 987,425

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, CrediaBank had revenue of EUR -186.69 million and -325.70 million in losses. Loss per share was -0.79.

Revenue-186.69M
Gross Profit -199.37M
Operating Income -359.36M
Pretax Income -364.82M
Net Income -325.70M
EBITDA n/a
EBIT n/a
Loss Per Share -0.79
Full Income Statement

Balance Sheet

The company has 798.47 million in cash and 240.68 million in debt, giving a net cash position of 557.79 million or 0.34 per share.

Cash & Cash Equivalents 798.47M
Total Debt 240.68M
Net Cash 557.79M
Net Cash Per Share 0.34
Equity (Book Value) 974.59M
Book Value Per Share 0.60
Working Capital -5.75B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was -820.74 million and capital expenditures -875,000, giving a free cash flow of -821.62 million.

Operating Cash Flow -820.74M
Capital Expenditures -875,000
Free Cash Flow -821.62M
FCF Per Share -0.51
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 192.49%
Pretax Margin 195.42%
Profit Margin n/a
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin n/a

Dividends & Yields

CrediaBank does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio n/a
Buyback Yield 66.30%
Shareholder Yield 66.30%
Earnings Yield -14.00%
FCF Yield -35.31%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value n/a
Lynch Upside n/a
Graham Number n/a
Graham Upside n/a

Stock Splits

The last stock split was on October 21, 2024. It was a reverse split with a ratio of 0.01.

Last Split Date Oct 21, 2024
Split Type Reverse
Split Ratio 0.01

Scores

Altman Z-Score n/a
Piotroski F-Score n/a