CrediaBank S.A. (ATH:CREDIA)

CrediaBank Ratios and Metrics

Market cap in millions EUR. Fiscal year is January - December.

Total Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Oct 16, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Capitalization	1,826	2,595	1,116	571	103	197
Market Cap Growth	-21.52%	132.46%	95.47%	456.67%	-47.88%	82.57%
Last Close Price	0.92	1.52	0.66	961.61	866.46	2031.00

Price Ratios

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Oct 16, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
PE Ratio	53.73	170.58	-	20.68	-	-
PS Ratio	7.20	10.49	-4.36	5.46	-0.39	-7.63
PB Ratio	1.43	2.65	1.27	1.28	-1.88	0.59
P/FCF Ratio	-	-	-	-	-	9.21
P/OCF Ratio	-	-	-	-	-	8.94

Financial Efficiency

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Oct 16, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Debt / Equity Ratio	0.43	0.46	0.27	0.25	-2.08	0.35
Debt / FCF Ratio	-	-	-	-	-	5.36
Net Debt / Equity Ratio	-0.27	0.24	0.03	-0.30	0.92	-0.36
Net Debt / FCF Ratio	0.34	-0.28	-0.05	0.46	0.27	-5.55
Return on Equity (ROE)	2.96%	1.64%	-49.24%	14.09%	-279.20%	-38.85%
Return on Assets (ROA)	0.38%	0.19%	-5.75%	0.80%	-11.43%	-2.90%

Yields

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Oct 16, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Earnings Yield	1.59%	0.59%	-29.15%	4.83%	-376.76%	-53.36%
FCF Yield	-55.60%	-31.94%	-44.21%	-51.20%	-179.29%	10.86%
Buyback Yield / Dilution	-321.44%	-291.29%	-0.00%	-548551.55%	-176.74%	-

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Oct 15, 2026

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