CrediaBank S.A. (ATH:CREDIA)
Greece · Delayed Price · Currency is EUR 0.9940
+0.0140 (1.43%)
At close: Aug 12, 2026
CrediaBank Cash Flow Statement
Financials in millions EUR. Fiscal year is January - December.
Millions EUR. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 33.31 | 15.22 | -325.46 | 27.62 | -386.57 | -105.05 |
Depreciation & Amortization | 13.05 | 13.18 | 6.95 | 5.23 | 5.44 | 6.04 |
Other Amortization | 15.18 | 15.18 | 12.45 | 10.51 | 11.69 | 9.99 |
Change in Trading Asset Securities | -11.47 | -14.23 | 131.39 | -129.46 | 54.16 | -71.92 |
Change in Other Net Operating Assets | -1,115 | -909.84 | -663.57 | -190.34 | -215.76 | 90.36 |
Other Operating Activities | 54.02 | 51.7 | 344.67 | -15.79 | 347.6 | 92.58 |
Operating Cash Flow | -1,011 | -828.8 | -493.57 | -292.25 | -183.44 | 22.01 |
Operating Cash Flow Growth | - | - | - | - | - | - |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -4.33 | - | - | -0.16 | -0.51 | -0.64 |
Sale of Property, Plant and Equipment | 2.22 | 2.22 | 5.29 | - | - | - |
Cash Acquisitions | - | - | 201.51 | - | - | - |
Investment in Securities | -136.96 | 276.83 | -691.33 | -283.13 | -79.99 | -172.48 |
Purchase / Sale of Intangibles | -32.98 | -34.44 | -16.34 | -11.82 | -12.05 | -12.58 |
Other Investing Activities | -0 | -0 | - | - | -0 | - |
Investing Cash Flow | -172.05 | 244.61 | -500.88 | -295.11 | -92.55 | -185.71 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Long-Term Debt Issued | - | 35.71 | - | - | - | - |
Long-Term Debt Repaid | - | -9.96 | -4.68 | -3.91 | -3.84 | -3.87 |
Net Debt Issued (Repaid) | -19 | 25.75 | -4.68 | -3.91 | -3.84 | -3.87 |
Issuance of Common Stock | 300 | 96.1 | 735.11 | 473.35 | - | 240 |
Net Increase (Decrease) in Deposit Accounts | 1,016 | 671.81 | 310.79 | 180.08 | 45.52 | 119.14 |
Other Financing Activities | -24.93 | - | -8.02 | 57.13 | 22.22 | 137.93 |
Financing Cash Flow | 1,272 | 793.66 | 1,033 | 706.65 | 63.91 | 493.2 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Cash Flow | 89.33 | 209.46 | 38.76 | 119.3 | -212.08 | 329.5 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | -1,015 | -828.8 | -493.57 | -292.41 | -183.95 | 21.37 |
Free Cash Flow Growth | - | - | - | - | - | - |
Free Cash Flow Margin | -400.57% | -334.82% | - | -279.64% | - | - |
Free Cash Flow Per Share | -0.60 | -0.51 | -1.19 | -0.71 | -2440.75 | 784.68 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Interest Paid | 91 | 91.16 | 80.62 | 36.2 | 28.03 | 26.1 |
Cash Income Tax Paid | 0.03 | 0.08 | 0 | -63.05 | -21.96 | -150.71 |