SCB X PCL Income Statement

Financials in millions THB. Fiscal year is January - December.

Millions THB. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	146,641	155,979	169,320	161,121	126,993	112,177
Interest Income on Investments	144.62	163.95	284.66	150.27	149.08	166.04
Total Interest Income	146,785	156,143	169,605	161,271	127,142	112,343
Interest Paid on Deposits	34,887	36,862	39,896	36,439	19,127	17,006
Net Interest Income	111,898	119,281	129,709	124,833	108,014	95,337
Net Interest Income Growth	-11.70%	-8.04%	3.91%	15.57%	13.30%	-1.77%
Gain (Loss) on Sale of Investments	1,318	2,188	-264.45	68.18	54.23	145.99
Gain (Loss) on Sale of Equity Investments	474.44	415.5	600.12	417.52	272.6	556.56
Other Non-Interest Income	51,982	49,699	42,329	45,785	46,079	54,303
Total Non-Interest Income	53,775	52,302	42,665	46,270	46,406	55,005
Non-Interest Income Growth	17.01%	22.59%	-7.79%	-0.29%	-15.63%	15.28%
Revenues Before Loan Losses	165,673	171,583	172,373	171,103	154,420	150,342
Provision for Loan Losses	40,507	41,469	42,594	43,600	33,829	42,024
Revenue	125,166	130,114	129,779	127,503	120,592	108,318
Revenue Growth	-5.34%	0.26%	1.79%	5.73%	11.33%	10.39%
Salaries and Employee Benefits	35,928	36,386	35,476	33,600	31,179	30,007
Occupancy Expenses	10,579	10,833	11,765	11,660	11,511	10,849
Selling, General & Administrative	3,574	3,562	3,859	5,721	8,044	111.66
Other Non-Interest Expense	18,725	18,789	21,877	20,799	19,140	22,589
Total Non-Interest Expense	68,806	69,570	72,977	71,781	69,874	63,556
EBT Excluding Unusual Items	56,360	60,544	56,803	55,723	50,718	44,762
Pretax Income	56,360	60,544	56,803	55,723	50,718	44,762
Income Tax Expense	12,026	12,324	12,224	11,955	13,592	9,376
Earnings From Continuing Operations	44,334	48,220	44,579	43,768	37,125	35,386
Minority Interest in Earnings	-821.76	-732.42	-635.79	-247.08	420.59	204.03
Net Income	43,512	47,488	43,943	43,521	37,546	35,590
Net Income to Common	43,512	47,488	43,943	43,521	37,546	35,590
Net Income Growth	-9.23%	8.07%	0.97%	15.92%	5.50%	30.76%
Basic Shares Outstanding	3,367	3,367	3,367	3,367	3,377	3,399
Diluted Shares Outstanding	3,367	3,367	3,367	3,367	3,377	3,399
Shares Change	0.03%	-	-	-0.29%	-0.66%	0.01%
EPS (Basic)	12.92	14.10	13.05	12.93	11.12	10.47
EPS (Diluted)	12.92	14.10	13.05	12.93	11.12	10.47
EPS Growth	-9.25%	8.07%	0.97%	16.25%	6.19%	30.75%
Dividend Per Share	9.280	11.280	10.440	10.340	6.690	4.060
Dividend Growth	-11.11%	8.05%	0.97%	54.56%	64.78%	76.52%
Effective Tax Rate	21.34%	20.36%	21.52%	21.45%	26.80%	20.95%