Vietnam Technological and Commercial Joint Stock Bank (HOSE:TCB)
Vietnam
· Delayed Price · Currency is VND 26,500
-50 (-0.19%)
At close: Feb 21, 2025
HOSE:TCB Income Statement
Financials in millions VND. Fiscal year is January - December.
Millions VND. Fiscal year is Jan - Dec.
Fiscal Year | FY 2024 | FY 2023 | FY 2022 | FY 2021 | FY 2020 | 2019 - 2015 |
|---|---|---|---|---|---|---|
Period Ending | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 | Dec '20 Dec 31, 2020 | 2019 - 2015 |
| Interest Income on Loans | 60,089,462 | 56,707,759 | 44,752,636 | 35,503,251 | 29,001,912 | Upgrade
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| Interest Paid on Deposits | 24,581,499 | 29,016,639 | 14,462,861 | 8,804,638 | 10,250,703 | Upgrade
|
| Net Interest Income | 35,507,963 | 27,691,120 | 30,289,775 | 26,698,613 | 18,751,209 | Upgrade
|
| Net Interest Income Growth (YoY) | 28.23% | -8.58% | 13.45% | 42.38% | 31.52% | Upgrade
|
| Income From Trading Activities | 81,301 | 990,453 | 183,708 | 1,956,713 | 1,818,394 | Upgrade
|
| Gain (Loss) on Sale of Assets | 497,035 | 731,027 | - | - | - | Upgrade
|
| Gain (Loss) on Sale of Investments | 2,359,057 | - | - | -489 | - | Upgrade
|
| Other Non-Interest Income | 8,545,041 | 10,648,492 | 10,053,708 | 8,420,965 | 6,809,085 | Upgrade
|
| Total Non-Interest Income | 11,482,434 | 12,369,972 | 10,237,416 | 10,377,189 | 8,627,479 | Upgrade
|
| Non-Interest Income Growth (YoY) | -7.17% | 20.83% | -1.35% | 20.28% | 26.68% | Upgrade
|
| Revenues Before Loan Losses | 46,990,397 | 40,061,092 | 40,527,191 | 37,075,802 | 27,378,688 | Upgrade
|
| Provision for Loan Losses | 4,082,294 | 3,921,068 | 1,936,294 | 2,664,603 | 2,611,035 | Upgrade
|
| Revenue | 42,908,103 | 36,140,024 | 38,590,897 | 34,411,199 | 24,767,653 | Upgrade
|
| Revenue Growth (YoY) | 18.73% | -6.35% | 12.15% | 38.94% | 22.91% | Upgrade
|
| Salaries and Employee Benefits | 6,894,019 | 6,573,569 | 6,515,485 | 6,356,228 | 5,151,106 | Upgrade
|
| Occupancy Expenses | 2,022,001 | 1,614,355 | 1,088,350 | 939,444 | 1,171,739 | Upgrade
|
| Federal Deposit Insurance | 528,077 | 422,573 | 347,127 | 313,727 | 267,524 | Upgrade
|
| Selling, General & Administrative | 4,246,228 | 3,129,993 | 3,585,822 | 2,816,131 | 1,518,566 | Upgrade
|
| Other Non-Interest Expense | 1,679,410 | 1,511,306 | 1,486,345 | 747,376 | 858,422 | Upgrade
|
| Total Non-Interest Expense | 15,369,735 | 13,251,796 | 13,023,129 | 11,172,906 | 8,967,357 | Upgrade
|
| EBT Excluding Unusual Items | 27,538,368 | 22,888,228 | 25,567,768 | 23,238,293 | 15,800,296 | Upgrade
|
| Pretax Income | 27,538,368 | 22,888,228 | 25,567,768 | 23,238,293 | 15,800,296 | Upgrade
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| Income Tax Expense | 5,778,264 | 4,697,362 | 5,131,342 | 4,822,911 | 3,217,829 | Upgrade
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| Earnings From Continuing Operations | 21,760,104 | 18,190,866 | 20,436,426 | 18,415,382 | 12,582,467 | Upgrade
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| Minority Interest in Earnings | -237,176 | -187,064 | -286,049 | -363,132 | -257,476 | Upgrade
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| Net Income | 21,522,928 | 18,003,802 | 20,150,377 | 18,052,250 | 12,324,991 | Upgrade
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| Preferred Dividends & Other Adjustments | - | 48,000 | 38,500 | 38,000 | 23,000 | Upgrade
|
| Net Income to Common | 21,522,928 | 17,955,802 | 20,111,877 | 18,014,250 | 12,301,991 | Upgrade
|
| Net Income Growth | 19.55% | -10.65% | 11.62% | 46.47% | 22.33% | Upgrade
|
| Basic Shares Outstanding | 7,065 | 7,036 | 7,026 | 7,013 | 7,001 | Upgrade
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| Diluted Shares Outstanding | 7,065 | 7,036 | 7,026 | 7,013 | 7,001 | Upgrade
|
| Shares Change (YoY) | 0.42% | 0.14% | 0.18% | 0.18% | 0.08% | Upgrade
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| EPS (Basic) | 3046.48 | 2552.15 | 2862.47 | 2568.66 | 1757.26 | Upgrade
|
| EPS (Diluted) | 3046.48 | 2552.15 | 2862.47 | 2568.66 | 1757.26 | Upgrade
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| EPS Growth | 19.37% | -10.84% | 11.44% | 46.17% | 22.40% | Upgrade
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| Dividend Per Share | - | 750.000 | - | - | - | Upgrade
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| Effective Tax Rate | 20.98% | 20.52% | 20.07% | 20.75% | 20.37% | Upgrade
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Source: S&P Capital IQ. Banks template. Financial Sources.