Secure Trust Bank PLC (LON:STB)

Secure Trust Bank Income Statement

Financials in millions GBP. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	301.8	301.8	296.8	304	203	163.9
Interest Paid on Deposits	144.9	150.7	159.5	136.5	50.4	27.7
Net Interest Income	156.9	151.1	137.3	167.5	152.6	136.2
Net Interest Income Growth	28.50%	10.05%	-18.03%	9.76%	12.04%	-9.74%
Gain (Loss) on Sale of Investments	-	-	-	0.3	1.1	1.5
Other Non-Interest Income	13.5	14.1	18.2	17.2	17	12.7
Total Non-Interest Income	13.5	14.1	18.2	17.5	18.1	14.2
Non-Interest Income Growth	-20.59%	-22.53%	4.00%	-3.31%	27.46%	17.36%
Revenues Before Loan Losses	170.4	165.2	155.5	185	170.7	150.4
Provision for Loan Losses	31.2	31.4	23.2	43.2	38.2	5
Revenue	139.2	133.8	132.3	141.8	132.5	145.4
Revenue Growth	7.74%	1.13%	-6.70%	7.02%	-8.87%	30.17%
Salaries and Employee Benefits	-	-	-	-	55.7	55.2
Occupancy Expenses	-	-	-	-	2.6	2.6
Amortization of Goodwill & Intangibles	-	-	-	-	1.4	1.5
Selling, General & Administrative	-	-	-	-	40.6	43.8
Other Non-Interest Expense	75.8	72.5	69.1	100.4	0.3	0.1
Total Non-Interest Expense	77.8	74.5	71.4	100.4	102.4	104.1
EBT Excluding Unusual Items	61.4	59.3	60.9	41.4	30.1	41.3
Other Unusual Items	-	-	-	-5.3	-	-
Pretax Income	61.4	59.3	59.4	36.1	30.1	41.3
Income Tax Expense	15	14.7	16	9.7	9.4	10.4
Earnings From Continuing Operations	46.4	44.6	43.4	26.4	20.7	30.9
Earnings From Discontinued Operations	-21.8	-27	-23.7	-2.1	13	14.7
Net Income	24.6	17.6	19.7	24.3	33.7	45.6
Net Income to Common	24.6	17.6	19.7	24.3	33.7	45.6
Net Income Growth	4.24%	-10.66%	-18.93%	-27.89%	-26.10%	196.10%
Basic Shares Outstanding	19	19	19	19	19	19
Diluted Shares Outstanding	20	20	19	19	19	19
Shares Change	1.33%	1.79%	0.80%	-0.12%	1.29%	0.16%
EPS (Basic)	1.33	0.94	1.03	1.30	1.80	2.45
EPS (Diluted)	1.25	0.89	1.01	1.26	1.80	2.45
EPS Growth	2.87%	-12.27%	-19.54%	-30.13%	-26.24%	202.06%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Dividend Per Share	0.361	0.355	0.338	0.322	0.451	0.611
Dividend Growth	5.25%	5.03%	4.97%	-28.60%	-26.19%	38.86%
Effective Tax Rate	24.43%	24.79%	26.94%	26.87%	31.23%	25.18%

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every six months for this company.

Update frequency:

Semi-annually

Last checked:

Aug 30, 2026

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