JPMorgan SmartRetirement® 2045 Fund Class R2 (JSAZX)
| Fund Assets | 3.46B |
| Expense Ratio | 1.15% |
| Min. Investment | $0.00 |
| Turnover | 17.00% |
| Dividend (ttm) | 0.47 |
| Dividend Yield | 2.21% |
| Dividend Growth | 36.51% |
| Payout Frequency | Semi-Annual |
| Ex-Dividend Date | Dec 31, 2025 |
| Previous Close | 25.23 |
| YTD Return | 6.00% |
| 1-Year Return | 18.33% |
| 5-Year Return | 44.62% |
| 52-Week Low | 22.04 |
| 52-Week High | 25.63 |
| Beta (5Y) | n/a |
| Holdings | 23 |
| Inception Date | Nov 3, 2008 |
About JSAZX
JPMorgan SmartRetirement 2045 Fund Class R2 is a target-date mutual fund designed for investors planning to retire around the year 2045. Its primary purpose is to provide a professionally managed, diversified investment solution that automatically adjusts its asset allocation over time. Early in its lifecycle, the fund emphasizes growth by allocating a higher portion of assets to equities. As the target retirement date approaches, its portfolio gradually shifts toward a more conservative mix, increasing holdings in fixed income and cash equivalents to help manage risk and support income needs in retirement. This fund operates as a fund of funds, primarily investing in a curated selection of equity, fixed income, and short-term mutual funds within the JPMorgan family. Managed by a team of investment professionals, it aims to deliver an optimal balance of risk and return for those with a projected retirement horizon in the 2040s. The fund is part of the broader SmartRetirement series, offering a low minimum investment and accessibility to a wide investor base seeking a hands-off approach to retirement planning. Its strategic allocation adjustments, combined with semi-annual dividend distributions, make it a relevant choice within the target-date fund space.
Performance
JSAZX had a total return of 18.33% in the past year, including dividends. Since the fund's inception, the average annual return has been 10.67%.
Top 10 Holdings
86.29% of assets| Name | Symbol | Weight |
|---|---|---|
| JPMorgan International Research Enhanced Equity ETF | JIRE | 12.92% |
| JPMorgan U.S. Research Enhanced Equity Fund Class R6 | JDEUX | 10.85% |
| JPMorgan Value Advantage Fund Class R6 | JVAYX | 10.80% |
| JPMorgan U.S. Equity Fund Class R6 | JUEMX | 10.67% |
| JPMorgan Growth Advantage Fund Class R6 | JGVVX | 10.15% |
| JPMorgan Global Select Equity ETF Global Select Equity ETF | JGLO | 8.55% |
| JPMorgan Core Plus Bond Fund Class R6 | JCPUX | 8.49% |
| JPMorgan International Equity Fund Class R6 | JNEMX | 6.99% |
| JPMorgan BetaBuilders U.S. Mid Cap Equity ETF | BBMC | 3.78% |
| JPMorgan ActiveBuilders Emerging Markets Equity ETF | JEMA | 3.10% |
Dividend History
| Ex-Dividend | Amount | Pay Date |
|---|---|---|
| Dec 31, 2025 | $0.4058 | Jan 2, 2026 |
| Dec 15, 2025 | $0.76464 | Dec 16, 2025 |
| Dec 31, 2024 | $0.38393 | Jan 2, 2025 |
| Dec 16, 2024 | $0.47346 | Dec 17, 2024 |
| Dec 29, 2023 | $0.24706 | Jan 2, 2024 |
| Dec 30, 2022 | $0.18674 | Jan 3, 2023 |