Instabank ASA (OSL:INSTA)
Norway flag Norway · Delayed Price · Currency is NOK
4.950
-0.020 (-0.40%)
Aug 4, 2026, 4:25 PM CET

Instabank ASA Income Statement

Millions NOK. Fiscal year is Jan - Dec.
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Mar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
978.08922.2793.14656.41440.69366.58
Revenue Growth
20.52%16.27%20.83%48.95%20.22%16.57%
Cost of Revenue
322.7311.77300.96215.3283.146.59
Gross Profit
655.38610.43492.18441.08357.58319.99
Selling, General & Admin
281.14232.92183.47145.2133.19106.52
Depreciation & Amortization Expenses
13.8513.941312.4413.0514.1
Other Operating Expenses
230.12197.08157.32152.22108.0287.2
Total Operating Expenses
525.1443.94353.78309.86254.25207.81
Operating Income
130.28166.49138.4131.23103.33112.18
Pretax Income
166.56153.72128.45131.23103.33112.18
Provision for Income Taxes
34.1530.9430.3330.3621.0928.73
Net Income
132.41122.7998.12100.8782.2483.45
Net Income to Common
132.41122.7998.12100.8782.2483.45
Net Income Growth
28.49%25.13%-2.72%22.66%-1.45%95.53%
Shares Outstanding (Basic)
414409378378333333
Shares Outstanding (Diluted)
441423400400355352
Shares Change
15.64%5.87%-0.03%12.80%0.68%-0.11%
EPS (Basic)
0.320.300.260.280.250.25
EPS (Diluted)
0.300.290.250.260.230.24
EPS Growth
11.11%16.00%-3.85%13.04%-4.17%100.00%

Additional Metrics

Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period Ending
Mar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Free Cash Flow
--392.33196.5932.99-154.1492.7
Free Cash Flow Growth
--495.93%--350.88%
Free Cash Flow Per Share
--0.930.490.08-0.430.26
Dividends Per Share
0.0900.0900.080---
Dividend Growth
12.50%12.50%----
Gross Margin
67.01%66.19%62.05%67.20%81.14%87.29%
Operating Margin
13.32%18.05%17.45%19.99%23.45%30.60%
Profit Margin
13.54%13.31%12.37%15.37%18.66%22.76%
FCF Margin
--42.54%24.79%5.03%-34.98%25.29%
EBITDA
130.28180.42151.4143.67116.38126.28
EBITDA Margin
13.32%19.56%19.09%21.89%26.41%34.45%
EBIT
130.28166.49138.4131.23103.33112.18
EBIT Margin
13.32%18.05%17.45%19.99%23.45%30.60%
Effective Tax Rate
20.50%20.13%23.61%23.13%20.41%25.61%