Pareto Bank ASA (OSL:PARB)
62.80
+1.00 (1.62%)
Aug 4, 2026, 4:25 PM CET
Pareto Bank ASA Income Statement
Financials in millions NOK. Fiscal year is January - December.
Millions NOK. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Interest Income | 1,202 | 1,214 | 1,227 | 1,113 | 928.64 | 838.34 |
Net Interest Income Growth | -5.72% | -1.04% | 10.30% | 19.81% | 10.77% | 12.24% |
Non-Interest Income | 26.6 | 80.94 | - | 6.72 | 36.67 | 12.32 |
Non-Interest Income Growth | -25.49% | - | - | -81.67% | 197.65% | 62.26% |
Revenues Before Loan Losses | 1,229 | 1,295 | 1,227 | 1,119 | 965.31 | 850.66 |
Provision for Credit Losses | 477.5 | 174.82 | - | 121.67 | 44.99 | 20.14 |
| 751.5 | 1,121 | 1,227 | 997.69 | 920.31 | 830.52 | |
Revenue Growth | - | -8.69% | 23.01% | 8.41% | 10.81% | 17.03% |
Compensation Expenses | - | 148.01 | 142.27 | 128.71 | 120.16 | 102.32 |
Selling, General & Admin | 222.4 | 47.22 | - | 39.16 | 33.86 | 29.77 |
Other Non-Interest Expenses | - | 42.35 | 83.09 | 35.62 | 32.5 | 30.28 |
Total Non-Interest Expense | 222.4 | 237.58 | 225.36 | 203.49 | 186.52 | 162.37 |
Pretax Income | 529.2 | 883.04 | 900.38 | 794.2 | 733.8 | 668.16 |
Provision for Income Taxes | 119.3 | 207.43 | 213.11 | 188.74 | 178.3 | 163.62 |
Net Income | 410.1 | 675.61 | 687.27 | 605.46 | 555.5 | 504.54 |
Minority Interest in Earnings | 50.6 | - | - | - | - | - |
Net Income to Common | 359.5 | 675.61 | 687.27 | 605.46 | 555.5 | 504.54 |
Net Income Growth | -45.47% | -1.70% | 13.51% | 9.00% | 10.10% | 17.78% |
Shares Outstanding (Basic) | 77 | 77 | 77 | 77 | 70 | 70 |
Shares Outstanding (Diluted) | 77 | 77 | 77 | 77 | 70 | 70 |
Shares Change | 0.08% | - | - | 9.92% | - | - |
EPS (Basic) | 4.68 | 8.13 | 8.29 | 7.38 | 7.71 | 7.09 |
EPS (Diluted) | 4.68 | 8.13 | 8.29 | 7.38 | 7.71 | 7.09 |
EPS Growth | -45.52% | -1.93% | 12.33% | -4.28% | 8.74% | 18.36% |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | - | 414.24 | 2,163 | 331.07 | -1,089 | -973.68 |
Free Cash Flow Growth | - | -80.85% | 553.25% | - | - | - |
Free Cash Flow Per Share | - | 5.40 | 28.17 | 4.31 | -15.60 | -13.94 |
Dividends Per Share | 8.000 | 8.000 | 4.150 | 3.900 | 3.860 | 3.500 |
Dividend Growth | 92.77% | 92.77% | 6.41% | 1.04% | 10.29% | 16.67% |
Profit Margin | 54.57% | 60.29% | 56.00% | 60.69% | 60.36% | 60.75% |
FCF Margin | - | 36.97% | 176.22% | 33.18% | -118.38% | -117.24% |
Effective Tax Rate | 22.54% | 23.49% | 23.67% | 23.76% | 24.30% | 24.49% |