FSMK Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	17.98	13.35	10.69	14.55	12.21
Investment Securities	197.8	221.83	223.73	237.49	229.32
Trading Asset Securities	0.25	-	-	-	-
Mortgage-Backed Securities	349.7	313.59	336.23	353.26	328.71
Total Investments	547.75	535.42	559.96	590.75	558.03
Gross Loans	782.91	762.6	734.82	680.42	651.94
Allowance for Loan Losses	-7.16	-7.87	-7.5	-7.44	-6.4
Other Adjustments to Gross Loans	-0.14	-0.19	-0.79	-0.76	-2
Net Loans	775.61	754.54	726.54	672.22	643.55
Property, Plant & Equipment	21.12	17.81	15.7	15.57	16.15
Goodwill	0.34	0.34	0.39	0.39	0.39
Accrued Interest Receivable	5.13	5	4.81	4.57	5.05
Long-Term Deferred Tax Assets	10.89	9.42	-	-	-
Other Real Estate Owned & Foreclosed	0.45	0.47	0.52	0.01	0.13
Other Long-Term Assets	31.24	31.36	38.97	24.91	20.66
Total Assets	1,415	1,372	1,362	1,324	1,257
Interest Bearing Deposits	966.85	1,068	934.96	956.28	896.03
Institutional Deposits	122.37	-	95.8	58.9	88.3
Non-Interest Bearing Deposits	114.9	117.46	129.98	122.61	102.48
Total Deposits	1,204	1,186	1,161	1,138	1,087
Short-Term Borrowings	31.1	59.29	61.89	15.4	-
Current Portion of Long-Term Debt	20	-	-	-	2.17
Current Portion of Leases	1.36	-	-	-	0.71
Accrued Interest Payable	4.53	3.3	6.84	7.28	7.88
Long-Term Debt	46.19	12.19	28.44	31.59	31.64
Long-Term Leases	8.06	3.29	2.6	3.03	2.93
Other Long-Term Liabilities	5.84	6.6	-	-	-
Total Liabilities	1,321	1,270	1,260	1,195	1,132
Common Stock	11.02	11.02	11.02	5.51	5.51
Additional Paid-In Capital	5.83	5.83	5.83	5.79	5.79
Retained Earnings	113.22	113.78	116.13	113.87	106.19
Treasury Stock	-3.28	-0.8	-0.77	-0.85	-0.44
Comprehensive Income & Other	-32.83	-28.33	-30.91	4.82	8.24
Shareholders' Equity	93.96	101.49	101.29	129.14	125.3
Total Liabilities & Equity	1,415	1,372	1,362	1,324	1,257
Total Debt	106.72	74.77	92.92	50.02	37.45
Net Cash (Debt)	-88.49	-61.42	-82.23	-35.47	-25.23
Net Cash Per Share	-40.57	-28.04	-37.56	-16.20	-11.49
Filing Date Shares Outstanding	2.14	2.19	2.19	2.19	2.2
Total Common Shares Outstanding	2.14	2.19	2.19	2.19	2.2
Book Value Per Share	44.00	46.33	46.23	58.97	57.07
Tangible Book Value	93.62	101.15	100.9	128.75	124.91
Tangible Book Value Per Share	43.84	46.18	46.05	58.80	56.89

Source: S&P Global Market Intelligence. Banks template. Financial Sources.