1ST SUMMIT BANCORP of Johnstown, Inc. (FSMK)
OTCMKTS · Delayed Price · Currency is USD
39.00
-0.99 (-2.48%)
At close: Apr 13, 2026

FSMK Statistics

Total Valuation

FSMK has a market cap or net worth of 82.62 million.

Market Cap82.62M
Enterprise Value n/a

Important Dates

The next estimated earnings date is Tuesday, April 14, 2026.

Earnings Date Apr 14, 2026
Ex-Dividend Date Mar 2, 2026

Share Statistics

FSMK has 2.12 million shares outstanding. The number of shares has decreased by -2.99% in one year.

Current Share Class 2.12M
Shares Outstanding 2.12M
Shares Change (YoY) -2.99%
Shares Change (QoQ) -0.70%
Owned by Insiders (%) n/a
Owned by Institutions (%) n/a
Float n/a

Valuation Ratios

The trailing PE ratio is 15.52.

PE Ratio 15.52
Forward PE n/a
PS Ratio 2.18
PB Ratio 0.76
P/TBV Ratio 0.76
P/FCF Ratio 71.04
P/OCF Ratio 9.72
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF 166.83
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 5.27%.

Return on Equity (ROE) 5.27%
Return on Assets (ROA) 0.36%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Weighted Average Cost of Capital (WACC) 1.20%
Revenue Per Employee 188,129
Profits Per Employee 26,557
Employee Count211
Asset Turnover n/a
Inventory Turnover n/a

Taxes

In the past 12 months, FSMK has paid 213,000 in taxes.

Income Tax 213,000
Effective Tax Rate 3.84%

Stock Price Statistics

The stock price has increased by +85.14% in the last 52 weeks. The beta is -0.04, so FSMK's price volatility has been lower than the market average.

Beta (5Y) -0.04
52-Week Price Change +85.14%
50-Day Moving Average 38.15
200-Day Moving Average 29.68
Relative Strength Index (RSI) 56.81
Average Volume (20 Days) 1,059

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) 0.07

Income Statement

In the last 12 months, FSMK had revenue of 37.81 million and earned 5.34 million in profits. Earnings per share was 2.51.

Revenue37.81M
Gross Profit 37.81M
Operating Income 6.22M
Pretax Income 5.55M
Net Income 5.34M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) 2.51
Full Income Statement

Balance Sheet

The company has 15.13 million in cash and 194.02 million in debt, with a net cash position of -178.89 million or -84.45 per share.

Cash & Cash Equivalents 15.13M
Total Debt 194.02M
Net Cash -178.89M
Net Cash Per Share -84.45
Equity (Book Value) 108.69M
Book Value Per Share 51.31
Working Capital -1.29B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 8.50 million and capital expenditures -7.34 million, giving a free cash flow of 1.16 million.

Operating Cash Flow 8.50M
Capital Expenditures -7.34M
Depreciation & Amortization n/a
Net Borrowing 87.06M
Free Cash Flow 1.16M
FCF Per Share 0.55
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 16.46%
Pretax Margin 14.68%
Profit Margin 14.12%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin 3.08%

Dividends & Yields

This stock pays an annual dividend of 1.72, which amounts to a dividend yield of 4.41%.

Dividend Per Share 1.72
Dividend Yield 4.41%
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio 68.38%
Buyback Yield 2.99%
Shareholder Yield 7.29%
Earnings Yield 6.46%
FCF Yield 1.41%
Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on April 20, 2022. It was a forward split with a ratio of 2.

Last Split Date Apr 20, 2022
Split Type Forward
Split Ratio 2

Scores

Altman Z-Score n/a
Piotroski F-Score 4