1ST SUMMIT BANCORP of Johnstown, Inc. (FSMK)
OTCMKTS · Delayed Price · Currency is USD
42.55
-0.06 (-0.14%)
Aug 5, 2026, 2:34 PM EST

FSMK Financials Overview

Millions USD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
42.0637.8134.2332.3542.439.6
Revenue Growth
30.03%10.47%5.81%-23.71%7.09%18.05%
Net Income
8.165.343.192.6511.5111.31
Earnings Per Share
3.862.511.461.215.265.16
EPS Growth
219.60%71.64%21.22%-77.03%1.85%37.73%

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
19.6315.1318.2313.3510.6914.55
Total Debt
228.98194.02106.7274.7792.9250.02
Net Cash (Debt)
-209.35-178.89-88.49-61.42-82.23-35.47
Net Cash Growth
------
Net Cash Per Share
-99.01-84.21-40.57-28.04-37.56-16.20

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-8.52.186.6314.4914.63
Capital Expenditures
--7.34-0.72-2.85-1.81-1.18
Free Cash Flow
-1.161.463.7812.6713.44
Free Cash Flow Growth
--20.29%-61.40%-70.17%-5.72%32.78%

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
19.41%14.12%9.33%8.18%27.15%28.55%
FCF Margin
-3.08%4.26%11.68%29.89%33.95%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
1.7201.7201.7201.7201.7101.670
Dividend Per Share Growth
33.33%0%0%0.58%2.40%3.73%
Dividend Yield
4.04%4.40%7.09%2.91%2.90%2.98%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
11.0215.8717.4757.1213.1212.83
P/FCF Ratio
-72.8638.2339.9911.9210.79
PS Ratio
2.142.241.634.673.563.66