FSMK Balance Sheet

Financials in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	14.62	17.98	13.35	10.69	14.55
Investment Securities	212.85	197.8	221.83	223.73	237.49
Trading Asset Securities	0.52	0.25	-	-	-
Mortgage-Backed Securities	332.44	349.7	313.59	336.23	353.26
Total Investments	545.8	547.75	535.42	559.96	590.75
Gross Loans	881.6	782.91	762.6	734.82	680.42
Allowance for Loan Losses	-6.79	-7.16	-7.87	-7.5	-7.44
Other Adjustments to Gross Loans	-0.33	-0.14	-0.19	-0.79	-0.76
Net Loans	874.48	775.61	754.54	726.54	672.22
Property, Plant & Equipment	26.45	21.12	17.81	15.7	15.57
Goodwill	0.34	0.34	0.34	0.39	0.39
Accrued Interest Receivable	5.32	5.13	5	4.81	4.57
Long-Term Deferred Tax Assets	7.32	10.89	9.42	-	-
Other Real Estate Owned & Foreclosed	0.21	0.45	0.47	0.52	0.01
Other Long-Term Assets	34.63	31.24	31.36	38.97	24.91
Total Assets	1,517	1,415	1,372	1,362	1,324
Interest Bearing Deposits	968.5	1,089	1,068	934.96	956.28
Institutional Deposits	114.3	-	-	95.8	58.9
Non-Interest Bearing Deposits	120.85	114.9	117.46	129.98	122.61
Total Deposits	1,204	1,204	1,186	1,161	1,138
Short-Term Borrowings	18.98	31.1	59.29	61.89	15.4
Current Portion of Long-Term Debt	85	-	-	-	-
Current Portion of Leases	1.31	-	-	-	-
Accrued Interest Payable	4.38	4.53	3.3	6.84	7.28
Long-Term Debt	81.19	66.19	12.19	28.44	31.59
Long-Term Leases	7.55	9.43	3.29	2.6	3.03
Other Long-Term Liabilities	6.6	5.84	6.6	-	-
Total Liabilities	1,409	1,321	1,270	1,260	1,195
Common Stock	11.01	11.02	11.02	11.02	5.51
Additional Paid-In Capital	5.78	5.83	5.83	5.83	5.79
Retained Earnings	114.91	113.22	113.78	116.13	113.87
Treasury Stock	-3.84	-3.28	-0.8	-0.77	-0.85
Comprehensive Income & Other	-19.17	-32.83	-28.33	-30.91	4.82
Shareholders' Equity	108.69	93.96	101.49	101.29	129.14
Total Liabilities & Equity	1,517	1,415	1,372	1,362	1,324
Total Debt	194.02	106.72	74.77	92.92	50.02
Net Cash (Debt)	-178.89	-88.49	-61.42	-82.23	-35.47
Net Cash Per Share	-84.21	-40.57	-28.04	-37.56	-16.20
Filing Date Shares Outstanding	2.12	2.14	2.19	2.19	2.19
Total Common Shares Outstanding	2.12	2.14	2.19	2.19	2.19
Book Value Per Share	51.31	44.00	46.33	46.23	58.97
Tangible Book Value	108.35	93.62	101.15	100.9	128.75
Tangible Book Value Per Share	51.15	43.84	46.18	46.05	58.80

Source: S&P Global Market Intelligence. Banks template. Financial Sources.