1ST SUMMIT BANCORP of Johnstown, Inc. (FSMK)
OTCMKTS · Delayed Price · Currency is USD
42.55
-0.06 (-0.14%)
Aug 5, 2026, 2:34 PM EST
FSMK Cash Flow Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 5.34 | 3.19 | 2.65 | 11.51 | 11.31 |
Depreciation & Amortization | 1.34 | 1.37 | 2.3 | 3.44 | 4.41 |
Gain (Loss) on Sale of Assets | - | -3.27 | - | - | - |
Gain (Loss) on Sale of Investments | 1.05 | 1.75 | 1.68 | 0.89 | -1.54 |
Provision for Credit Losses | 0.75 | 0.09 | 0.7 | 0.37 | 1.76 |
Accrued Interest Receivable | -0.16 | -0.13 | -0.19 | -0.24 | 0.48 |
Other Operating Activities | 0.33 | -2.04 | -2.66 | -1.77 | -1.26 |
Operating Cash Flow | 8.5 | 2.18 | 6.63 | 14.49 | 14.63 |
Operating Cash Flow Growth | 290.04% | -67.11% | -54.27% | -0.94% | 21.61% |
Investing Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -7.34 | -0.72 | -2.85 | -1.81 | -1.18 |
Sale of Property, Plant and Equipment | - | 5.22 | - | - | - |
Investment in Securities | 18.02 | -19.32 | 26.3 | -17.44 | -40.34 |
Net Decrease (Increase) in Loans Originated / Sold - Investing | -99.42 | -20.82 | -29.29 | -54.23 | -28.09 |
Other Investing Activities | -5.81 | 0.16 | -0.39 | -7.54 | -3.03 |
Investing Cash Flow | -94.19 | -34.59 | -6.13 | -81.01 | -72.4 |
Financing Activities
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Short-Term Debt Issued | 30 | 30 | - | 46.49 | 15.4 |
Long-Term Debt Issued | 190 | 60 | - | - | - |
Total Debt Issued | 220 | 90 | - | 46.49 | 15.4 |
Short-Term Debt Repaid | -42.94 | -59.29 | -2.6 | - | - |
Long-Term Debt Repaid | -90 | -6 | -16.25 | -3.15 | -2.22 |
Total Debt Repaid | -132.94 | -65.29 | -18.85 | -3.15 | -2.22 |
Net Debt Issued (Repaid) | 87.06 | 24.71 | -18.85 | 43.34 | 13.18 |
Issuance of Common Stock | - | - | - | 0.12 | - |
Repurchase of Common Stock | -0.62 | -2.47 | -0.04 | -0.01 | -0.41 |
Common Dividends Paid | -3.65 | -3.75 | -3.77 | -3.75 | -3.63 |
Net Increase (Decrease) in Deposit Accounts | -0.46 | 18.56 | 24.82 | 22.95 | 50.97 |
Financing Cash Flow | 82.33 | 37.04 | 2.17 | 62.66 | 60.11 |
Net Cash Flow
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Cash Flow | -3.36 | 4.63 | 2.66 | -3.86 | 2.34 |
Free Cash Flow
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 1.16 | 1.46 | 3.78 | 12.67 | 13.44 |
Free Cash Flow Growth | -20.29% | -61.40% | -70.17% | -5.72% | 32.78% |
Free Cash Flow Margin | 3.08% | 4.26% | 11.68% | 29.89% | 33.95% |
Free Cash Flow Per Share | 0.55 | 0.67 | 1.73 | 5.79 | 6.14 |
Additional Metrics
Fiscal Year | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|
Period Ending | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Interest Paid | 31.44 | 31.12 | - | 7.9 | 7.4 |
Cash Income Tax Paid | - | - | - | 1.1 | 1.6 |