1ST SUMMIT BANCORP of Johnstown, Inc. (FSMK)

FSMK Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Apr 13, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Market Capitalization	83	85	56	151	151	145
Market Cap Growth	-	51.93%	-63.10%	0.06%	4.15%	61.10%
Last Close Price	39.00	39.54	24.55	59.69	59.69	56.60
PE Ratio	15.52	15.87	17.47	57.12	13.12	12.83
PS Ratio	2.18	2.24	1.63	4.67	3.56	3.66
PB Ratio	0.76	0.78	0.59	1.49	1.49	1.12
P/FCF Ratio	71.04	72.86	38.23	39.99	11.92	10.79
P/OCF Ratio	9.72	9.97	25.60	22.81	10.43	9.92
Debt / Equity Ratio	1.79	1.79	1.14	0.74	0.92	0.39
Debt / FCF Ratio	166.83	166.83	73.14	19.78	7.33	3.72
Net Debt / Equity Ratio	1.65	1.65	0.94	0.61	0.81	0.28
Net Debt / FCF Ratio	153.82	153.82	60.65	16.25	6.49	2.64
Return on Equity (ROE)	5.27%	5.27%	3.27%	2.61%	9.99%	8.89%
Return on Assets (ROA)	0.36%	0.36%	0.23%	0.19%	0.86%	0.88%
Earnings Yield	6.46%	6.30%	5.73%	1.75%	7.62%	7.79%
FCF Yield	1.41%	1.37%	2.62%	2.50%	8.39%	9.27%
Dividend Yield	4.41%	4.35%	7.01%	2.88%	2.86%	2.95%
Payout Ratio	68.38%	68.38%	117.57%	142.40%	32.53%	32.15%
Buyback Yield / Dilution	2.99%	2.60%	0.45%	-0.05%	0.01%	0.27%
Total Shareholder Return	7.29%	6.95%	7.46%	2.83%	2.87%	3.22%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.