1ST SUMMIT BANCORP of Johnstown, Inc. (FSMK)

FSMK Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Fiscal Year	Current	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Dec 26, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Market Capitalization	56	151	151	145	90	136
Market Cap Growth	67.88%	0.05%	4.15%	61.11%	-33.86%	10.70%
Last Close Price	26.00	63.22	63.22	59.95	36.73	54.47
PE Ratio	21.53	57.12	13.12	12.83	10.94	12.14
PS Ratio	1.76	4.67	3.56	3.66	2.68	3.84
PB Ratio	0.56	1.49	1.49	1.12	0.72	1.18
P/FCF Ratio	14.87	39.99	11.92	10.79	8.89	13.19
P/OCF Ratio	22.81	22.81	10.43	9.92	7.49	10.12
Debt / Equity Ratio	0.74	0.74	0.92	0.39	0.30	0.43
Debt / FCF Ratio	19.78	19.78	7.33	3.72	3.70	4.78
Return on Equity (ROE)	2.61%	2.61%	9.99%	8.89%	6.84%	10.48%
Return on Assets (ROA)	0.19%	0.19%	0.86%	0.88%	0.69%	1.02%
Earnings Yield	4.65%	1.75%	7.62%	7.79%	9.14%	8.24%
FCF Yield	6.72%	2.50%	8.39%	9.27%	11.24%	7.58%
Dividend Yield	6.62%	2.72%	2.70%	2.79%	4.38%	2.81%
Payout Ratio	142.40%	142.40%	32.53%	32.15%	42.95%	29.95%
Buyback Yield / Dilution	0.22%	-0.05%	0.01%	0.27%	-0.02%	0.02%
Total Shareholder Return	6.84%	2.67%	2.71%	3.06%	4.37%	2.83%

Source: S&P Capital IQ. Banks template. Financial Sources.