1ST SUMMIT BANCORP of Johnstown, Inc. (FSMK)
OTCMKTS · Delayed Price · Currency is USD
25.07
-0.93 (-3.58%)
Jun 27, 2025, 10:09 AM EDT

FSMK Statistics

Total Valuation

FSMK has a market cap or net worth of 53.09 million.

Market Cap 53.09M
Enterprise Value n/a

Important Dates

The next estimated earnings date is Monday, July 14, 2025.

Earnings Date Jul 14, 2025
Ex-Dividend Date Jun 2, 2025

Share Statistics

FSMK has 2.12 million shares outstanding. The number of shares has decreased by -0.40% in one year.

Current Share Class 2.12M
Shares Outstanding 2.12M
Shares Change (YoY) -0.40%
Shares Change (QoQ) -0.06%
Owned by Insiders (%) n/a
Owned by Institutions (%) n/a
Float n/a

Valuation Ratios

The trailing PE ratio is 17.12.

PE Ratio 17.12
Forward PE n/a
PS Ratio 1.55
PB Ratio 0.57
P/TBV Ratio 0.57
P/FCF Ratio 36.39
P/OCF Ratio 24.36
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

Current Ratio n/a
Quick Ratio n/a
Debt / Equity n/a
Debt / EBITDA n/a
Debt / FCF 73.14
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 3.27%.

Return on Equity (ROE) 3.27%
Return on Assets (ROA) 0.23%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Revenue Per Employee 162,223
Profits Per Employee 15,133
Employee Count 211
Asset Turnover n/a
Inventory Turnover n/a

Taxes

Income Tax -552,000
Effective Tax Rate n/a

Stock Price Statistics

The stock price has decreased by -49.86% in the last 52 weeks. The beta is -0.03, so FSMK's price volatility has been lower than the market average.

Beta (5Y) -0.03
52-Week Price Change -49.86%
50-Day Moving Average 25.34
200-Day Moving Average 25.79
Relative Strength Index (RSI) 30.88
Average Volume (20 Days) 82

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) 0.08

Income Statement

In the last 12 months, FSMK had revenue of 34.23 million and earned 3.19 million in profits. Earnings per share was 1.46.

Revenue 34.23M
Gross Profit 34.23M
Operating Income 3.31M
Pretax Income 2.64M
Net Income 3.19M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) 1.46
Full Income Statement

Balance Sheet

The company has 18.23 million in cash and 106.72 million in debt, giving a net cash position of -88.49 million or -41.78 per share.

Cash & Cash Equivalents 18.23M
Total Debt 106.72M
Net Cash -88.49M
Net Cash Per Share -41.78
Equity (Book Value) 93.96M
Book Value Per Share 44.00
Working Capital -1.24B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 2.18 million and capital expenditures -720,000, giving a free cash flow of 1.46 million.

Operating Cash Flow 2.18M
Capital Expenditures -720,000
Free Cash Flow 1.46M
FCF Per Share 0.69
Full Cash Flow Statement

Margins

Gross Margin n/a
Operating Margin 9.68%
Pretax Margin 7.72%
Profit Margin 9.33%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin 4.26%

Dividends & Yields

This stock pays an annual dividend of 1.72, which amounts to a dividend yield of 6.86%.

Dividend Per Share 1.72
Dividend Yield 6.86%
Dividend Growth (YoY) -25.00%
Years of Dividend Growth n/a
Payout Ratio 117.57%
Buyback Yield 0.40%
Shareholder Yield 7.02%
Earnings Yield 6.01%
FCF Yield 2.75%
Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on April 20, 2022. It was a forward split with a ratio of 2.

Last Split Date Apr 20, 2022
Split Type Forward
Split Ratio 2

Scores

Altman Z-Score n/a
Piotroski F-Score 3