Gouverneur Bancorp, Inc. (GOVB)
OTCMKTS · Delayed Price · Currency is USD
21.00
-0.33 (-1.55%)
At close: Nov 13, 2026
Gouverneur Bancorp Income Statement
Financials in millions USD. Fiscal year is October - September.
Millions USD. Fiscal year is Oct - Sep.
Fiscal Year | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Sep '25 Sep 30, 2025 | Sep '24 Sep 30, 2024 | Sep '23 Sep 30, 2023 | Sep '22 Sep 30, 2022 |
Interest Income on Loans | 9.1 | 6.86 | 6.54 | 6.08 | 4.01 |
Interest Income on Investments | - | 1.81 | 2.02 | 2.08 | 0.53 |
Total Interest Income | 9.1 | 8.67 | 8.57 | 8.16 | 4.55 |
Interest Paid on Deposits | 1.52 | 1.51 | 1.23 | 0.35 | 0.26 |
Interest Paid on Borrowings | - | 0.01 | 0.19 | 0.23 | 0 |
Total Interest Expense | 1.52 | 1.52 | 1.42 | 0.57 | 0.27 |
Net Interest Income | 7.58 | 7.15 | 7.15 | 7.59 | 4.28 |
Net Interest Income Growth | 6.07% | 0.01% | -5.86% | 77.42% | 4.32% |
Gain (Loss) on Sale of Assets | - | - | -0.01 | - | -0 |
Gain (Loss) on Sale of Investments | - | 0.09 | 0.01 | -0.66 | - |
Other Non-Interest Income | -2.98 | 0.97 | 0.77 | 0.73 | 2.81 |
Total Non-Interest Income | -2.98 | 1.06 | 0.77 | 0.07 | 2.81 |
Non-Interest Income Growth | - | 36.66% | 987.32% | -97.47% | 34.08% |
Revenues Before Loan Losses | 4.6 | 8.2 | 7.92 | 7.66 | 7.08 |
Provision for Loan Losses | 0.25 | 0.06 | 0.07 | 0.12 | 0.06 |
| 4.36 | 8.14 | 7.85 | 7.54 | 7.02 | |
Revenue Growth | -46.48% | 3.76% | 4.08% | 7.38% | 13.71% |
Salaries and Employee Benefits | - | 3.44 | 3.56 | 3.44 | 2.29 |
Selling, General & Administrative | - | 2.47 | 2.57 | 2.42 | 2.13 |
Other Non-Interest Expense | 7.48 | 1.41 | 1.24 | 1.42 | 0.65 |
Total Non-Interest Expense | 7.48 | 7.35 | 7.37 | 7.31 | 5.1 |
EBT Excluding Unusual Items | -3.12 | 0.79 | 0.48 | 0.23 | 1.92 |
Pretax Income | -3.12 | 0.79 | 0.48 | 0.23 | 1.92 |
Income Tax Expense | -0.81 | 0.06 | -0.06 | -0.08 | 0.39 |
Net Income | -2.32 | 0.73 | 0.54 | 0.32 | 1.53 |
Net Income to Common | -2.32 | 0.73 | 0.54 | 0.32 | 1.53 |
Net Income Growth | - | 35.99% | 70.03% | -79.24% | 21.58% |
Basic Shares Outstanding | 1 | 1 | 1 | 1 | 1 |
Diluted Shares Outstanding | 1 | 1 | 1 | 1 | 1 |
Shares Change | 0.56% | -2.75% | -2.82% | 0.02% | - |
EPS (Basic) | -2.25 | 0.72 | 0.51 | 0.29 | 1.41 |
EPS (Diluted) | -2.25 | 0.72 | 0.51 | 0.29 | 1.41 |
EPS Growth | - | 40.36% | 74.32% | -79.19% | 21.28% |
Additional Metrics
Fiscal Year | FY 2026 | FY 2025 | FY 2024 | FY 2023 | FY 2022 |
|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Sep '25 Sep 30, 2025 | Sep '24 Sep 30, 2024 | Sep '23 Sep 30, 2023 | Sep '22 Sep 30, 2022 |
Dividend Per Share | 0.180 | 0.160 | - | - | 0.160 |
Dividend Growth | 12.50% | - | - | - | - |
Effective Tax Rate | - | 7.57% | - | - | 20.43% |