United Bancshares, Inc. (UBOH)
OTCMKTS · Delayed Price · Currency is USD
39.00
0.00 (0.00%)
Aug 20, 2026, 4:00 PM EST
United Bancshares Income Statement
Financials in millions USD. Fiscal year is January - December.
Millions USD. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest Income on Loans | 62.18 | 58.82 | 42.81 | 38.66 | 31.2 | 33.72 |
Interest Income on Investments | - | - | 10.48 | 8.54 | 7.74 | 5.08 |
Total Interest Income | 62.18 | 58.82 | 53.28 | 47.2 | 38.94 | 38.8 |
Interest Paid on Deposits | 18.48 | 18.47 | 19.53 | 12.7 | 2.32 | 2.28 |
Interest Paid on Borrowings | - | - | 1.46 | 1.4 | 0.94 | 0.79 |
Total Interest Expense | 18.48 | 18.47 | 20.99 | 14.09 | 3.26 | 3.07 |
Net Interest Income | 43.71 | 40.36 | 32.3 | 33.11 | 35.68 | 35.74 |
Net Interest Income Growth | 17.65% | 24.95% | -2.44% | -7.22% | -0.14% | 8.15% |
Gain (Loss) on Sale of Investments | - | - | -0.01 | -0.07 | -0.11 | -0.02 |
Other Non-Interest Income | 3.57 | 7.13 | 4.19 | 4 | 6.97 | 2.8 |
Total Non-Interest Income | 3.57 | 7.13 | 8.42 | 7.38 | 9.95 | 17.35 |
Non-Interest Income Growth | -53.72% | -15.32% | 14.16% | -25.91% | -42.61% | -35.76% |
Revenues Before Loan Losses | 47.28 | 47.49 | 40.72 | 40.48 | 45.64 | 53.08 |
Provision for Loan Losses | 0.51 | 0.45 | -1.11 | -0.39 | -1 | 0.3 |
| 46.77 | 47.04 | 41.83 | 40.87 | 46.64 | 52.78 | |
Revenue Growth | 3.54% | 12.45% | 2.35% | -12.36% | -11.64% | -1.97% |
Salaries and Employee Benefits | - | - | 15.18 | 15.56 | 18.23 | 20.52 |
Selling, General & Administrative | - | - | 5.56 | 5.69 | 6.41 | 4.67 |
Other Non-Interest Expense | 34.08 | 33.52 | 11.18 | 10.33 | 9.48 | 11.52 |
Total Non-Interest Expense | 34.08 | 33.52 | 31.92 | 31.58 | 34.11 | 36.71 |
EBT Excluding Unusual Items | 12.69 | 13.52 | 9.92 | 9.29 | 12.52 | 16.08 |
Pretax Income | 12.69 | 13.52 | 9.92 | 9.29 | 12.52 | 16.08 |
Income Tax Expense | 1.27 | 1.53 | 0.76 | 0.68 | 1.21 | 2.49 |
Net Income | 11.43 | 12 | 9.16 | 8.61 | 11.31 | 13.58 |
Net Income to Common | 11.43 | 12 | 9.16 | 8.61 | 11.31 | 13.58 |
Net Income Growth | 0.16% | 31.02% | 6.38% | -23.91% | -16.72% | -1.26% |
Basic Shares Outstanding | 3 | 3 | 3 | 3 | 3 | 3 |
Diluted Shares Outstanding | 3 | 3 | 3 | 3 | 3 | 3 |
Shares Change | -3.80% | -0.88% | -2.67% | -5.79% | -2.20% | 0.96% |
EPS (Basic) | 3.99 | 4.04 | 3.06 | 2.80 | 3.47 | 4.14 |
EPS (Diluted) | 3.99 | 4.04 | 3.06 | 2.80 | 3.46 | 4.07 |
EPS Growth | 4.07% | 32.11% | 9.29% | -19.07% | -14.99% | -2.16% |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share | 0.940 | 0.900 | 0.880 | 0.880 | 0.840 | 0.730 |
Dividend Growth | 5.62% | 2.27% | 0% | 4.76% | 15.07% | 43.14% |
Effective Tax Rate | 9.97% | 11.28% | 7.68% | 7.35% | 9.69% | 15.52% |