Jubilee General Insurance Company Limited (PSX:JGICL)
Pakistan · Delayed Price · Currency is PKR 76.15
+0.75 (0.99%)
At close: Sep 11, 2026
PSX:JGICL Income Statement
Financials in millions PKR. Fiscal year is January - December.
Millions PKR. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Premiums & Annuity Revenue | 9,188 | 8,415 | 7,341 | 6,877 | 5,689 | 5,197 |
Total Interest & Dividend Income | 3,068 | 3,057 | 3,186 | 2,828 | 1,867 | 1,291 |
Gain (Loss) on Sale of Investments | 3,505 | 3,278 | 1,100 | 261.93 | -323.73 | 182.15 |
Other Revenue | 214.2 | 208.87 | 629 | 586.84 | 330.12 | 100.13 |
| 15,975 | 14,959 | 12,255 | 10,554 | 7,562 | 6,771 | |
Revenue Growth | 12.51% | 22.07% | 16.12% | 39.56% | 11.69% | -1.39% |
Policy Benefits | 5,664 | 5,005 | 3,727 | 3,867 | 3,386 | 2,860 |
Policy Acquisition & Underwriting Costs | 942.35 | 961.15 | 624.06 | 522.89 | 459.39 | 433.81 |
Selling, General & Administrative | 3,160 | 3,019 | 2,730 | 2,186 | 1,936 | 1,701 |
Other Operating Expenses | -682.94 | -595.04 | -552.88 | -212.36 | -451.8 | -375.66 |
Total Operating Expenses | 9,083 | 8,390 | 6,528 | 6,364 | 5,330 | 4,620 |
Operating Income | 6,891 | 6,569 | 5,727 | 4,190 | 2,232 | 2,151 |
Earnings From Equity Investments | 56.6 | 65.84 | 20.88 | 117.27 | 146.59 | 151.6 |
Currency Exchange Gain (Loss) | -3.7 | 0.42 | -0.14 | 57.98 | 51.69 | 12.61 |
Other Non Operating Income (Expenses) | 29.73 | 35.44 | 70.3 | 52.87 | 28.31 | 14.76 |
EBT Excluding Unusual Items | 6,974 | 6,670 | 5,818 | 4,418 | 2,458 | 2,330 |
Gain (Loss) on Sale of Assets | 1.01 | 0.93 | 0.23 | -0.14 | 11.18 | 0.08 |
Asset Writedown | -77.72 | -77.72 | - | - | - | - |
Pretax Income | 6,897 | 6,594 | 5,818 | 4,418 | 2,470 | 2,330 |
Income Tax Expense | 2,640 | 2,574 | 2,296 | 1,513 | 935.86 | 680.67 |
Net Income | 4,258 | 4,019 | 3,522 | 2,904 | 1,534 | 1,649 |
Net Income to Common | 4,258 | 4,019 | 3,522 | 2,904 | 1,534 | 1,649 |
Net Income Growth | 0.41% | 14.12% | 21.26% | 89.37% | -7.01% | 7.61% |
Shares Outstanding (Basic) | 198 | 198 | 198 | 198 | 198 | 198 |
Shares Outstanding (Diluted) | 198 | 198 | 198 | 198 | 198 | 198 |
Shares Change | - | - | - | - | - | - |
EPS (Basic) | 21.45 | 20.25 | 17.74 | 14.63 | 7.73 | 8.31 |
EPS (Diluted) | 21.45 | 20.25 | 17.74 | 14.63 | 7.73 | 8.31 |
EPS Growth | 0.41% | 14.12% | 21.26% | 89.37% | -7.01% | 7.61% |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 886.5 | 44.27 | -739.76 | -65.88 | 1,238 | 759.37 |
Free Cash Flow Per Share | 4.47 | 0.22 | -3.73 | -0.33 | 6.24 | 3.83 |
Dividend Per Share | 6.000 | 6.000 | 5.500 | 5.000 | 4.000 | 4.000 |
Dividend Growth | 9.09% | 9.09% | 10.00% | 25.00% | 0% | 14.29% |
Operating Margin | 43.14% | 43.91% | 46.73% | 39.70% | 29.51% | 31.77% |
Profit Margin | 26.65% | 26.87% | 28.74% | 27.52% | 20.28% | 24.36% |
Free Cash Flow Margin | 5.55% | 0.30% | -6.04% | -0.62% | 16.37% | 11.22% |
EBITDA | 6,924 | 6,606 | 5,757 | 4,218 | 2,263 | 2,195 |
EBITDA Margin | 43.34% | 44.16% | 46.98% | 39.96% | 29.93% | 32.42% |
D&A For EBITDA | 32.62 | 37.5 | 30.45 | 27.69 | 31.44 | 43.95 |
EBIT | 6,891 | 6,569 | 5,727 | 4,190 | 2,232 | 2,151 |
EBIT Margin | 43.14% | 43.91% | 46.73% | 39.70% | 29.51% | 31.77% |
Effective Tax Rate | 38.27% | 39.05% | 39.47% | 34.26% | 37.90% | 29.21% |