Skandinaviska Enskilda Banken AB (publ) (STO:SEB.A)
Sweden · Delayed Price · Currency is SEK 208.80
+1.00 (0.48%)
Nov 2, 2026, 5:29 PM CET
STO:SEB.A Financials Overview
Financials in millions SEK. Fiscal year is January - December.
Millions SEK. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 74,522 | 75,391 | 81,001 | 79,233 | 62,470 | 55,128 |
Revenue Growth | -2.57% | -6.93% | 2.23% | 26.83% | 13.32% | 26.46% |
Net Income Net Income Growth | 30,968 | 31,063 | 35,865 | 38,116 | 26,877 | 25,423 |
Earnings Per Share EPS Growth | 15.66 | 15.43 | 17.33 | 18.06 | 12.48 | 11.67 |
EPS Growth | 1.66% | -10.96% | -4.04% | 44.71% | 6.94% | 61.41% |
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Corporate & Investment Banking Corporate & Investment Banking Growth | 27,346 | 28,921 | 32,019 | 31,409 | 25,275 | 21,872 |
Baltic Baltic Growth | 10,771 | 10,665 | 13,338 | 12,937 | 6,926 | 5,312 |
Eliminations Eliminations Growth | 1 | 10 | -9 | -137 | -49 | -117 |
Group Functions Group Functions Growth | 2,726 | 1,968 | -1,753 | -1,073 | 1,764 | 2,512 |
Business & Retail Banking Business & Retail Banking Growth | 22,251 | 22,774 | 25,615 | 25,019 | 18,825 | 15,712 |
Wealth & Asset Management Wealth & Asset Management Growth | 11,428 | 11,052 | 11,792 | - | - | - |
Total Total Growth | 74,523 | 75,390 | 81,002 | 79,231 | 62,467 | 55,127 |
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 906,864 | 554,779 | 665,191 | 500,111 | 450,877 | 358,578 |
Total Debt Total Debt Growth | 1,286,004 | 1,027,654 | 1,119,284 | 1,137,827 | 1,100,988 | 900,673 |
Net Cash (Debt) Net Cash Growth | -379,140 | -472,875 | -454,093 | -637,716 | -650,111 | -542,095 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share Net Cash Per Share Growth | -191.61 | -234.79 | -219.37 | -302.24 | -301.96 | -248.78 |
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | -96,934 | 12,479 | -103,494 | 53,175 | -174,083 | -94,566 |
Capital Expenditures CapEx Growth | -1,352 | -1,352 | -1,189 | -1,038 | -1,026 | -644 |
Free Cash Flow Free Cash Flow Growth | -98,286 | 11,127 | -104,683 | 52,137 | -175,109 | -95,210 |
Free Cash Flow Growth | - | - | - | - | - | - |
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Profit Margin | 41.56% | 41.20% | 44.28% | 48.11% | 43.02% | 46.12% |
FCF Margin | -131.89% | 14.76% | -129.24% | 65.80% | -280.31% | -172.71% |
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Nov '26 Nov 2, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 11.000 | 8.500 | 8.500 | 8.500 | 6.750 | 10.100 |
Dividend Per Share Growth | -4.35% | 0% | 0% | 25.93% | -33.17% | 146.34% |
Dividend Yield | 5.27% | 4.33% | 5.57% | 6.09% | 5.59% | 7.99% |
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Nov '26 Nov 2, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 13.34 | 12.40 | 8.60 | 7.59 | 9.50 | 10.73 |
Forward PE | 11.21 | 12.48 | 10.08 | 8.60 | 8.80 | 11.62 |
P/FCF Ratio | - | 34.63 | - | 5.55 | - | - |
PS Ratio | 5.42 | 5.11 | 3.81 | 3.65 | 4.09 | 4.95 |