Skandinaviska Enskilda Banken AB (publ) (STO:SEB.A)
Sweden · Delayed Price · Currency is SEK 218.60
+3.10 (1.44%)
Jul 24, 2026, 5:29 PM CET
STO:SEB.A Financials Overview
Financials in millions SEK. Fiscal year is January - December.
Millions SEK. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 74,538 | 75,391 | 81,001 | 79,231 | 62,471 | 54,104 |
Revenue Growth | -5.10% | -6.93% | 2.23% | 26.83% | 15.47% | 24.09% |
Net Income Net Income Growth | 31,146 | 31,063 | 35,865 | 38,116 | 26,877 | 25,423 |
Earnings Per Share EPS Growth | 15.68 | 15.43 | 17.33 | 18.06 | 12.48 | 11.67 |
EPS Growth | -2.85% | -10.96% | -4.04% | 44.71% | 6.94% | 61.41% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Baltic Baltic Growth | 10,482 | 10,665 | 13,338 | 12,937 | 6,926 | 5,312 |
Eliminations Eliminations Growth | 2 | 10 | -9 | -137 | -49 | -117 |
Corporate & Investment Banking Corporate & Investment Banking Growth | 27,731 | 28,921 | 32,019 | 31,409 | 25,275 | 21,872 |
Group Functions Group Functions Growth | 2,943 | 1,968 | -1,753 | -1,073 | 1,764 | 2,512 |
Business & Retail Banking Business & Retail Banking Growth | 22,161 | 22,774 | 25,615 | 25,019 | 18,825 | 15,712 |
Wealth & Asset Management Wealth & Asset Management Growth | 11,217 | 11,052 | 11,792 | - | - | - |
Total Total Growth | 74,536 | 75,390 | 81,002 | 79,231 | 62,467 | 55,127 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents Cash Growth | 530,328 | 301,250 | 276,719 | 410,064 | 451,928 | 443,798 |
Total Debt Total Debt Growth | 954,192 | 884,329 | 946,858 | 897,525 | 823,916 | 758,655 |
Net Cash (Debt) Net Cash Growth | -954,192 | -884,329 | -946,858 | -897,525 | -823,916 | -758,655 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share Net Cash Per Share Growth | -480.16 | -439.09 | -457.42 | -425.37 | -382.68 | -348.17 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | 39,460 | 34,721 | -34,433 | -38,387 | -70,166 | 131,652 |
Capital Expenditures CapEx Growth | - | -1,352 | -1,189 | -1,038 | -1,026 | -644 |
Free Cash Flow Free Cash Flow Growth | 39,460 | 33,369 | -35,622 | -39,425 | -71,192 | 131,008 |
Free Cash Flow Growth | - | - | - | - | - | -31.27% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Pretax Margin | 51.99% | 51.60% | 56.84% | 60.54% | 54.01% | 57.05% |
Profit Margin | 41.79% | 41.20% | 44.28% | 48.11% | 43.02% | 46.99% |
FCF Margin | 52.94% | 44.26% | -43.98% | -49.76% | -113.96% | 242.14% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jul '26 Jul 26, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 11.000 | 8.500 | 8.500 | 8.500 | 6.750 | 10.100 |
Dividend Per Share Growth | -4.35% | 0% | 0% | 25.93% | -33.17% | 146.34% |
Dividend Yield | 5.03% | 5.93% | 7.64% | 4.88% | 5.03% | 6.51% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jul '26 Jul 26, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 13.95 | 12.64 | 8.74 | 7.69 | 9.61 | 10.78 |
Forward PE | 12.29 | 12.48 | 10.08 | 8.60 | 8.80 | 11.62 |
P/FCF Ratio | - | 11.47 | - | - | - | 2.07 |
PS Ratio | 5.72 | 5.08 | 3.78 | 3.63 | 4.06 | 5.02 |