Skandinaviska Enskilda Banken AB (publ) (STO:SEB.A)
Sweden flag Sweden · Delayed Price · Currency is SEK
222.90
+0.90 (0.41%)
Aug 14, 2026, 5:29 PM CET

STO:SEB.A Financials Overview

Millions SEK. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
74,53775,39181,00179,23362,47055,128
Revenue Growth
-5.10%-6.93%2.23%26.83%13.32%26.46%
Net Income
31,14731,06335,86538,11626,87725,423
Earnings Per Share
15.6715.4317.3318.0612.4811.67
EPS Growth
-2.94%-10.96%-4.04%44.71%6.94%61.41%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Baltic
10,48210,66513,33812,9376,9265,312
Eliminations
210-9-137-49-117
Corporate & Investment Banking
27,73128,92132,01931,40925,27521,872
Group Functions
2,9431,968-1,753-1,0731,7642,512
Business & Retail Banking
22,16122,77425,61525,01918,82515,712
Wealth & Asset Management
11,21711,05211,792---
Total
74,53675,39081,00279,23162,46755,127

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
958,755554,779665,191500,111450,877358,578
Total Debt
1,158,0771,027,6541,119,2841,137,8271,100,988900,673
Net Cash (Debt)
-199,322-472,875-454,093-637,716-650,111-542,095
Net Cash Growth
------
Net Cash Per Share
-100.26-234.79-219.37-302.24-301.96-248.78

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-90,86412,479-103,49453,175-174,083-94,566
Capital Expenditures
-1,352-1,352-1,189-1,038-1,026-644
Free Cash Flow
-92,21611,127-104,68352,137-175,109-95,210
Free Cash Flow Growth
------

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
41.79%41.20%44.28%48.11%43.02%46.12%
FCF Margin
-123.72%14.76%-129.24%65.80%-280.31%-172.71%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
11.0008.5008.5008.5006.75010.100
Dividend Per Share Growth
-4.35%0%0%25.93%-33.17%146.34%
Dividend Yield
4.93%4.64%6.43%7.57%7.39%11.14%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
14.2212.408.607.599.5010.73
Forward PE
12.5312.4810.088.608.8011.62
P/FCF Ratio
-34.63-5.55--
PS Ratio
5.825.113.813.654.094.95