STO:SEB.A Balance Sheet

Financials in millions SEK. Fiscal year is January - December.

Millions SEK. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	387,725	2,779	3,099	2,331	2,585	2,157
Investment Securities	755,210	408,155	418,984	373,502	282,635	272,505
Trading Asset Securities	147,791	306,223	409,673	333,264	337,458	268,760
Total Investments	903,001	714,378	828,657	706,766	620,093	541,265
Gross Loans	2,225,466	2,144,378	2,129,427	2,141,559	2,121,427	1,838,168
Other Adjustments to Gross Loans	-	-7,158	-9,404	-11,374	-5,935	-2,898
Net Loans	2,225,466	2,137,220	2,120,023	2,130,185	2,115,492	1,835,270
Property, Plant & Equipment	-	7,139	7,505	7,544	6,024	6,291
Goodwill	-	4,525	4,724	4,578	4,630	4,582
Other Intangible Assets	-	3,035	3,447	1,908	1,992	2,137
Accrued Interest Receivable	-	2,298	2,724	1,848	1,567	1,170
Other Receivables	-	19,559	19,280	16,504	17,490	17,197
Restricted Cash	-	246,958	268,795	310,042	375,381	437,187
Other Current Assets	-	2,833	2,819	2,486	2,150	2,193
Long-Term Deferred Tax Assets	-	833	535	386	409	675
Other Long-Term Assets	606,910	528,860	496,394	423,201	384,403	453,359
Total Assets	4,123,102	3,670,681	3,758,358	3,608,218	3,532,779	3,304,230
Accounts Payable	-	2,376	3,090	2,270	2,372	1,944
Accrued Expenses	-	5,776	5,606	4,118	4,313	5,049
Interest Bearing Deposits	2,041,774	1,807,118	1,811,813	1,741,734	1,752,690	1,661,740
Total Deposits	2,041,774	1,807,118	1,811,813	1,741,734	1,752,690	1,661,740
Short-Term Borrowings	576,116	425,235	509,582	557,091	612,493	416,273
Current Portion of Long-Term Debt	125,068	135,462	141,189	98,977	113,326	117,521
Current Portion of Leases	-	1,038	1,139	972	946	995
Current Income Taxes Payable	-	3,034	3,865	4,145	2,164	1,384
Other Current Liabilities	69,626	72,293	77,276	78,097	84,020	90,970
Long-Term Debt	488,299	460,727	461,803	475,060	369,891	361,352
Long-Term Leases	-	5,192	5,571	5,727	4,332	4,532
Pension & Post-Retirement Benefits	-	84	99	66	64	445
Long-Term Deferred Tax Liabilities	-	12,101	11,733	10,001	10,367	10,354
Other Long-Term Liabilities	606,769	508,351	492,877	406,746	370,228	437,669
Total Liabilities	3,907,652	3,440,418	3,527,210	3,386,443	3,328,638	3,111,002
Common Stock	21,941	21,942	21,942	21,942	21,942	21,942
Retained Earnings	164,018	180,180	182,409	179,023	160,995	152,290
Comprehensive Income & Other	29,491	28,141	26,797	20,810	21,204	18,996
Shareholders' Equity	215,450	230,263	231,148	221,775	204,141	193,228
Total Liabilities & Equity	4,123,102	3,670,681	3,758,358	3,608,218	3,532,779	3,304,230
Total Debt	1,189,483	1,027,654	1,119,284	1,137,827	1,100,988	900,673
Net Cash (Debt)	-360,967	-472,875	-454,093	-637,716	-650,111	-542,095
Net Cash Per Share	-180.46	-234.79	-219.37	-302.24	-301.96	-248.78
Filing Date Shares Outstanding	1,954	1,962	2,020	2,073	2,113	2,156
Total Common Shares Outstanding	1,954	1,962	2,020	2,073	2,113	2,156
Book Value Per Share	110.29	117.39	114.41	106.99	96.59	89.61
Tangible Book Value	215,450	222,703	222,977	215,289	197,519	186,509
Tangible Book Value Per Share	110.29	113.53	110.36	103.86	93.46	86.49

Source: S&P Global Market Intelligence. Banks template. Financial Sources.