Skandinaviska Enskilda Banken AB (publ) (STO:SEB.A)
Sweden · Delayed Price · Currency is SEK 218.60
+3.10 (1.44%)
Jul 24, 2026, 5:29 PM CET
STO:SEB.A Income Statement
Financials in millions SEK. Fiscal year is January - December.
Millions SEK. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Interest Income | 41,695 | 41,297 | 45,931 | 47,526 | 33,443 | 26,321 |
Net Interest Income Growth | -4.90% | -10.09% | -3.36% | 42.11% | 27.06% | 4.69% |
Non-Interest Income | 34,324 | 35,641 | 35,955 | 32,668 | 31,034 | 28,293 |
Non-Interest Income Growth | -5.78% | -0.87% | 10.06% | 5.27% | 9.69% | 15.13% |
Revenues Before Loan Losses | 76,019 | 76,939 | 81,887 | 80,193 | 64,478 | 54,614 |
Provision for Credit Losses | 1,481 | 1,548 | 886 | 962 | 2,007 | 510 |
| 74,538 | 75,391 | 81,001 | 79,231 | 62,471 | 54,104 | |
Revenue Growth (YoY) | -5.10% | -6.93% | 2.23% | 26.83% | 15.47% | 24.09% |
Compensation Expenses | 20,669 | 21,072 | 20,072 | 17,558 | 15,980 | 15,372 |
Selling, General & Admin | 11,334 | 11,525 | 10,877 | 9,891 | 9,064 | 7,873 |
Other Non-Interest Expenses | 3,785 | 3,896 | 4,009 | 3,819 | 3,687 | 5 |
Total Non-Interest Expense | 35,788 | 36,493 | 34,958 | 31,268 | 28,731 | 23,250 |
Pretax Income | 38,751 | 38,898 | 46,043 | 47,963 | 33,739 | 30,864 |
Provision for Income Taxes | 7,604 | 7,835 | 10,178 | 9,848 | 6,862 | 5,441 |
Net Income | 31,147 | 31,063 | 35,865 | 38,115 | 26,877 | 25,423 |
Net Income to Common | 31,146 | 31,063 | 35,865 | 38,116 | 26,877 | 25,423 |
Net Income Growth | -5.69% | -13.39% | -5.91% | 41.82% | 5.72% | 61.46% |
Shares Outstanding (Basic) | 1,965 | 1,991 | 2,049 | 2,094 | 2,137 | 2,164 |
Shares Outstanding (Diluted) | 1,987 | 2,014 | 2,070 | 2,110 | 2,153 | 2,179 |
Shares Change (YoY) | -2.79% | -2.71% | -1.90% | -2.00% | -1.19% | 0.09% |
EPS (Basic) | 15.85 | 15.60 | 17.51 | 18.20 | 12.58 | 11.75 |
EPS (Diluted) | 15.68 | 15.43 | 17.33 | 18.06 | 12.48 | 11.67 |
EPS Growth | -2.85% | -10.96% | -4.04% | 44.71% | 6.94% | 61.41% |
Free Cash Flow | 39,460 | 33,369 | -35,622 | -39,425 | -71,192 | 131,008 |
Free Cash Flow Growth | - | - | - | - | - | -31.27% |
Free Cash Flow Per Share | 19.86 | 16.57 | -17.21 | -18.68 | -33.07 | 60.12 |
Dividends Per Share | 8.500 | 8.500 | 8.500 | 8.500 | 6.750 | 10.100 |
Dividend Growth | 0% | 0% | 0% | 25.93% | -33.17% | 146.34% |
Profit Margin | 41.79% | 41.20% | 44.28% | 48.11% | 43.02% | 46.99% |
FCF Margin | 52.94% | 44.26% | -43.98% | -49.76% | -113.96% | 242.14% |
Effective Tax Rate | 19.62% | 20.14% | 22.11% | 20.53% | 20.34% | 17.63% |