STO:SEB.A Cash Flow Statement

Financials in millions SEK. Fiscal year is January - December.

Millions SEK. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	30,736	31,063	35,865	38,116	26,877	25,423
Depreciation & Amortization	1,761	1,773	1,555	1,365	1,277	1,323
Other Amortization	701	701	749	763	832	812
Total Asset Writedown	-	-	8	-	1	187
Change in Trading Asset Securities	23,918	86,048	-69,573	-79,179	10,887	35,465
Change in Other Net Operating Assets	-94,859	-124,031	-51,842	86,478	-246,918	-130,855
Other Operating Activities	-3,245	16,925	-20,256	5,632	32,961	-26,921
Operating Cash Flow	-40,988	12,479	-103,494	53,175	-174,083	-94,566
Capital Expenditures	-1,352	-1,352	-1,189	-1,038	-1,026	-644
Sale of Property, Plant and Equipment	6	6	15	33	12	7
Cash Acquisitions	-	-	-3,694	-	-	-
Investment in Securities	-55	-55	-132	399	209	-210
Other Investing Activities	-1,132	-	-	-1	-	1
Investing Cash Flow	-2,533	-1,401	-5,000	-607	-805	-846
Long-Term Debt Issued	-	4,500	16,245	9,555	5,201	5,571
Long-Term Debt Repaid	-	-9,904	-	-9,446	-5,422	-10,057
Net Debt Issued (Repaid)	-5,404	-5,404	16,245	109	-221	-4,486
Repurchase of Common Stock	-10,373	-10,373	-8,340	-5,245	-4,722	-1,362
Common Dividends Paid	-39,651	-23,039	-23,709	-14,195	-12,884	-17,740
Net Increase (Decrease) in Deposit Accounts	-27,788	22,242	69,061	-91,562	103,917	226,218
Other Financing Activities	1,414	-	1	-	-1	-
Financing Cash Flow	-86,688	-16,574	53,258	-110,893	86,089	202,630
Foreign Exchange Rate Adjustments	-771	-21,474	18,059	-3,767	26,055	7,251
Net Cash Flow	-130,981	-26,969	-37,177	-62,093	-62,744	114,469
Free Cash Flow	-42,340	11,127	-104,683	52,137	-175,109	-95,210
Free Cash Flow Margin	-57.14%	14.76%	-129.24%	65.80%	-280.31%	-172.71%
Free Cash Flow Per Share	-21.17	5.53	-50.57	24.71	-81.33	-43.69
Cash Interest Paid	76,594	76,594	103,046	84,377	21,384	6,266
Cash Income Tax Paid	9,359	9,359	12,067	6,891	7,034	14,338

Source: S&P Global Market Intelligence. Banks template. Financial Sources.