The San-in Godo Bank,Ltd. Balance Sheet

Financials in millions JPY. Fiscal year is April - March.

Millions JPY. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Cash & Equivalents	1,277,784	1,220,745	886,423	820,839	775,086	872,988
Investment Securities	1,747,692	1,997,843	1,572,496	1,575,514	1,943,022	1,820,417
Total Investments	1,747,692	1,997,843	1,572,496	1,575,514	1,943,022	1,820,417
Gross Loans	5,370,228	5,106,141	4,748,260	4,326,189	3,909,437	3,554,553
Allowance for Loan Losses	-50,872	-51,084	-43,612	-40,886	-42,571	-42,629
Net Loans	5,319,356	5,055,057	4,704,648	4,285,303	3,866,866	3,511,924
Property, Plant & Equipment	37,401	34,992	34,326	34,701	34,220	34,226
Goodwill	-	74	85	-	-	-
Other Intangible Assets	2,863	2,662	3,235	3,854	4,374	4,894
Restricted Cash	5,006	5,000	4,993	4,988	4,998	4,978
Other Current Assets	16,109	13,878	15,264	18,102	23,289	23,465
Long-Term Deferred Tax Assets	44,037	47,362	34,614	35,521	15,408	39
Other Long-Term Assets	106,949	171,825	104,480	98,667	107,895	97,354
Total Assets	8,557,197	8,549,438	7,360,564	6,877,489	6,775,158	6,370,285
Accrued Expenses	-	947	948	957	950	966
Interest Bearing Deposits	6,647,452	6,654,392	6,230,721	5,647,306	5,023,486	4,718,463
Total Deposits	6,647,452	6,654,392	6,230,721	5,647,306	5,023,486	4,718,463
Short-Term Borrowings	856,496	663,276	44,665	98,812	120,895	115,456
Other Current Liabilities	12,798	11,524	12,779	13,334	13,269	13,971
Long-Term Debt	621,658	781,825	655,731	693,063	1,132,446	1,043,448
Pension & Post-Retirement Benefits	7,884	7,921	8,783	9,205	9,560	9,757
Long-Term Deferred Tax Liabilities	2,015	2,037	2,035	2,724	2,631	2,876
Other Long-Term Liabilities	83,769	114,948	79,812	98,881	118,732	85,498
Total Liabilities	8,232,072	8,236,870	7,035,474	6,564,282	6,421,969	5,990,435
Common Stock	20,705	20,705	20,705	20,705	20,705	20,705
Additional Paid-In Capital	22,411	22,292	22,058	22,058	22,058	22,058
Retained Earnings	342,897	334,017	322,070	310,618	301,096	290,042
Treasury Stock	-6,301	-4,604	-2,679	-1,847	-643	-749
Comprehensive Income & Other	-54,740	-59,992	-37,539	-38,782	9,482	47,262
Total Common Equity	324,972	312,418	324,615	312,752	352,698	379,318
Minority Interest	153	150	475	455	491	532
Shareholders' Equity	325,125	312,568	325,090	313,207	353,189	379,850
Total Liabilities & Equity	8,557,197	8,549,438	7,360,564	6,877,489	6,775,158	6,370,285
Total Debt	1,478,154	1,445,101	700,396	791,875	1,253,341	1,158,904
Net Cash (Debt)	-200,370	-224,356	186,027	28,964	-478,255	-285,916
Net Cash Growth	-	-	542.27%	-	-	-
Net Cash Per Share	-1327.21	-1471.11	1209.62	185.78	-3063.22	-1832.48
Filing Date Shares Outstanding	150.97	152.14	153.22	154.21	155.99	155.83
Total Common Shares Outstanding	150.97	152.14	153.49	154.47	155.99	155.83
Book Value Per Share	2152.54	2053.49	2114.92	2024.61	2261.06	2434.11
Tangible Book Value	322,109	309,682	321,295	308,898	348,324	374,424
Tangible Book Value Per Share	2133.58	2035.51	2093.29	1999.67	2233.02	2402.70

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.