The San-in Godo Bank,Ltd. Balance Sheet

Financials in millions JPY. Fiscal year is April - March.

Millions JPY. Fiscal year is Apr - Mar.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	2016 - 2020
Period Ending	Sep '25 Sep 30, 2025	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021	2016 - 2020
Cash & Equivalents	1,394,491	1,220,745	886,423	820,839	775,086	872,988	Upgrade
Investment Securities	1,738,720	1,997,843	1,572,496	1,575,514	1,943,022	1,820,417	Upgrade
Total Investments	1,738,720	1,997,843	1,572,496	1,575,514	1,943,022	1,820,417	Upgrade
Gross Loans	5,173,286	5,106,141	4,748,260	4,326,189	3,909,437	3,554,553	Upgrade
Allowance for Loan Losses	-52,021	-51,084	-43,612	-40,886	-42,571	-42,629	Upgrade
Net Loans	5,121,265	5,055,057	4,704,648	4,285,303	3,866,866	3,511,924	Upgrade
Property, Plant & Equipment	36,290	34,992	34,326	34,701	34,220	34,226	Upgrade
Goodwill	-	74	85	-	-	-	Upgrade
Other Intangible Assets	2,772	2,662	3,235	3,854	4,374	4,894	Upgrade
Restricted Cash	5,003	5,000	4,993	4,988	4,998	4,978	Upgrade
Other Current Assets	15,356	13,878	15,264	18,102	23,289	23,465	Upgrade
Long-Term Deferred Tax Assets	45,303	47,362	34,614	35,521	15,408	39	Upgrade
Other Long-Term Assets	136,393	171,825	104,480	98,667	107,895	97,354	Upgrade
Total Assets	8,495,593	8,549,438	7,360,564	6,877,489	6,775,158	6,370,285	Upgrade
Accrued Expenses	932	947	948	957	950	966	Upgrade
Interest Bearing Deposits	6,651,875	6,654,392	6,230,721	5,647,306	5,023,486	4,718,463	Upgrade
Total Deposits	6,651,875	6,654,392	6,230,721	5,647,306	5,023,486	4,718,463	Upgrade
Short-Term Borrowings	624,597	663,276	44,665	98,812	120,895	115,456	Upgrade
Other Current Liabilities	12,019	11,524	12,779	13,334	13,269	13,971	Upgrade
Long-Term Debt	779,932	781,825	655,731	693,063	1,132,446	1,043,448	Upgrade
Pension & Post-Retirement Benefits	7,818	7,921	8,783	9,205	9,560	9,757	Upgrade
Long-Term Deferred Tax Liabilities	2,026	2,037	2,035	2,724	2,631	2,876	Upgrade
Other Long-Term Liabilities	93,388	114,948	79,812	98,881	118,732	85,498	Upgrade
Total Liabilities	8,172,587	8,236,870	7,035,474	6,564,282	6,421,969	5,990,435	Upgrade
Common Stock	20,705	20,705	20,705	20,705	20,705	20,705	Upgrade
Additional Paid-In Capital	22,411	22,292	22,058	22,058	22,058	22,058	Upgrade
Retained Earnings	341,061	334,017	322,070	310,618	301,096	290,042	Upgrade
Treasury Stock	-5,689	-4,604	-2,679	-1,847	-643	-749	Upgrade
Comprehensive Income & Other	-55,634	-59,992	-37,539	-38,782	9,482	47,262	Upgrade
Total Common Equity	322,854	312,418	324,615	312,752	352,698	379,318	Upgrade
Minority Interest	152	150	475	455	491	532	Upgrade
Shareholders' Equity	323,006	312,568	325,090	313,207	353,189	379,850	Upgrade
Total Liabilities & Equity	8,495,593	8,549,438	7,360,564	6,877,489	6,775,158	6,370,285	Upgrade
Total Debt	1,404,529	1,445,101	700,396	791,875	1,253,341	1,158,904	Upgrade
Net Cash (Debt)	-10,038	-224,356	186,027	28,964	-478,255	-285,916	Upgrade
Net Cash Growth	-	-	542.27%	-	-	-	Upgrade
Net Cash Per Share	-66.07	-1471.11	1209.62	185.78	-3063.22	-1832.48	Upgrade
Filing Date Shares Outstanding	151.4	152.14	153.22	154.21	155.99	155.83	Upgrade
Total Common Shares Outstanding	151.4	152.14	153.49	154.47	155.99	155.83	Upgrade
Book Value Per Share	2132.49	2053.49	2114.92	2024.61	2261.06	2434.11	Upgrade
Tangible Book Value	320,082	309,682	321,295	308,898	348,324	374,424	Upgrade
Tangible Book Value Per Share	2114.18	2035.51	2093.29	1999.67	2233.02	2402.70	Upgrade

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.