The San-in Godo Bank,Ltd. Cash Flow Statement

Financials in millions JPY. Fiscal year is April - March.

Millions JPY. Fiscal year is Apr - Mar.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	2016 - 2020
Period Ending	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021	2016 - 2020
Net Income	26,318	24,669	21,888	20,283	14,167	Upgrade
Depreciation & Amortization	3,181	3,085	3,053	3,003	2,965	Upgrade
Gain (Loss) on Sale of Assets	397	76	590	508	272	Upgrade
Gain (Loss) on Sale of Investments	2,882	4,817	9,119	8,200	1,778	Upgrade
Change in Other Net Operating Assets	391,740	-514,284	-878,730	-262,336	-74,382	Upgrade
Other Operating Activities	23,983	-38,304	-36,286	1,517	-2,997	Upgrade
Operating Cash Flow	448,501	-519,941	-880,366	-228,825	-58,197	Upgrade
Capital Expenditures	-2,789	-1,396	-2,521	-2,123	-724	Upgrade
Sale of Property, Plant and Equipment	268	407	569	333	116	Upgrade
Investment in Securities	-524,765	10,278	312,483	-166,956	-131,742	Upgrade
Purchase / Sale of Intangibles	-853	-975	-874	-954	-612	Upgrade
Other Investing Activities	-6	-12	-2	-20	-44	Upgrade
Investing Cash Flow	-528,145	8,302	309,655	-169,720	-133,006	Upgrade
Repurchase of Common Stock	-2,002	-1,001	-1,000	-	-	Upgrade
Total Dividends Paid	-6,912	-5,422	-5,958	-3,448	-3,132	Upgrade
Net Increase (Decrease) in Deposit Accounts	423,670	583,414	623,819	305,024	497,272	Upgrade
Other Financing Activities	-81	-2	-2	-3	-104	Upgrade
Financing Cash Flow	414,675	576,989	616,859	301,573	494,036	Upgrade
Net Cash Flow	335,030	65,350	46,147	-96,972	302,833	Upgrade
Free Cash Flow	445,712	-521,337	-882,887	-230,948	-58,921	Upgrade
Free Cash Flow Margin	413.81%	-486.86%	-836.74%	-253.30%	-73.78%	Upgrade
Free Cash Flow Per Share	2922.57	-3389.93	-5662.87	-1479.22	-377.63	Upgrade
Cash Income Tax Paid	8,487	6,418	4,452	6,130	4,677	Upgrade

Updated Jan 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.