The San-in Godo Bank,Ltd. Ratios and Metrics

Market cap in millions JPY. Fiscal year is April - March.

Millions JPY. Fiscal year is Apr - Mar.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 4, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021
Market Capitalization	232,266	197,326	185,260	114,417	97,805	87,423
Market Cap Growth	22.33%	6.51%	61.92%	16.99%	11.88%	2.40%
Last Close Price	1541.00	1271.52	1140.45	674.24	545.56	464.25
PE Ratio	10.45	10.53	11.03	7.40	6.75	9.03
PS Ratio	-	1.84	1.73	1.08	1.07	1.10
PB Ratio	0.71	0.63	0.57	0.37	0.28	0.23
P/FCF Ratio	-	0.44	-	-	-	-
P/OCF Ratio	-	0.44	-	-	-	-
Debt / Equity Ratio	4.55	4.62	2.15	2.53	3.55	3.05
Debt / FCF Ratio	-	3.24	-	-	-	-
Net Debt / Equity Ratio	0.62	0.72	-0.57	-0.09	1.35	0.75
Net Debt / FCF Ratio	-	0.50	0.36	0.03	-2.07	-4.85
Return on Equity (ROE)	-	5.88%	5.27%	4.63%	3.95%	2.61%
Return on Assets (ROA)	-	0.24%	0.24%	0.23%	0.22%	0.16%
Earnings Yield	-	9.50%	9.07%	13.51%	14.81%	11.07%
FCF Yield	-	225.88%	-281.41%	-771.64%	-236.13%	-67.40%
Dividend Yield	3.32%	3.77%	3.42%	5.04%	5.87%	3.88%
Payout Ratio	-	36.89%	32.27%	38.53%	23.80%	32.36%
Buyback Yield / Dilution	0.76%	0.83%	1.36%	0.14%	-0.07%	0.26%
Total Shareholder Return	4.08%	4.61%	4.78%	5.18%	5.80%	4.13%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.