The San-in Godo Bank,Ltd. Ratios and Metrics

Market cap in millions JPY. Fiscal year is April - March.

Millions JPY. Fiscal year is Apr - Mar.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021	2016 - 2020
Period Ending	Jan '26 Jan 22, 2026	Mar '25 Mar 31, 2025	Mar '24 Mar 31, 2024	Mar '23 Mar 31, 2023	Mar '22 Mar 31, 2022	Mar '21 Mar 31, 2021	2016 - 2020
Market Capitalization	243,517	197,326	185,260	114,417	97,805	87,423	Upgrade
Market Cap Growth	28.05%	6.51%	61.92%	16.99%	11.88%	2.40%	Upgrade
Last Close Price	1613.00	1271.52	1140.45	674.24	545.56	464.25	Upgrade
PE Ratio	11.62	10.53	11.03	7.40	6.75	9.03	Upgrade
PS Ratio	2.18	1.84	1.73	1.08	1.07	1.10	Upgrade
PB Ratio	0.75	0.63	0.57	0.37	0.28	0.23	Upgrade
P/FCF Ratio	0.50	0.44	-	-	-	-	Upgrade
P/OCF Ratio	0.50	0.44	-	-	-	-	Upgrade
Debt / Equity Ratio	4.35	4.62	2.15	2.53	3.55	3.05	Upgrade
Debt / FCF Ratio	2.89	3.24	-	-	-	-	Upgrade
Return on Equity (ROE)	6.53%	5.88%	5.27%	4.63%	3.95%	2.61%	Upgrade
Return on Assets (ROA)	0.26%	0.24%	0.24%	0.23%	0.22%	0.16%	Upgrade
Earnings Yield	8.66%	9.50%	9.07%	13.51%	14.81%	11.07%	Upgrade
FCF Yield	199.53%	225.88%	-281.41%	-771.64%	-236.13%	-67.40%	Upgrade
Dividend Yield	3.52%	3.77%	3.42%	5.04%	5.87%	3.88%	Upgrade
Payout Ratio	34.81%	36.89%	32.27%	38.53%	23.80%	32.36%	Upgrade
Buyback Yield / Dilution	0.82%	0.83%	1.36%	0.14%	-0.07%	0.26%	Upgrade
Total Shareholder Return	4.41%	4.61%	4.78%	5.18%	5.80%	4.13%	Upgrade

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.