Powszechny Zaklad Ubezpieczen SA (WSE:PZU)
Poland · Delayed Price · Currency is PLN 72.80
-0.26 (-0.36%)
Aug 11, 2026, 5:01 PM CET
WSE:PZU Income Statement
Financials in millions PLN. Fiscal year is January - December.
Millions PLN. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Mar '26 Mar 31, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Premiums Earned | 31,125 | 30,882 | 29,423 | 26,868 | 24,745 | 23,232 |
Investment Income | 28,435 | 28,719 | 28,740 | - | - | 10,200 |
Net Gains on Investments | 85 | 97 | 8 | - | - | 407 |
Total Other Revenues | 5,461 | 6,033 | 5,630 | -1,841 | -340 | 7,122 |
| 65,106 | 65,731 | 63,801 | 25,027 | 24,405 | 40,961 | |
Revenue Growth | -0.50% | 3.02% | 154.93% | 2.55% | -40.42% | 1.28% |
Insurance Benefits & Claims | 25,204 | 24,957 | 25,116 | 22,746 | 21,145 | 15,731 |
Policy Amortization Costs | 1,279 | 1,237 | 1,323 | - | - | 4,766 |
Other Operating Expenses | 14,698 | 14,280 | 13,414 | 10,983 | 1,504 | 12,592 |
Operating Income | 23,925 | 25,257 | 23,948 | -8,702 | 1,756 | 7,872 |
Interest Expense | -6,979 | -7,415 | -8,243 | -8,890 | -4,767 | -418 |
Total Non-Operating Income (Expense) | -6,979 | -7,415 | -8,243 | -8,890 | -4,767 | -418 |
Pretax Income | 17,134 | 17,842 | 15,705 | 16,145 | 8,137 | 7,454 |
Provision for Income Taxes | 3,966 | 3,855 | 3,484 | - | - | 2,020 |
Net Income | 10,551 | 13,987 | 12,221 | 16,145 | 8,137 | 5,434 |
Minority Interest in Earnings | 6,867 | 7,288 | 6,879 | 6,739 | 1,885 | 2,098 |
Net Income to Common | 6,301 | 6,699 | 5,342 | 5,780 | 3,781 | 3,336 |
Net Income Growth | 7.75% | 25.40% | -7.58% | 52.87% | 13.34% | 74.48% |
Shares Outstanding (Basic) | 863 | 863 | 863 | 863 | 863 | 863 |
Shares Outstanding (Diluted) | 863 | 863 | 863 | 863 | 863 | 863 |
Shares Change | -0.00% | -0.00% | -0.00% | -0.00% | 0.01% | 0.00% |
EPS (Basic) | 10.11 | 7.76 | 6.19 | 6.69 | 3.91 | 3.86 |
EPS (Diluted) | 10.11 | 7.76 | 6.19 | 6.69 | 3.91 | 3.86 |
EPS Growth | 10.61% | 25.36% | -7.47% | 71.10% | 1.29% | 74.66% |
Free Cash Flow | 5,522 | 9,011 | 26,951 | 26,953 | 1,529 | 6,157 |
Free Cash Flow Growth | -79.66% | -66.56% | -0.01% | 1662.80% | -75.17% | -77.46% |
Free Cash Flow Per Share | 6.40 | 10.44 | 31.22 | 31.22 | 1.77 | 7.13 |
Dividends Per Share | 4.800 | 4.800 | 4.470 | 4.340 | 2.400 | 1.940 |
Dividend Growth | 7.38% | 7.38% | 3.00% | 80.83% | 23.71% | -44.57% |
Operating Margin | 36.75% | 38.42% | 37.54% | -34.77% | 7.20% | 19.22% |
Profit Margin | 16.21% | 21.28% | 19.15% | 64.51% | 33.34% | 13.27% |
FCF Margin | 8.48% | 13.71% | 42.24% | 107.70% | 6.27% | 15.03% |
EBITDA | 25,451 | 26,774 | 25,447 | -7,316 | 1,756 | 9,220 |
EBITDA Margin | 39.09% | 40.73% | 39.88% | -29.23% | 7.20% | 22.51% |
EBIT | 23,925 | 25,257 | 23,948 | -8,702 | 1,756 | 7,872 |
EBIT Margin | 36.75% | 38.42% | 37.54% | -34.77% | 7.20% | 19.22% |
Effective Tax Rate | 23.15% | 21.61% | 22.18% | 0.00% | 0.00% | 27.10% |