Croatia osiguranje d.d. (ZSE:CROS)
Croatia · Delayed Price · Currency is EUR 3,300.00
0.00 (0.00%)
At close: Aug 7, 2026
Croatia osiguranje d.d. Income Statement
Financials in millions EUR. Fiscal year is January - December.
Millions EUR. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Premiums & Annuity Revenue | 633.1 | 606.8 | 540.81 | 476.4 | 428.58 | 411.35 |
Total Interest & Dividend Income | 50.8 | 50.35 | 38.78 | 43.94 | 43.61 | 51.76 |
Gain (Loss) on Sale of Investments | 2.92 | 8.96 | 8.87 | 8.02 | 4.28 | 2.55 |
Other Revenue | 44.7 | 42.19 | 36.52 | 28.42 | 23.77 | 31.89 |
| 733.52 | 710.3 | 625.02 | 556.82 | 500.73 | 497.56 | |
Revenue Growth | 8.68% | 13.64% | 12.25% | 11.20% | 0.64% | 8.76% |
Policy Benefits | 363.43 | 353 | 315.68 | 285.93 | 234.2 | 254.49 |
Policy Acquisition & Underwriting Costs | 64.71 | 64.21 | 53.82 | - | - | 87.78 |
Selling, General & Administrative | 151.48 | 149.61 | 138.24 | 122.73 | 118.27 | 80.37 |
Other Operating Expenses | 75.32 | 61.71 | 50.25 | 81.18 | 79.03 | 9.4 |
Total Operating Expenses | 654.94 | 628.53 | 557.98 | 489.84 | 431.5 | 432.04 |
Operating Income | 78.59 | 81.78 | 67.04 | 66.98 | 69.23 | 65.52 |
Interest Expense | -1.73 | -1.87 | -1.96 | -1.82 | -1.74 | -1.8 |
Earnings From Equity Investments | 1.67 | 1.48 | 1.43 | 1.78 | 1.4 | 1.48 |
Currency Exchange Gain (Loss) | 0.78 | -3.87 | 1.52 | -1.02 | 2.96 | -1.87 |
Other Non Operating Income (Expenses) | -0.15 | -0.15 | -0.12 | 0.58 | 3.38 | -5.53 |
EBT Excluding Unusual Items | 79.16 | 77.37 | 67.91 | 66.5 | 75.22 | 57.8 |
Impairment of Goodwill | -1.73 | -1.73 | - | - | - | - |
Gain (Loss) on Sale of Assets | 1.43 | 0.42 | -0.07 | 0.56 | 0.02 | 0.15 |
Asset Writedown | 2.03 | 2.03 | 0.89 | 2.59 | -6.16 | -2.01 |
Legal Settlements | -0.61 | -0.61 | 0.83 | -0.54 | 0.39 | 1.26 |
Other Unusual Items | 0.15 | 0.15 | 0.07 | 0.07 | 0.07 | 1.09 |
Pretax Income | 80.43 | 77.63 | 69.62 | 69.17 | 69.54 | 58.29 |
Income Tax Expense | 12.59 | 12.18 | 8.54 | 10.72 | 11.26 | 10.02 |
Earnings From Continuing Ops. | 67.84 | 65.46 | 61.09 | 58.45 | 58.28 | 48.27 |
Minority Interest in Earnings | -0.04 | -0.07 | -0.06 | -0.07 | -0.08 | -0.06 |
Net Income | 67.8 | 65.39 | 61.03 | 58.38 | 58.2 | 48.21 |
Net Income to Common | 67.8 | 65.39 | 61.03 | 58.38 | 58.2 | 48.21 |
Net Income Growth | -2.31% | 7.15% | 4.53% | 0.31% | 20.71% | 11.01% |
Shares Outstanding (Basic) | 0 | 0 | 0 | 0 | 0 | 0 |
Shares Outstanding (Diluted) | 0 | 0 | 0 | 0 | 0 | 0 |
Shares Change | - | - | - | - | - | - |
EPS (Basic) | 161.06 | 155.34 | 144.97 | 138.69 | 138.26 | 114.54 |
EPS (Diluted) | 161.06 | 155.34 | 144.97 | 138.69 | 138.26 | 114.54 |
EPS Growth | -2.31% | 7.15% | 4.53% | 0.31% | 20.71% | 11.01% |
Free Cash Flow | 119.34 | 125.16 | 145.99 | -65.61 | 50.05 | 39.04 |
Free Cash Flow Per Share | 283.50 | 297.32 | 346.82 | -155.86 | 118.89 | 92.73 |
Dividend Per Share | - | - | 106.520 | 267.640 | - | - |
Dividend Growth | - | - | -60.20% | - | - | - |
Operating Margin | 10.71% | 11.51% | 10.73% | 12.03% | 13.83% | 13.17% |
Profit Margin | 9.24% | 9.21% | 9.76% | 10.48% | 11.62% | 9.69% |
Free Cash Flow Margin | 16.27% | 17.62% | 23.36% | -11.78% | 9.99% | 7.85% |
EBITDA | 87.45 | 89.93 | 74.74 | 73.46 | 74.73 | 70.4 |
EBITDA Margin | 11.92% | 12.66% | 11.96% | 13.19% | 14.92% | 14.15% |
D&A For EBITDA | 8.87 | 8.15 | 7.7 | 6.48 | 5.51 | 4.88 |
EBIT | 78.59 | 81.78 | 67.04 | 66.98 | 69.23 | 65.52 |
EBIT Margin | 10.71% | 11.51% | 10.73% | 12.03% | 13.83% | 13.17% |
Effective Tax Rate | 15.65% | 15.68% | 12.26% | 15.50% | 16.20% | 17.19% |
Revenue as Reported | - | - | - | - | - | 509.66 |