Enova International, Inc. (ENVA)
| Market Cap | 5.79B +93.4% |
| Revenue (ttm) | 1.69B +24.0% |
| Net Income | 355.45M +38.7% |
| EPS | 13.46 +43.7% |
| Shares Out | 24.90M |
| PE Ratio | 17.29 |
| Forward PE | 12.28 |
| Dividend | n/a |
| Ex-Dividend Date | n/a |
| Volume | 210,549 |
| Open | 237.31 |
| Previous Close | 237.30 |
| Day's Range | 232.27 - 240.32 |
| 52-Week Range | 103.02 - 267.45 |
| Beta | 1.23 |
| Analysts | Strong Buy |
| Price Target | 277.14 (+19.09%) |
| Earnings Date | Jul 23, 2026 |
About ENVA
Enova International, Inc., a technology and analytics company, provides online financial services in the United States, Brazil, and internationally. The company offers consumer and small business installment loans; consumer and small business line of credit accounts; CSO programs, including arranging loans with independent third-party lenders and assisting in the preparation of loan applications and loan documents; and bank programs, such as marketing services and loan servicing for near-prime unsecured consumer installment loan. It also provid... [Read more]
Financial Performance
In 2025, Enova International's revenue was $1.49 billion, an increase of 20.33% compared to the previous year's $1.24 billion. Earnings were $308.39 million, an increase of 47.24%.
Financial StatementsAnalyst Summary
According to 7 analysts, the average rating for ENVA stock is "Strong Buy." The 12-month stock price target is $277.14, which is an increase of 19.09% from the latest price.
News
Enova CEO Says Better Data, Not AI Hype, Will Decide Who Gets Credit
Watch more: Need to Know With Enova's Steve Cunningham Enova doesn't want its customer relationships to end when the loan is repaid. That's the larger ambition behind the lender's pending acquisition ...
New Report: Small Businesses Lean Into Growth and AI
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Enova price target raised to $283 from $210 at Seaport Research
Seaport Research raised the firm’s price target on Enova (ENVA) to $283 from $210 and keeps a Buy rating on the shares. The firm notes Q2 upside should be driven…
Enova price target raised to $257 from $250 at TD Cowen
TD Cowen analyst Moshe Orenbuch raised the firm’s price target on Enova (ENVA) to $257 from $250 and keeps a Buy rating on the shares. The firm updated its model…
Resilient Shoppers and Confident Small Businesses Drive Enova Lending to Record High
Online lender Enova International saw improvements in both originations and credit during the second quarter, with consumer spending remaining resilient and small businesses optimism increasing, Enova...
Enova International Earnings Call Transcript: Q2 2026
Second quarter 2026 delivered strong originations and revenue growth, with adjusted EPS up 33% year-over-year and robust credit performance. Guidance for 2026 was raised, and the pending Grasshopper Bank acquisition is expected to drive further synergies.
Enova International Earnings release: Q2 2026
Enova International released its Q2 2026 earnings on July 23, 2026, summarizing the period's financial results.
Enova International Quarterly report: Q2 2026
Enova International has published its Q2 2026 quarterly earnings report on July 23, 2026.
Enova International Slides: Q2 2026
Enova International has posted slides in relation to its Q2 2026 quarterly earnings report, which was published on July 23, 2026.
Enova Reports Second Quarter 2026 Results
Originations rose 27% and total company revenue increased 22% from the second quarter of 2025. Diluted earnings per share of $4.00 increased 40% and adjusted earnings per share1 of $4.31 rose 33% comp...
Enova Announces Board of Directors Appointment and Planned Departures
CHICAGO, July 10, 2026 /PRNewswire/ -- Enova International (NYSE: ENVA) announced changes today to the Board of Directors. Maria Veltre will join Enova's Board of Directors, effective immediately.
Enova Announces Date of Second Quarter 2026 Financial Results Conference Call
CHICAGO, July 9, 2026 /PRNewswire/ -- Enova International (NYSE: ENVA), a leading financial services company powered by machine learning and world-class analytics, today announced the company's second...
Enova price target raised to $280 from $260 at Jefferies
Jefferies analyst John Hecht raised the firm’s price target on Enova (ENVA) to $280 from $260 and keeps a Buy rating on the shares. The firm expects a strong second…
Enova price target raised to $270 from $199 at BTIG
BTIG analyst Vincent Caintic raised the firm’s price target on Enova (ENVA) to $270 from $199 and keeps a Buy rating on the shares. The firm updated estimates and targets…
Enova International price target raised to $270 from $195 at Citizens
Citizens raised the firm’s price target on Enova International (ENVA) to $270 from $195 and keeps an Outperform rating on the shares. The company announced in December that it plans…
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Enova International Transcript: 21st Annual Needham Technology, Media, & Consumer Conference
The discussion highlighted a transition to digital banking through the Grasshopper Bancorp acquisition, strong competitive positioning in both consumer and SMB lending, and a disciplined, on-balance-sheet funding model. Leadership emphasized robust risk management, high ROEs, and a focus on organic growth and innovation.
New Report: 93% of Small Businesses Expect Growth in 2026
New data also shows AI adoption continues to rise and small business owners increasingly bypass traditional banks as financing patterns shift CHICAGO, May 1, 2026 /PRNewswire/ -- Small businesses are ...
Enova To Present at the Needham Technology, Media, & Consumer Conference
CHICAGO, April 30, 2026 /PRNewswire/ -- Enova International (NYSE: ENVA), a leading financial services company powered by machine learning and world-class analytics, today announced that Steve Cunning...
Enova International price target raised to $200 from $191 at Maxim
Maxim raised the firm’s price target on Enova International (ENVA) to $200 from $191 and keeps a Buy rating on the shares. The firm cites the company’s Q1 earnings beat,…
Enova International price target raised to $210 from $185 at Stephens
Stephens raised the firm’s price target on Enova International (ENVA) to $210 from $185 and keeps an Overweight rating on the shares. The firm continues to recommend shares following a…
Enova International price target raised to $190 from $165 at TD Cowen
TD Cowen analyst Moshe Orenbuch raised the firm’s price target on Enova International (ENVA) to $190 from $165 and keeps a Buy rating on the shares. The firm updated its…
Enova International price target raised to $195 from $182 at Citizens
Citizens raised the firm’s price target on Enova International (ENVA) to $195 from $182 and keeps an Outperform rating on the shares. Enova delivered another strong quarter with over 30%…